How do you guys go about adding beneficiaries when no body you want to add as a SSN? Everywhere I have seen it, it says optional but I wonder if should I die, they will get the money without the ssn?

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Which CC is better for sign-up bonus - Citi Premier 80K points or Chase Aer Lingus/Iberia 100K Avios points?

I churn somewhat regularly and am under 5/24 by 1. I think Citi's points are more valuable but maybe I should knock out another Chase card before I'm at 5/24 again, even though Avios isn't as versatile?

Folks who trade more than a couple of times a day, do you have to have your crypto in the exchange during the non-trading times ? I am debating if it’s safe to keep in the exchange or is there a better way perhaps moving from cold storage to exchange every time ? I know the transaction fee is a killer . Thoughts ?

Hi folks,

I am already covering 80c 1.5l limit by elss and pf.

Can i invest 50k only in nps and avail tax benefit under 80ccd 1b.

Tia.

Whats the second source of income for a IT employee ?

Anyone needs help in filing ITR? Today is the last date. Even if you have got zero taxes cut, you should still file itr. It has many benefits. Cost for filing would be very very less(250 bucks).
Dm fast. Only limited time available

PwC Tata Consultancy Accenture Deloitte EY

FIRE Newbie here - wondering how everyone is retiring early (30’s 40’s 50’s) if the majority of your savings are tied up in tax preferential retirement vehicles you can’t really touch for another few decades?

Well, its a good thing I sold ARKF when it was $55 last year

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

Is there anyone from Canada here? I’m looking for some information on working out of the country, but selling insurance.
Thanks

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Has your firm restored your pay? Is it worth considering jumping to another firm that is going to pay you what you’re worth? Don’t know about the rest of you, by my student loan interest rates aren’t getting any lower.

Investing newbie here trying to invest my hsa. Debating if I should do 100% on something like viix for simplicity or if I should diversify? If diversifying, what’s a recommended approach? Perhaps 2-4 funds? Many thanks for the help.

Best sign up bonus right now that is not the CSP and the Amex platinum?

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Deloitte senior managers - comp? Sales targets if any?

How is it like working in consulting vs big tech vs government vs industry (as a non Cs person)

During my job search, I am getting a lot of recruiters asking for me to answer right to represent emails. These particular recruiters follow a same pattern and seem unprofessional. Shall I be aware and not sign these right to represents? Are they a scam? Or is it a cultural thing… can someone advise me, I’m based in the USA

Would anyone recommend a good place for indoor tennis lessons? Thanks 😊

I lead our SOC practice for a US mid tier cpa/consulting firm. I've been losing a lot of deals due to lower cost / boutique vendors who are partnered with these SOC automation platforms (Vanta, Laika, etc.). Have any of you used these tools for the audit and what has your experience been like? Thanks

Is it had to become an Art Director for a fashion brand? Because I was told if you aren’t familiar with Textiles, patterns and fashion merchandising it’s hard to get into.

What’s the base salary for BCN Associate Consultant in India ?

The GoToMeeting hold music is the soundtrack to my nightmares

Just got an offer to upgrade my Amex Gold to Platinum with a 100k point bonus (spend $6k in 6 months). Is this worth it to upgrade to platinum? Would you do it

Has anyone ever been in the position where you’re offered a job and it’s great, but it just doesn’t feel like the right time to jump? If they really like you and they’re actively hiring, is it possible to ask to be reconsidered in a year?

How do you all feel about D&I Reports? Do you think they’re still valuable and a stand-alone report or part of an integrated corporate message?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Has anybody made the jump from agency to Microsoft? Job is in Digital Production working w/ the Cloud/AI team. $ is on par. Requires leaving a full time role (rather quickly) for a 18mo contract. 🤔

NJ folks: Looking for groom’s outfit for mehendi/wedding, any recommendations where I can check it out?

Tips to clear AWS solution architect professional exam. No background in AWS

Nobody asked, but here I share the best 5 tools that will ease your job as a community manager:

👉 Canva
👉 Hootsuite
👉 Google Drive
👉 CapCut
👉Qoob Stories

Would you add or change something?

Hey guys
What's a good birthday present for my 30 year old wife ? I got her something sentimental but I want to couple it with a few other things.

NJ folks: Looking for groom’s outfit for mehendi/wedding, any recommendations where I can check it out?

How long does I-140 preparation take? From the moment they receive the hard copy PERM doc to the moment they mail out the application? Can this be done technically under 2 days if law firm obeys?

Any book recommendations to gift my cousin sister? She studied (masters) psychology and is a trained classical dancer.

Anyone able to see the moon in NJ?

Which service(s) do you use and can recommend to send money to India?

Do you think consulting is not the right path for core technical people ?

Paid $100 application fee for GEP but police verification not available at my home location during my visit to India. Is there any work around?

I'm 6 months old at D! Planning early promotion next year.. counselor and pm both are backing me.. I need to go to India for at least 4 weeks in Dec ... most probably would be rolling off from current project by then .. would this vacation hurt my promotion chances coz of utilization etc?

Anyone works at Salesforce? I so want to be a part of the firm!!

Hello. Traveling to Kathmandu in Nepal for a week towards the end of July . Any recommendations for things to do , place to visit , food to eat & things not to miss 😂. Thank you

How to deal with a relationship trauma? Especially when your ex has moved on.

Looking to buy an 💍. Might make a trip to India in 6 months. Any advice on helping me make the decision to buy in US vs India?

Just curious- how many 🐠 on this bowl are on OPT/ h1b (H) and how many have GC/citizenship (C)?

Anyone from Huron on the group? I see booming Oracle Cloud things on there, want to know more - Risk and Controls guy from PwC.

Does PwC revoke your I-140 petition if you leave the firm within couple of months after the approval?

Is it legal for green card holders to work on a second /side gig on Corp 2 Corp ?

Anyone did transit though Hong Kong? Seems we need to register and get approval? Can you pls share your experience if any?