Do you follow the 50/30/20 rule for bills+needs/savings+debt/wants?

9 years at the firm, 3 as a manager and I just broke $100k in the Northeast region. Maybe it's time to explore my options.

Dropping $40K on NFTs pray for me

I have to support my family financially. Usually my mom cooks for the family so groceries only cost $1200/month. However, my mom is abroad for 2 months so it’s just my siblings and they can’t cook so they’ve been using my card for doordash. I think there are days when they spend $100+/day. It’s frustrating because my mom already told them the daily budget repeatedly. I’ll go bankrupt at that rate. However, it’s not like I can take my card back since I don’t want them to starve…

What’s the smartest allocation (for a late twenties person) of 100K right now, between ETFs, stocks, crypto and bonds? I am mostly in cash right now and feel I’m missing out on investment ops, but also wary of putting money in the wrong place. Any advice would be greatly appreciated!

Well, its a good thing I sold ARKF when it was $55 last year

Best resource to learn about the energy generation world and trading? Would appreciate some courses, books, or leads.

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Which credit card do you think is the best for ME consultants?

Is it better to buy stocks and options around 10 or after 1 pm central time to avoid the market rush/high at 9 and 12?

Is it possible to be a “silent” investor (party A) with a friend who’s an accredited investor (party B)investing in a company? So if B is investing $50k in a company, and A wants to give B $25k of that investment, is this possible with an agreement between A and B, where they’re responsible for their own portion of taxes?

We all know- SIP of 50k/pm for 15 years at a CAGR of 12% p.a. grows to 2.52 Crs ( approx.). BUT

Do you know- If we delay it by just 2 years- the value falls to 1.88 Cr ( approx.) Difference is a WHOPPING 64 LACS, though the difference in Investment amount is only 12 lacs!!

THATS THE POWER OF COMPOUNDING!! AS THE SAYING GOES- THE BEST DAY TO START YOUR INVESTMENT WAS YESTERDAY!! Any view is appreciated!!

First time homebuyer here. Any good 101 course which covers end to end of home buying. I know there are few government affiliates who offer in person courses but am looking for an online course.

Quick poll time. How old are you and how much debt do you have? Credit cards, student loans, vehicle loans, mortgage loans, etc., etc.?

I'm 31
$8k in debt (All credit card. No mortgage currently, but looking to buy. Car and student loans are paid off.)

Trying to find an investment property to rent out for about $300k - what are your recs for location ?

List the college you went to. When you graduated. How much you pay monthly on student loans and when you think you will be done.

24 yr old, 110k TC, maxing out Roth IRA and Roth 401k, no debt or large expenses. Also have ~35k sitting in a bank account. What should I do with that money?? Am I better just sitting on it for a while then watching it shrivel up in my brokerage account?

When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

Hi fishes

My package is 25.5 LPA fixed. Can someone suggest which tax regime would be better for me. As of now I do not have a home loan to claim tax benefit.
Also what could be the in hand salary in my case.
PF deduction : 153000

Does anyone have advice in how to transition into a corporate job from a small company?

Hi,
What kind yearly hike can be expected in TCS by lateral hires?? Would be great if some one can give a band wise estimate.
Also is the hike amount added to fixed components like basic and hra... or only in mva or qva components??
Appreciate your responses.

Forza Ferrari! Let’s go!! 1-2 in Round 2!

Do we get anything on diwali from optum

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Pretty tickled when creatives beta test their LinkedIn jokes on here.

Lots of people loosing jobs due to Layoffs. Please ping me I can refer you in Accenture!

What will be the inhand salary at tcs on 10 lpa

I'm working at a startup where I feel like I've spent as much time trying to deal with product issues vs working on roadmap items. I get this is bound to happen in a start up but is this common? I'm not sure what to do. It seems like no one really thought about the architecture or ux as much as they should have in my opinion. I need some advice.

I’m an active Shakespearean actor in my spare time. If I listed my pronouns on LinkedIn as Thou, Thee,Thy, Thine would that be ok or misconstrued and cause an uproar? I’m not looking to offend anyone, just express my side hustle.

I am having HCL offer of 19 LPA but I have got counter offer from other company of 21 LPA, if i again go to HCL and ask for better compensation means will HR agree and process for more than counter offer ?

Anyone works in public sector/government audit what is your salary progression?

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I'm trying to find good examples of design systems with gamification. Does anyone have some recommendations? Thank you! 🌞

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Damn LIBOR rate up again...

SOFI or who else?

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Does having student loans impact your ability to get a mortgage?

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

I have a 25K loan from my MBA. I paid off 100k whole, after graduation. 3 years ago, I moved my loan from federal to private ( SOFI) account. I recently lost my job. I have applied for unemployment, as the severance that I received will only cover for 2 months. Together my husband and I used to make less than 250k after tax. Now, with a loss of pay , we are going to make less. Do you think I will be eligible for Loan forgiveness?

Are you doing what you thought you would be when you took out your student loans? If so, do you feel like taking out your loans was worth it?