Does anyone have the Amex Platinum card? Are the benefits worth the $550 annual fee?

Hi there, I had a question about 401k or Roth IRA. Should I put money into anyone of the two as an international student? I don’t see the point because I want to invest my money instead of saving it. Plus I don’t even have a permanent resident status so I don’t know if it makes sense saving it for retirement. On the other hand, the employer match and so on sounds good. So should I save it and take it out later or just invest it?

I recently was let go (in lieu of accepting my two weeks) and I should have received my March expense check by the end of April per the employment agreement (submitted the report April 1, let go before mid April). I have emailed HR but haven't heard anything. I've got a feeling someone at the top is putting a hold on it.

How do I get my money from them? It's a few hundred dollars

Sorry if this isn't the right bowl for this question - I've checked a few.

What are some good modern/post-pandemic personal finance books you can recommend?

Kind of wild that I consider myself very lucky to make $175k a year at 26, yet I could barely cash flow the shittiest Manhattan apts without being stretched

Can you change your 401k contribution amount specifically for bonuses, in the fidelity 401k? You can do this for Schwab 401k but not seeing an option for fidelity

Hi, Ive been working for 5 yrs now , but haven't made any investment or bought asset as such, no savings except the ppf. Please guide

Think this consolidation period is going to end in the near term, primarily driven by:

1. Microstrategy “open sourcing” their playbook for purchasing BTC as public company

2. Coinbase to offer staking for ETH in Q1 ‘21 - think how much will get locked up.

3. GME / stonks fallout - retail may moreso see the benefits of decentralization and crypto. Yes Coinbase is CEX to get you onboard, but DEX can’t be turned off.

Finally got my nano s. Took the dip as an opportunity, bought some more coins and stored it in the nano. I plan to avoid looking at prices for a while and sleep better at night :)

I had no income in India and was in US the entire year. Do I need to file IT return with 0 income?

Anyone have situational depression? Can’t stop beating myself up over a decision a year ago. Basically missed out on a massive amount of money. I know this seems trite and i never even cared thatt much about money before this year.

So many other good things happened to me this year - got married, got a puppy, moved etc, and yet the one thing i keep returning to is this decision as though i ruined my life. Ironically the only thing ruining my life is my outlook and yet i just can’t stop.

What are your experiences with buying or selling homes on leased land... Is it really a secure investment, or could they just take back the land whenever they wanted?

Anyone know good cpas or tax preparers? Mine should be fairly straightforward, but I’ve worked in 3 different states so worried that’s going to complicate things for me

Any advice on how to transition into healthcare IT without experience? I have a MS and MPH. Burned out on patient services roles. Hoping to make a transition before the year out. Actively seeking new opportunities.

If I’m selling stock to make the down payment for my primary residence house, is there any way I can limit or avoid some capital gain tax?

Can someone please explain the process of selling a home when you have an Islamic loan? Since it’s profit sharing i don’t fully own the home right? So if i sell it i can’t take full profits since i don’t own it outright. I’m considering Islamic financing but have so many questions about it. Can you take an equity line? Can you write off mortgage interest?

Anyone participating in dry January or done similar things in the past? Did you notice an effect on mental health or other benefits?

Is it mandatory to submit previous employment declaration while submitting Income tax declaration. Or we can just skip this. Since this is my 2 nd company not aware of this much. What happens at the end of financial year if we don't declare previous employment declaration. Seniors kindly help🙏

Any real estate experts in the house? Thinking of making a move to Miami from Jacksonville. Jacksonville real estate is still pretty inflated and hasn’t really come down much. Is real estate in Miami following the same pattern? Or is it expected to deflate with high interest rates?

Man, what Wall Street Bets pulled off was just epic! :D So tempted to throw in some of my monies to stick it to the hedge funds and then donate any gains to charity.

Joined Wipro on 27th October. It's been 15 days, no on from project has reached out to me nor any contact given, what is Wipro doing? Also is Wipro calling people to office?

How do you know you’re a good designer? I get most of my ideas from being inspired by other work and just creating what I feel looks good. I know how to use design programs. But, I don’t know if that’s enough.

I’m in Deloitte human capital and want to eventually (but sooner rather than later) move to industry doing internal talent/people stuff. My coach recommended getting SPHR or equivalent. Thoughts?

If you start as a Program Manager, how/when do you begin to advise people as a people lead? I’ve heard Program Managers are not people leads. I started lead a team of 3 about a month ago at my current job and don’t want to lose leadership experience but have been told my YOE would map to a Program Manager level at Google.

Recently obtained my aPHR and I’m considering next steps in advancing my career. I am eligible to sit for the SHRM-CP presently and will not be able to sit for a PHR until 09/2023. Any pros/cons with either certification? Should I wait to sit for PHR or go for SHRM-CP now?

Taking my REG retake in one week. Got a 71 the last time. I purchased ninja and was planning on drilling MCQ, sims, and reading ninja notes for the next week. Do you guys think this will be sufficient?

Hi all, I’m confused with the NTS and test deadlines. I asked for my first NTS on 4/5/2021 and got it until 6/14/2021. Do I have 18 months to pass exams since April or June ? Thanks

Hello guys what is the role of Java r&d department in bosch

Goff against Seattle or mahomes against Jacksonville? Both are hot right now. I’m inclined to go Goff because Jacksonville’s defense worries me, and Seattle is pretty week this season. Thoughts?

How’s FCB NY these days?

Hey when does the designation change ? We have got the promotion, hike and bonus. When will it change on teams?

Any insight on DoorDash salaries?

🎇What’s your biggest win from 2021?

Drop it below, let’s celebrate 🥳

I have passed the nagarro online assessment test, when can I expect the call from recruiter , it's already 2 days now.

Hi, There are various opportunities in citi for IT and Non Tech roles in Project management, please DM to send your resume

Considering the FRM certification. Those who’ve taken it, how quant heavy is it? I have a compliance risk background and don’t have a deep math or statistics background. However, I want to expand my skillset. Any thoughts?

My flight is at 6:45am tomorrow Im in the north end - will uber/lyft be available at this time??

Did EWR pull out of priority pass? Seems like there are no more lounges listed at the airport. Kinda disappointed with the sapphire reserve lounge access…

Any star alliance status match delta platinum?

Has anyone been offered a status buy-up for 2021. ~$1700 short of United 1k this year and think my travel will increase a good bit starting next year. Think it could make sense, especially given the 2021 thresholds

Got tickets to the World Cup by man flights are expensive and so are mike redemptions. Anyone have tips in find best award availability?

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

What are some perks of the Ritz?? I’m staying here for the next few weeks but I don’t get the hype

💳Credit card help💳 Starting a new job in two weeks. The new company does not give a corporate card, so I get to pick my own. If things were normal and I was traveling / spending as usual, getting the CSR or AMEX platinum would make sense. But with things the way they are, what should I do? Work related expenses will be minimal, but Im moving/furnishing an apartment so personal spend will be decent. TIA!

Looking to buy 35K marriott bonvoy points. Let me know if anyone’s willing to sell?

People at EY not use the corporate card? The expense system is horrible. But might not be worth using my Marriott card...

New year checklist for amex plat, CSR, Delta, and AA? :)

Flight attendant woke me up while I was sleeping to give me ice cream, then I couldn’t go back to sleep.
How many points?

Any suggestions on SPG/Marriott hotels in Barcelona for personal travel?

Is there a thread of company discount codes? ISO Hilton code (do not judge me my BIL is getting married at a Hilton and his fiancé is going to go postal if we don’t reserve a room now)

Just booked flight to Hong Kong. Best SPG/Marriott to book on points? Trying to find proximity to good nightlife, restaurants, and public transportation. (Cont.)

Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

American airlines is so dumb. Was trying to purchase MCE seats for a long-haul. You can’t
purchase it online after check-in. And they can’t uncheck you over the phone. Good thing I fly Delta!

I can get to next tier (Titanium) Marriott Status using my annual choice award or with a credit card - question being, what historically has been the best offer on the Bold or Boundless cards and how does the current offer compare?

I'm about to start my first travel case. SPG or Accor?

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Lyft driver delayed picking me up 30 min, resulting in me canceling my ride and asking hotel to call me a “yellow taxi” to get to the airport because it was 5am and all ubers/lyfts were 15 min. Specifically said yellow. Hotel calls me a private lux SUV and the driver got out of the car to handshake the man who called and said hi (honestly money couldve been passed). I then get hit with a $180 ride. Marriott website says taxi should be $65. Should I complain or let it go?