Does everyone here consider .3% a high management fee? I have an old 401k I want to roll over to Vanguard, set, and forget 90% of the time, but they have .3% as the management fee. All other funds are self managed so it averages out even lower.

like
Posting as :
works at
You are currently posting as works at

Certainly higher than what you can get at places like vanguard but not obscene.

If for .3 you get automatic investing into ETFs of your choice, automatic rebalancing, and automatic tax loss harvesting, then .3 is a fair price.

I pay .6 for an actively managed mutual fund with auto-rebalancing and additional features. I’d say .3 is a lot for minimal services

.3 is nothing .6 seems to be worth the value of actively managed. Can always spilt and do partial active partial self-managed and decide in a year who is performing better.

Related Posts

Does Boston Consulting Group have the following?
- HSA
- After tax contributions to 401k w/ in plan Roth conversion

I’m joining in a few weeks and doing some planning on how to adjust my existing accounts/strategy.

Thanks!

like

What are the benefits of getting the president's club award?

like

Ex healthcare workers in Tech/Sales Engineering/ Healthcare consulting;
I have my masters in nursing/FNP (1 yr) making <K70 (Indiana) due to low patient census in my role. No desire for a different FNP job nor to return to bedside nursing (RN 5 yrs). I have heard of some individuals with remote positions making >K100 with little to no experience in tech or consulting after doing a boot camp or cert?
If you pivoted; What’s your current role/ Income & what did you do to complete the transition?

like

Is WFH really ever going to end? I see the benefits of in-person at times, but does it really out weigh remote? As an industry we’ve done it almost two years! How likely is it places that are going to tentatively be hybrid actually follow through?

like

im 27 and could possibly retire if I kept my spending low. However you never know what’s going to happen, do you? How do you deal with the uncertainty?

like

Im so happy! I just paid off all my debts!

like

What type of job duties does one do in healthcare administration? Interested in healthcare but getting tired of consulting.

like
like

hey Wish to get into product companies like collins aerospace, bosch, Electronic arts , Pfizer gaming first preference , follpwed by healthcare as a business analyst in analytics space. Could somebody guide how to get into such companies? i have 8.8 YOE as a BA

Do you share details about raises/bonuses/other financial gains with friends or do you keep it to yourself? I have a few friends who will tell me everything from how much money they make to how much their husband spent on them for their bdays to how much their parents make?? To me that feels like bragging/being arrogant. It’s also the way they say it, feels very much like seeking validation to me.

like

When I place a limit buy on Bittrex, say on a eth-strat pair, and it hits my bid 2 days later, what is the constant? Price of eth (at time of order) or units of strat bought?

Does anyone have any insight into partners retiring early? I am at a point where I need to consider leaving if I am not aiming for partner. I don’t see myself working past my 40s. My partner and I are not big spenders and anticipate have enough to retire comfortably in 40s (obviously a lot can change). I have been assured I will become SM in next year (currently 31 years old).

like

WFH/Layoff/Security
Hi,
CCTC including all benefits is 16.57 with 8.3 YOE, primarily focused on Manual Testing.
Is it worth looking for another opportunity?
I am afraid after seeing layoffs news of EPAM, Publicis Sapient & most of the other companies calling employees in the office.
I love my WFH in PwC India & base location of Kolkata. & the best thing is stability in PwC India, they never lay off!!

like

How much does a senior cloud security consultant make at EY?

What benefits should I be asking for if I’m leaving 401k match company with good stock purchase program?

I’m in considering relocating looking for high income low tax city.

like

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

like

I'm new to all this. Is it best to save 10% of my salary all in my company's 401k (with 20% match, increasing by 5% every year)... or saving 5% in 401k and 5% in a Roth IRA?

like

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Looking to transition out of a clinical role to a “clinical data/tech role” to help bridge the gap between healthcare tech and implementation to healthcare companies/field clinicians. Any recommendations to look for healthcare tech companies or getting started for a clinical data training?

likehelpful

More Posts

Anyone working in Dell or worked previously, could you please share how is Dell technologies as a company to work for?
What has been your experience and how long have you been with Dell?
If someone is working as a technical product owner there, it would be great if you could share your experience n assist me?

like

Is PWC Sdc, bangalore location permanent work from home/ hybrid or offices have resumed ?

like

WIP. Whats everyone working on?

Post Photo
like

Hi friends! I need help helping my friend get a remote job anybody hiring for 100% remote work?

likehelpful

You CAN be that leader that people want to work with. 1st, self assessment is required. Be honest: As a leader,have you engaged in/accepted Attribution Bias with a dash of gender &/or race bias? (See the pic) This is something we all need to be aware of as we lead our teams, provide performance feedback, & model the behaviors we'd like to see more of on our teams. Be on the lookout for Attribution Bias in yourself & on your team. It's a hindrance to creating a high-performing, inclusive culture.

Post Photo
likesmart

Hello fishes, Do you have suggestions on Diversity & Inclusion activities that can be done virtually with a group? I found few ideas in google but would love to hear about any experiences and suggestions.

like

Without warning it looks like we'll be switching from consultant teaching to inclusion...what do I need to know. Never co-taught or done inclusion except for years and years ago and it was very informal. Best ways to build a solid relationship with the classroom teacher you're paired with? Pitfalls to watch out for? Thanks!

like

Hi fishes,

What are the perks and benifits in Commonwealth Bank, I have recently got offer and i will be joining as a data scientist in aug.

Any leads wil be helpful.

Thanks

like

Are there any agencies in NY hiring a strategist during the pandemic? I heard many are getting laid off :(

like

ConsultingHumor’s Instagram page (364k followers) did a massive compensation survey for top consulting firms in the US and internationally. Several thousand respondents with base and bonus salary for all the top (and some smaller) firms. Can be used when negotiating your next raise or to see if you want to jump ship to another firm. You can download the full spreadsheet of data at consultinghumor (dot) org

Post Photo
likehelpful

Hi Fishes,

What is Difference between SAP Labs and SAP India Pvt Ltd.

For SAP Consultant which will be best suited organization?

Thanks in Advance

like

Anyone have any leads for OCM roles that are remote?

like

Hi, I'm working with the EY UK in finance transformation consulting. Wanted to ask, how feasible is it to get a gig with the US firm? Since consulting has many opportunities across the pond, wanted to gain US experience as well.

like

Got an offer for M level at Deloitte UK for one of engineering teams. Need to know the wlb for folks at this level and any other advise that you would like to pass on

like

I have a first round at Oliver Wyman as an experienced hire coming up (for their London office), in their M&A operations practise. Any tips on what to expect and how to prepare?

like
like

Wipro anyone recently joined wippproo What is the notice period in probation 2022?

Please help urgently

like

Anyone working in sustainability?

like

Additional Posts in Personal Investment Chatter

Does anyone else think that IBKR’s customer service is kinda shitty compared to other brokerages?

like

Voyager just filed Ch 11 bankruptcy. Rest in pieces.

like

Anyone else long on AMT?

like

Do I need to sell cash sitting in my fidelity core position to be able to use that?

like

Want to start saving/investing from this year. Got £11K and will have £2K a month to invest - any recommendations? I don’t want to take crazy risks, somewhere where this is steady long term growth. Have already maxed out pension and I assume next step is maxing out ISA? After that, what is best? (From UK)

like

I don’t get it: Why would anyone invest, for example, in a 6% dividend yield etf with a 0.50% ER (ie EMHY) instead of a 9% dividend yield etf with a 2.5 ER (ie YYY)? Wouldn’t you still be getting better results with the expensive one?

like

Did not sell some of my underperforming stocks before end of 2021. Can I sell now but include them in 2021 tax return? Remember there is some grace period for this.

like

What’s the max umbrella policy coverage y’all have seen offered by insurance providers? Looking to get one for the first time. Anything I should consider/ask the insurance company?

like

Looking at investing in FedEx and GameStop. Check out Forward PE and PEG, good earnings growth and operating cash flow. Thoughts?

Using Robinhood to do some day trading. Bought a share of Amazon a few months back and have almost 30% ROI. Should I sell? It seems like it is too high right now and the bottom could fall any moment.

like

Investing newbie here: pros cons of getting a rental property vs investing in stocks?

like

Canadian 🐠 Which ETFs are you buying right now?

like

I'm new to investing :
2 questions
1 - where should I invest my
Deloitte 401k in ? Is the vanguard institutional 500 index trust a good place to just put my 401k and forget about it.

2 - I recently opened a fidelity account and have savings I want to invest and want to invest a small percentage every paycheck without worrying about trading it . What's the safest place to invest in and not worry about it for the next 10 years ? VOO? QQQ?

Deloitte KPMG PwC

like

I bought SQ at 10. (3k)
SHOP at 29 (1.5k)

Unfortunately sold the first at 23 and the second at 70.

C’est la vie

like

Anyone have a good online calculator or way to adjust their W-4 towards the end of the year so they don’t get slammed with a high tax bill? I know I’m too late for 2020, but curious for next year...I got slapped with a 6-figure tax bill last year. 😑 My wife and I made adjustments to our 2020 W-4s, but afraid it wasn’t enough.

like

For my marriot members. Which cc do yall have for marriot?

like
like

Has anyone used fundrise? What are your thoughts? Is it worth checking out?

My wife reads nearly an entire book per day just in her spare time after work, no exaggeration. I’m amazed by her and wondering what ideas are out there to monetize her skill? Book editing maybe?

likefunnysmart

SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

funnylike

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal