Does the following strategy make sense: max out back door Roth IRA: 70% FZROX / 20% FTIHX / 10% FXNAX and taxable brokerage: DCA into VOO (or should I do FXIAX since I’m with Fidelity)? I know I should add more ETFs (ARK, QQQ, etc.) to brokerage but want to start off slow

What does anyone know of real estate in Web3? I keep hearing about it but it feels so foreign that I wouldn't know where to begin.

What are your thoughts on Baidu as an investment?

Anyone try Legal Funnel? Thoughts? Worth the $10k?

Where are my swing traders at??

If you could right now, would you buy a house in full cash or invest in the market?

What’s some good digital invest account platforms?

What credit cards does everyone use to maximize rewards points? What bank accounts to maximize sign up bonuses?

Has anyone changed your project after being selected in Jan. DCA?

Hi there, I am looking for companies/referrals hiring AE roles right now. I have 4 years full sales cycle experience and have been a top rep at my HR Tech company located in San Diego. Looking for a hybrid role in San Diego or remote position. Anything would be helpful, thanks in advance!

Does anyone have any advise on how to become a staff video editor at a creative production company? They usually don't have any "job openings" listed on their site.

I have 5+ years of experience working at a creative ad agency, but much of the work was pitch/sizzle videos (yuck).

I'm freelancing now which has been a great step in the right direction but I'd eventually love to be on staff at a post house like The Den, Cut+Run, Company 3 etc. pumping out cool work. Just seems hard to break in.

If I invest 50k in NPS, I would save 7k this year as per my tax calculation. Is this a good deal? In general, I don't like such long term investment, maybe I'd start that when I'm 35 but not today.

Hi, I have 2 offers below,

1. 50lakhs per year in Bangalore
2. €105k in Netherlands

Considering the economic crisis due to war, inflation etc. I am confused on which one to select. Please guide me.

Has anyone made a property purchase using sheriff sales? Can you shed any light on the process or share tips or resources?

Clever ways to get cheaper housing? What's your hack to beat the system?

Married, 2 kids under 3 yrs. Apartment is too small, but we can't afford bigger. Do we rent a 2-story house and split it with another family? Do we stay in our small apartment and get creative with bunk beds and storage solutions?

How can a family, with kids, and one crappy income ($82,000) get a comfortable living situation here?

Let’s talk credit cards! Is there any one which has 0% foreign transaction fee? (Like Revolut)

Anyone know when Ch. 7 BKs must close by? Is this changed by when there are adversary proceedings (alleged fraudulent transfers made to a bank for CC payments)? Asking for my friend who is unfortunately involved bc of his parents, who are the debtors (he isn’t a defendant or a debtor in this, but the payments were made to a CC in his name—a CC he didnt know was opened in his name).

Its in Texas, and the initial BK filing was made about 23 months ago. TIA!

Will I be overpaying, if I get a 2017 Lexus RX350 AWD with 49.5 K miles on it for 32K out of door from a dealership near me? This is my first time buying a used car and also anything outside of a Honda. All insights are appreciated.

I am a direct private lender. I offer fast and reliable loan at 5% interest rate with no prepayment penalty. I can close a deal within 3-7 working days.

Do you have any project/deals that needs 100% funding?

-Jeremy

Is myGEMMA legit to buy watches 👀??

What are some common exit opps for strategy (MBB) consultants in London?

Salary offer of $82,500 with 9% bonus for an RIA based on Los Angeles. Is this comparable to the market at the moment? Position is for an advisory associate that handles project management rather than advising.

ZS hiring for multiple roles... DM in case of any referrals!

Most of my family members think all I do is write addresses on boxes and toss them in the mail. Is there anyone else who has this problem? It feels like people think of logistics as unskilled labor

When is comp day? Thought it was yesterday..

I’m an in-house lawyer with two years of post JD experience. I’ve graduated from a top Canadian school (if that matters). My work is focused on regulations within the capital markets. I’m considering management consulting. I’d like to know what salary range I should aim for at Deloitte, PWC, etc at their NY offices. I appreciate any insight you can give me.

Hi everyone! Does Mackenzie hire people without an MBA degree or any Master's degree?

Looking to hire additional Programmatic and Paid Social staff in NYC. Large account with huge spend, and growth opportunity. Analyst, Sr. Analyst, and Manager positions available

Avg CD salary in Scandinavia? Any country would do

What’s the average salary range for a GAS?

Hi All - unsure if this is allowed but I have an unopened/unused follistim 300IU cartridge (in the fridge). If anyone is in NYC and can use it, please let me know and I’d be happy to hand it off.

Hi All,

I am a full stack developer with 4+ years of experience. My tech stack is node, react, AWS. I am looking for a job change. So I am giving interviews for both frontend and backend. But whenever I am facing interviews, i am getting to know about a lot of new things which I was not aware of which is making me feel depressed ? Because I have knowledge of a lot of stacks but don't have knowledge of anyone in depth making me feel insecure now.

Hi, what does the typical career path look like in Tax at EY UK? Thanks.

How much lti can offer for p2 role, 3.5 experience

I currently work in risk assurance and have a strong background in data analytics. I’m not really sure what my options are looking forward or where to look. Any ideas?

My fiancé and I (ages 30 and 31) are about to buy a house. We would put down 10% for a 835k purchase price. Our combined income is $265k. We both have around 7-10k left in emergency funds (each) and combined about 200k for retirement. Our mortgage is $4,500 a month and we split a car payment for $800. Is this an okay financial decision or should we have bought a cheaper house/saved more?

Best S&P 500 index funds and ETF’s? Currently have a chunk in VOO

I bought my starter home recently. Want to dump everything else i saved into vti (will be about 70k). Would buy a forever home in say 5-6 years. 5 year time horizon is pretty safe right?

Anyone have any legitimate passive income? I’m talking about something that takes sizeable upfront time investment to get going, but takes <5 hrs a week to maintain.

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

If I pay off a HELOC balance in full, is there a chance my lender will close the credit line? I want to pay off my debt (which is subject to a variable interest rate and thus is becoming more expensive to service) with free cash, but I don’t want to lose access to the credit facility.

A very privileged question, but do any of you expect significant inheritance? And if so, how has that affected your retirement planning?

as another fish. have 13k left in car payments for another 40+ months, would you recommend doing a 10k onetime payment or investing that 10k instead. better to lower debt or keep paying monthly cost

Any good bonuses on credit cards right now? (Jan 2022)

Already have Chase Freedom, Amazon (Chase), US Bank Cash+ Discover, AMEX, Wells Fargo 1.5%, all used for different expenditures to maximize cash back.

Thinking about getting the Wells Fargo 2% and closing the Wells Fargo 1.5%, and any others that overlap in cash back categories but at a lower rate.

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

How much do you keep in the bank vs brokerage?

I am starting personal investment now- please tell me if this plan looks good:
- Already have a 401k plan with max matching form my employer
- invest in 5000$ in S&P ETF
- invest 5000$ each in AAPL, AMZN, GOOGL,MSFT
- invest 1000$ each in Netflix, ADP and Home Depot
- invest 500$ each in Intel, Nike,Walmart and T-Mobile
- small amounts 100-500 in Merck, GE, Coca Cola , Altria and Samsung.

Thoughts? I plan to invest a little bit each month (200$) in ETF. Any suggestions?

I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Going from 20yr 3.25% fixed to 15 year fixed mortgage rate of 2.125%, non pints. Is this rate good enough in NYC?

31, $155 base, expenses 2300mo, 30k investment, only debt is 500k house. Is it too late? How far behind am I? If I throw all of my cash moving forward at investments and mortgage can I recover?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

GME and AMC are not doing well today 😂