For a hot real estate market like San Francisco, I see that one bedroom condos with 1000 plus HOA fees are still not selling, so buyers are not buying every single property irrespective of the condition, how so? Why don't people buy condos?

Does anyone mine bitcoin?? Any advice for someone interested in getting in to bitcoin??

Ok, I haven’t done an HSA previously, but considering it for my family during this next open enrollment. What do I need to know about high deductible plans? How do y’all feel about the HSA - any downsides? I’m honestly a little worried about the higher OOP costs, but we’re also not significant users/consumers of healthcare, knock on wood. Anyone regret it and go back to a normal PPO/POS insurance?

I only have Reg left. I failed it once before. For those who have passed Reg what were some of things you focused on? Also if you have any study tips I would really appreciate it, tax has never come naturally to me.

Folks making more than £100K: How do you deal with the 60% effective tax rate on the 100-125K bracket? (HMRC gradually reduces your £12,750 personal tax-free allowance to £0.)

This is the first time it is happening to me. With one month to go until the end of the tax year, I'm thinking of making a one-off extra pension contribution next payroll.

Any other effective strategies with only one month to go?

One of my big hang-ups with biden tax plan is raising corporate tax across the board. Why raise taxes on businesses when we've just found out how fragile it is to be able to run a small business?Why not at least propose some kind of progressive corporate tax structure if you want to raise taxes on corps?

Best credit card for travel?!? And, why? Never really used airport lounges.

I have the Marriott Bonvoy, SW rewards and CSP.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Any investor interest in Healthcare SaaS Startup?

Investment: $500,000
M/M sales now: $12,500

What’s a good, practical tax book to read for someone who knows nothing about taxes? I feel like I should familiarize myself with them but don’t know where to start/find the topic very overwhelming and dense even as a finance attorney. Welcome to other beginning finance book suggestions too! (Already read Kiyosaki and Ramsey)

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

So my offer letter says I have return back the signing amount if I leave within a year. How does the math work-full rerun of 20k or post-tax deduction the any that I received ?

New Jersey partnership question.

Partnerships need to use market sourcing for purposes of calculating NR withholding tax (though NJ doesn't even call this withholding anymore).

However, for purposes of calculating the NJ distributive share of income, you apply Gross Income Tax (personal income tax) rules, which is 3 factor and includes COP.

If I end up with 0% apportionment under GIT and 10% apportionment under CBT (withholding tax), the partnership pays tax upfront but NRs get 100% refund?

What are the best credit cards for travel points?

Just checked my credit score and it’s an 835. Is it possible to ever get an 850? If so how? (Know it’s not impacting any of my loans, just curious)

Any of Dfw female fishes interested in spending time over drinks/ dinner chat abot life, fun friendly conversation, may we watch a movie together. ? Brown Male 36 .

How does the pre-tax parking benefit work at kpmg? There isn't much detail on ssc or benefits connection but it seems like it is on the honor system vs a separate account like FSA?

Hello and happy Thanksgiving! What are the pros and cons of living in San Diego vs San Francisco? I’m from NY and looking to move to one of those locations. I’m hoping to get more info on rent, dating, entertainment, taxes, and job stability.

Fellow Fishbowlers,
Need to discuss an offer I got from MasterCard for Director of Product, based in Pune, India. Below are my details:
I am a multiple time founder, ran my company for 4 years, a self funded startup, so no concept of salary. My last CTC with a US based firm as a consultant was USD 96000 until Jan 2021 (I was residing in India).
I have an offer in hand from a startup for 90 LPA + 1Cr worth of ESOPs.
What number should I start with and what should I really expect? Thanks much.

Hi Fishes

My compa ratio is 0.798 current band 6A. How much hike should i expect in april? Current ctc 4.89 lpa

P.S i joined ibm in oct 2021

What salary can I expect for EY BAP staff 2 (on from staff 1) in a city like LA? Search results only goes 7days back...

What's the salary range for Senior Associate at PwC India in Assurance? Also how many levels are there in this rank before the next promotion to Manager? Can you also share the avg years of experience required for Senior Associate?

Bonjour ici,
€50k est il suffisant aujoudhui avec l'inflation et 2 enfants pour un consultant senior (3 ans dexp) sur Paris? Quelle est la norme de salaire aujourdhui?
Merci!

I’ve been trying to get into The Walt Disney Company for years and can’t seem to make any progress. I’ve tried introducing myself and connecting with recruiters on LinkedIn and of course, applying to jobs on their site. Would anyone happen to have any words of advice for someone trying to transition from the ad industry into the entertainment industry?

Applied for a ~perfect~ job at WMG and would be eternally grateful for a referral 🙏🏻

It’s internship season! What’s your best advice for someone looking for an internship in the industry?

Hi All,
I am having 6 years o lf working Experience in IT
Working as Support Analyst for leading IT Company. I have always wondered about why my Skills are not matching with Market Requirements.
Could you please suggest good opportunities available for REAL Time Integration (RTI) opportunities available, if any

I am working with Level 2 Team as Senior member and support Middlware Technology Application

Splunk, Snow, IBM AIX, Enterprise Service Bus and IIB etc are tools I use.

Please suggest!

Hello Fishes
Currently I am in a Pharma Procurement for Finished Dosage Forms with 7 YoE and with salary of 23 lakhs/ annum . What should I do to enhance my skills and my salary

Anyone from Juniper? Is there any hiring freeze at Juniper? If no, would you mind giving referals.

Where do you go to keep up to date on new Healthcare benefit products, regulations, etc? Is there an industry/regulatory resource?

What is the Medical Insurance amount provided by the DTICI? And for this, premium will be deducted in the monthly pay? Or it'll be taken care of by the employer itself? Any info regarding health insurance is not provided in the offer letter. So, I'm willing to know about this.
Would anyone please clarify this query.

Looking to jump from current firm to another - have read a ton of varying commentary on here - what’s the final say on best big 4 firm and perhaps best MM firm? All for FDD / M&A. Pay, technology, culture, perks etc.

If you invest ur HSA funds into stocks, do they get taxed upon selling? I know they grow tax free. But if I sell them and not make any withdrawals, wud I be taxed?

Any good ETFs to invest Roth into?

When determining your retirement spending, how much do you anticipate and budget for healthcare costs? This is for the US.

I view fishbowl posts about individuals making 100k to 200k a year, would you mind sharing your experience and resilience on what you do and how you worked hard to get where you are today?

Are you investing today?

My org will be pausing the Employer match to 401k for a few months. What's the best strategy to optimize my investment at this time?
Ride along/increase or decrease my percentage?

I've heard from multiple people about how inflated the assets are and high the P/E ratio is, hence not a good time to invest in the market. Long term investors, how do you deal with this argument? P.s. I understand the time in the market>time the market.

This is a post to reach out to Indian professionals working in US. How do you feel about investments in India vs Investments in the United States, all inclusive - real estates and stocks ETFs
TIA

How much money would you want to have before purchasing an apartment? I am considering buying an investment property, I have enough cash to purchase outright but it would basically decimate my savings. Mortgage is not an option as I would be purchasing in another country.

Should I sell or hold Tesla considering it’s joining SP500? Right now my profit margin with it is around 110%.

Looks like unemployment, businesses shutting down and COVID deaths and new way of life is priced in till November elections

Is BRK-B a buy right now?

What are your thoughts on lending money to family when asked? (Cont)

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

Anyone have a SEP IRA? Is it better than a solo 401k? Understand I need to complete a tax form to initiate it but where do I go to start one? Rookie question, I know.

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

Hi-I have 120K in cash in HYSA. After keeping emergency fund aside. Still have 75-80K available that I plan to invest. After 401k, HSA, IRA and monthly expenses: we are left with 6K every month. So investing 12K every month in market. My worry is with that rate - it will take us 12-14 months to move the extra 75-80K mentioned above. However do not want to make a bulk move. Any advise how to plan the switch. At present have 60K invested in stocks. Thanks

SBE, ABB, or BLNK for the best bet in the charging station space?

I paid off all my debt (mostly student loans) earlier this year and haven’t changed my spending or lifestyle and the savings have been piling up. It’s getting addicting just watching it jump up after every paycheck. Feels amazing to no longer be in crippling debt and finally move on with my life.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?