For folks with a couple rental properties that are self managed.. any tips for maximizing tax savings? I was told that expenses for repairs don’t even affect my tax due since my income is over some limit

I bought Boeing a couple weeks ago and now have a $650 short term loss. Should I sell and buy something else to harvest?

Do bank managers/loan officers at local branches have any sway in approving loans? I live in a small Midwest town would it be better to go to my local bank and see if people I know there can get a better rate etc on an auto loan?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

If you had to guess when oncycle will be, what would you say? I’ve heard funds were disappointed by participation rates and quality last time, so I’m curious to see if they can show enough discipline to wait this year.

Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

To take advantage of the next big economic downturn, should I set up a Robinhood or Charles Schwab account?

Pranam Fieshes ,

How to declare tax on joining bonus? First time got joining bonus , how to mention it in tax declaration . Please help

Your lovingly,
Fish

How much should I contribute to a 401k?

Tips for how you’re accumulating wealth with absolutely no financial inheritance/intelligence from parents? I want to retire early but am late in the investments game. I have a Roth IRA invested in a target date fund, max out my HSA and invest in REITS and ETFS, and contribute more to 401k when I have leftover $$. What do you guys do? Am i missing any smart moves here?

Has anyone taken up the Personal Capital investment management service that they offer?

They say they will manage my 401k but to do that they will require my credentials that I use to log into fidelity. Is that normal? Has anyone here done that before? Any feedback or experiences of using them?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Cons of moving 75% of my savings to an Intermediate US Treasury ETF (SCHR)? I wouldn’t mind losing 4-5% if the market rallies, but would rather put cash to work if the market keeps tanking

Potential employer wants to me to write a POV for a brand, is there a specific framework you’d use or specific length?

Michael Cohen, in a court room, under oath, stated that the President directed him to commit a federal crime.

You really can’t spin this one.

Does your brand use the Oxford comma?

Feel like I just bombed my first arbitration. Partner was sitting in and then called me after to provide feedback 👻Please give me your first arb horror story to validate my feelings. Thx

I don’t understand why NFTs appreciate in value .. can someone explain?

Please can anyone help me in completing independence policy exam

Hello friends,

One of my friend is looking for opportunities in Lucknow location

Anyone who can refer in TCS , HCL or any reputed organization, kindly comment

Skills : ETL developer (MS SSIS, SQL)
Relevant experience 2.6 years

Any personal injury or workers compensation matter in South Carolina. Happy to help!

Need a new role - currently in the nonprofit sector and wanted to go back to consulting - anyone have leads?!

Anyone have to do a timed Excel assessment for Yelp’s BizOps group? First time with one of these so any recommended strategies, focus items, pain points, etc. would be great.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

What's the round tables timeline for NE Audit?

Freelance writers, especially new ones, how do you find stories to cold pitch?

Is there travel often in Deloitte ARA? The job posting says 50% travel but that seems like a lot...

Mid-career at a Tier 2. Have two offers in front of me, very different trajectories:

McK: Lateral move with tenure, 1 yr from EM, generalist still
A&M: Step up to Manager, PEPI (PE performance improvement)

Which do you choose and why? (And leaving comp out of the equation, if you can - A&M is immediately higher, for now)

I do plan to continue in consulting for say another 3-5 years

Hi guys,

How if Capgemini Invent? Is it a different company or SL? How are the projects and opportunities?

How is Sr Technical consultant role in Salesforce ? Can someone share their reviews about working in Salesforce

How does this property sound to you for investment?

2bedroom condo selling for $260k. No additional work needed. Expected rent is around 1,800. HOA plus taxes around 900 a month.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Has anyone here used New Western to buy real estate deals?

What is the term for giving your home buyers a credit for immediate renovations they will have to do before or upon moving in? And how does it affect the seller?

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Is it common for HOA to ask you to prove your car registration is up to date?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

Question for folks with second homes: Considering buying a vacation home but would be primarily for family use. We currently have a primary residence with a mortgage balance of ~640K, so my understanding is I could only deduct the mortgage interest on 110K of the second mortgage to stay under the 750K cap. If I were to buy the second home through an LLC, would that allow me to exceed that 750K since the expenses of the second home would be pass through expenses/income?

Got an agent and she was useless for finding good tenants. Got frustrated and finally started finding leads myself and closing on one soon. I have signed a contract with the agent for paying one months rent as fee. How can i fight this or as he has been literally of zero value add? I will ofcourse ask nicely but wanted to see if i have any other options!

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

I bought a property with 5% down. If after a couple of years I decide to move and rent this out, can I buy another property to live in for 5% down or does it need to be 20-25% down?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Finally got an offer accepted on a home I love! (In DC) Spent months searching. Next thing is getting to the closing date.

Now I feel super anxious about everything going thru and getting the keys. How difficult is that process of getting to close, have heard the underwriting portion could be a headache?

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

What's the best city in UK to buy a buy to let property, with best returns?

NJ market - Cousin of mine who has >500 rental properties advised that over next 3 yrs it’s possible for me to get 3 multi-fams if I buy 1 every year for next 3 years, by doing FHA on the first so 3.5% down and then doing less than 10% down on the next 2 if I do it right. Everywhere I read not seeing how that’s possible. can anyone explain pls? Is there a hack that after getting the 1st owner-occupied prop, I don’t have to put more than 10% down on 2nd home, and on 3rd??

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

Any Property Management recs in Seattle area? :(