For index fund investing, is there any real difference in Charles Schwab and vanguard?

Those who moved nyc to nj- assm min change in rent, how much did you save on an avg cause of taxes etc.?

Thoughts on marijuana investing? Best investments, so like equities or funds?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Looking for a great realtor with knowledge of East Austin. Any recs?

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Experts - I understand tha LEAPS help with liquidity amd magnify the returns but I am unclear what are the tax implications (Fed LTCG and state tax) when you are ITM and exercise LEAPS. Can someone shed some light on tax implications of the LEAPS? Thanks.

How do filmmakers find investors?

Say you have $1mm in cash, is it plausible to put it all in a HYSA and take the monthly interest payments as income at say 3% APY and then quit your job?

Theoretically*

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Solicited moonshot shilling please.

I have about 10k to invest and am happy with my bags of BTC/Eth/link/Sol/etc. and defi blue chips. Looking for a moonshot or at least an up and comer. Thinking of dropping it all in Fantom (FTM). Thoughts? Others?

My fiancé and I both have the CSR card and Freedom Unlimited combo and love them. We are thinking of adding another card and we were considering the Amex Platinum (to diversity transfer partners) or likely a United card for lounge access since we live in Chicago.

Does anyone else have both CSR and Amex Platinum? Would you recommend?

What is with people not knowing how to read signs? We have a huge one that says “NO CASH ALLOWED” and I still get asked almost everyday if we take cash

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

I am working from EU since last year (internal transfer from India), also doing freelancing for an another startup since last 2 years and the payment is going to Indian account.
My employer assigned a tax consulting company in India to support me in filing tax, somehow the tax consulting firm found that bank account via AIS document (not sure how they get it in that doc), as they found some interest credited for that saving account. Will I be in trouble? will I have to pay penalty :(?

Wanting to get out of fed space. I am a data scientist with 5YOE. What are good companies to look for in DC area that’d hire someone with gov consulting experience?

What's the funniest retail customer story you've ever heard?

Who are considered the top consulting firms for Executive Coaching? Thanks!

Has anyone found groups in FDD that have better hours than others? If so, what group, how did you do it, and how do you stay? I’ve heard that there are groups that do IPOs in FDD that work less, although I’ve never seen an IPO group.

how did you know you were ready for your case interview? (and did well)

What are your biggest red flags when dating someone new?

Hi Fishes

I have one doubt i have 9+ year experience in Mainframe
Now i want to switch to Big Data (Doing some online course)


Is it possible to switch to big data from mainframe
Also how to say in interview rwgarding mainframe and big data


Kindly guide advise please please

Openings in M&A consulting, private equity. Dm for referral!

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Advice appreciated: I want to sublease my apartment so that I can rent elsewhere and pay less. I had to move in a short amount of time and it was during the period where there was a high demand for housing, & leases everywhere were expensive so I signed what I thought was fairly cheap in comparison to what was out there. However I found something this month that will cut costs by 30%. How do I go about finding someone to sublease my place?

Anyone concerned with the dip in the market now? Both brokerage and 401k has taken hit. What are different things you folks are doing??

Hey Fishes, I feel the RTO policy in not getting enforced rather it is getting imposed it seems (in ZS across offices). Suddenly from being employee centric they have shifted their focus to ZS culture and values. Let the thoughts pour in!

So I say this with complete humility and an understanding that this is a fortunate-ish situation to be in. I’m in a position where I am tied to nothing, I have no children, spouse, or house. My job, which I’ve loved until some recent significant leadership changes, is sucking the life out of me and I think it may be time for a change. Because I am able to “pick up and go” I’m open to opportunities and locations. I’ve never worked with a recruiter but was hoping I could get some recommendations!

Can I apply for client’s posting position while I ‘m a loan staff? I will be doing the same thing as what I’m doing now!

On a Thursday at 6pm, in major airports (ORD, ATL, DFW, etc.), what % of travelers do you think are consultants?

Travel reimbursement…what’s the rule of thumb for when a client is considered out of town? Mileage, distance etc?

And, what’s required to be covered? Been out of the traditional consulting model for a few years now…

How much do you all pay for rent for a 1BR? In the DC metro area?

Ratings on three projects - 3,2,2. Utilization - 90%... Proposal hours - 15... Firm activities - 43 hrs... I then get a YE rating of 4 😕 ... How worried I should be regarding the layoffs???

Any book recommendations for someone looking to get into a Product Owner / Manager role?

Deloitte 🐠 How much does a consultant vs. Senior consultant make? Total comp

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Do we still need suits?

Gained that covid weight - now trying to figure out if thats still a thing and I may need to get a new one. I mean it is kind of weird sitting in a home office/spare bedroom on zoom or w.e. in a full suit and tie to me.. What do yall 🐟 think?

Book recommendations on leadership, career development, etc?

3 Day PTO starts now...my buddy's bachelor party. Forget you, utilization.

How do I say to my counselor, "be prepared to see a big fall of my utilization because of things out of my control" without sounding like complaining or having a lot of negativity?

Has anyone used gliders that stick on tyres of office chair, for better movement over the carpet?

What’s the weirdest way you’ve injured yourself? I got a finger tangled up in a dog leash and ended up needing surgery 🤷‍♀️

What are the best consulting companies in the US focused on Sustainability, either Strategy or Ops?

I recently lost my job and connected with an MD who runs a small firm through fishbowl. They received my resume and were impressed by my profile. It was obvious I was looking for a full time role

Fellow fasting fish, how do you maintain energy when we can’t have coffee or water? I’ve been cracking windows, showering first thing, and using certain essential oils 😅 trying not to yawn on these morning video calls!

When this is over we need to rethink our concept of who is “essential” because in all honestly most of us are not - but our grocery workers and delivery people are.

Any audio book recommendations to listen to when backpacking / vacationing?

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Joining EY soon. Should I be worried about layoffs happening supposedly in June/July?