For the freelancers here with single-member LLCs - what do you use for a business checking account?

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You definitely need a separate account, I don’t know what freelance 1 is in about.

I’ve used Chase and didn’t have any problems. The fee is easy to have waived with a pretty small minimum balance. I’m now with a credit union just because the ATMs work out a little better for me.

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I mean, there is no federal law that says you have to but you can absolutely lose your liability protection if you co-mingle assets. A main point of having an LLC is that curtain of protection between your personal assets and business assets. Why would you bother to have an LLC if you’re taking away the main protection it gives? If you don’t want to bother, and don’t want the protection an LLC gives you, then just operate as a sole proprietor.

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Chase here. Was already with them, easy to move money between accounts

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You don’t need one, but I’ve used Wells Fargo and Chase

Misinformation? Relax. It’s best practice but not necessary… as anyone can go look up and as my CPA explained to me. OP can make their own decision.

Seems like the real lesson here is to ask a professional.

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