Got approval for Chase Sapphire Reserve with credit score of 701. Am I the lowest?

VOO vs. VTI - which one to buy now? Or a mix of both?

If you were 22 years old with $55k in cash and $14k in student loan debt what would you do?

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

I like my job and live in a cool apartment in a cool city. I travel a lot, I have lots of savings, and I can afford virtually anything I want. I set and meet small goals (ex. run a 10k) regularly...

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Thoughts on Jumia stock?

Adverse selection is a huge issue in trading. You never have perfect information and your decision won’t be perfect for the outcome. This usually means you’re too small in winners and too large in losers.

As markets crash we’re seeing something similar. People are ignoring bad outcomes when they should be working that much harder to protect previous gains and find new ideas. Lower traffic in this thread is a symptom of this phenomenon. Don’t quit just as the value of incremental effort ramps.

Estimated tax payment question:
I converted $30k of rollover 401k into a Roth IRA and have $26k of realized ST Capital Gains this year (Roth conversion in end of Q1 and most capital gains in Q2).
My total federal withholding tax last year was approximately $12k and this year I will have 40% more in reported income on my employer W2 and anticipate higher that $12k federal withholding for my new job. Given this, what is the best way to go about making est. tax payments for the income (continued.)

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Is it worth it maxing out my 401k (no employer match, just profit percentage after a certain period) and Roth if I want to retire by the time I'm 40? What other tips would you be giving someone who wants to retire that early? I'm in my mid 20s and just started investing and spend less than 50% of my big law salary.

Consultant making 75K. Can’t really save much after 401K and $1300 rent. Should I have more left over every month than I do? Almost $0 right jow

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

26M here looking into a micro-buyout opportunity in the Digital Asset Management SaaS space (library document management).

The buyout is projecting 8.9x cash on cash returns and IRR of ~53%. Entry valuation $5M (3.2x ARR), expected exit valuation $24.8M (5x ARR). Currently 38% ebitda margin, forecasted 55% in exit year - 5 year holding period

The minimum is $50k. Is it dumb to spin up an SPV with a few friends to invest in this? I know the GP of the acquiring firm.

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

Hi Folks,
This is regarding income tax proof submission.
I Joined UST on Nov'21 and before UST I was not under any tax slabs. I had only 1 LIC premium being deducted on monthly basis. Though I declared the LIC amount from April 2021 to March 2022. I have still got LIC statements till Dec2021 only.
Also planning to invest in ELSS and term insurance by Jan end. While i only submitted LIC in investment declaration form.
Can someone guide me what will be the process henceforth?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Hi all,

Does Here Technologies offers employees stock purchase program in India, do they provide stocks with regular offer/bonus??

Any referrals for product development companies for 5+ years of exp in React and Next?

I had the weirdest dream. Criminals were put in a gated community under observation and they had to successfully fake their own death to get out. They were given too many drugs and alcohol. But they end up killing each other or suiciding and no one is left. Once everyone kills themselves they bring in new inmates. It was insane.

My brain needs a rehab now. 🥺

Edit: how do I sell this idea to Netflix? Even though it’s bizarre.

If an employee mentions something disparaging or accusatory about their manager during an exit interview, how would you handle? What happens if what the employee said is slanderous and a “he said/she said” situation? I.e. employee claimed the manager made a disparaging remark about an item of clothing being worn by someone in accordance with their beliefs. If you opt to share the feedback with the manager, would the manager have a legal case against the company or former employee?

Does anyone in here work exclusively with B2B enterprise marketing using paid ads on Google and Facebook?

Is Wipro firing employees? Came across a few posts in LinkedIn

Is it safe to join CISCO? I have heard the layoffs happens there yearly.

Hi all, insurance question - anyone know which is better in CO -Aetna or Anthem?

What does EY pay to a Business Consultant C1 ?

Hello Sharks,
Good Evening 😊
Please give me some guidance to prepare for (1Z0-819) Java SE 11 Certification exam.
Kindly share the sources, mock tests or dumps for the study if you have

Thanks in advance 🙏

How's the wlb here?

Hi fishes,

How is it to work for Reliance Jio?
My tech stack is angular
And why they are giving deputy manager designation?
Is that the grade ?

When you get hit with a pls fix at 1:30am!

Texting someone I met on a dating app and they are adamant that text messages can’t be admitted in court as evidence. I haven’t yet told them I’m a lawyer lol. They work in tech but of course, they know all about the rules of evidence because they studied criminology at community college. 🤯

How much are dental office managers making these days in NYC?

Best New Years trip for two

Hello! First time pregnant. I’m extremely nervous about vaginal birth. Not sure what triggered it, I have extreme anxiety every time I think about it, no joke. I’m still in the early stages but does anyone recommend c sections? Is it a good idea for me to pick C section over vaginal birth even if I don’t have any complications?

If anyone absconded from a company what legal action company can take?

Level 10.1 how much hike and vpay?

Assuming this causes a recession like in 2008, and many people get laid off, how long to take to find another similar paying job? I’m currently a strat manager in FS. Scared for job.

How is utilization calculated? What happens if we are on the bench?

I know Mck is the top for strategy, but in terms of digital/design in top consulting firms which do you think is better? Mckinsey digital or deloitte digital? (Or another..?)

Is it difficult to switch to another consulting firm with a little over one year of experience? How would you go about contacting a recruiter for an interview? Any advice would be much appreciated 🐠

Someone reached out to me on LinkedIn about becoming an author on the side. Has anyone heard about such a thing?!? The person said she’s worked with 800 consultants writing their books and marketing it for them.

Which consulting firms are hiring for experienced Associate position? Have a friend who got laid off and looking for another job.

How best to tell the offshore team that they need to be aware of time zone differences and not try to reach me at 1 am or send a meeting invite for 5:30 am at midnight? Without sounding condescending?

Any book recommendations for philosophy, psychology, and business? Or any book you read last year changed your values? Going to fly international, gonna read it on flight. 😍

Have you found using a standing desk increase your productivity? How else do you increase your productivity? I am so distracted all the time

Good consulting books? Not talking case prep but a fun read about the industry and what it takes to succeed, etc. Thank you!

What are some pool parties, clubs, restaurants to deff check out in Vegas?

All these layoffs reminding me that loyalty is dead

Confronted client today about partner forcing us to travel while client site has travel restrictions. As a result is team is remote next week. Counting down days till I get rolled off/fired now lol

What’s the salary progression in human capital consulting from new hire to manager.

How's the work life balance at Deloitte delivery centers? I keep hearing mixed reviews. Anyone in that group who can share some feedback.

Has anyone used U-Box or PODS or anything similar for moving and have any recommendations? Going from a high rise in a city to a suburb 1000 miles away.

Insight on working at Kaufman Hall?

Deloitte people. I confirm layoffs of 4 ranked individuals and this year it's been hard rankings. Many 3s forced into 4. I was on the calls. Beware. Not trying to scare. Sharing facts.