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Damn I'm in NY so idk if it will be as helpful. But, most agencies put freelancers on payroll these days so you don't have to worry about saving for taxes. If you get 1099s instead, in NY you need to pay about 40% to taxes. I just use my cobra health insurance, because the cheaper options were crappy. Sign up for WNW, connect with every creative recruiter you can on LinkedIn, network with your network and let everyone know you're freelancing now.
What city are you in? This was me 6 months ago!
Chicago! 👩🏼💻🏙❄️
Look up Taxlink on Damen. Elizabeth is awesome, plus her website has great tax prep worksheets for artists/performers/freelancer that will help you organize, categorize, and itemize what may be tax deductible now.
I freelanced for 10 years and had great health insurance through BCBS.
Where were you? If you got laid off you should have gotten some sort of guidance about next steps, Cobra, etc.
Look up Freelancers Union for insurance that's more reasonable than cobra. Make an appointment with a CPA like RIGHT NOW. So worth it for the cost.
Apply for unemployment insurance