Has anyone invested in Mercedes Benz first class demand notes. 3% return currently is attractive for an on demand redeemable instrument but I would like to know pros and cons. https://firstclassdemandnotes.com/#returndata

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

I have better. com offering me 3% with ~800dollar credit vs another at the same rate, no credit but it's a loan officer recommended by my realtor who has actually been very helpful. I have heard service at better tends to lack after rates lock. Any firsthand experience?

How much has stock options changed anyone’s life here? Just started at amazon and I received 1500 shares post split. But obviously the vesting schedule is so long over 4 years and morale certainly will be up and down. I feel I’d be crazy to walk away before then and miss out.

Best cashback credit cards in the UAE?

Crying for my RSUs….started at my company about 6 months ago and got some RSUs split over 3 years. Turns out the stock price at time of my hiring (which is what was used to calculate the number of shares over the three years) was the highest it’s ever been. Stock price has been cut in half since then, along with my RSU value. 😭 how do I cope?

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If I’m quoted 5.5 rate is it unwise to buy down to 5%? I plan on holding the home even if i move into a rental eventually. I guess I’m asking if you all think any chance rates go down because of a recessionary period…any folks have anecdotes of past recession and rates? It’s a good area and the home I’m looking at is 4/2.5 2000 sqft in an area w good schools so I’m less afraid of value drops in short term (listed 270k in tx)

Can anyone give me a rough breakup of expenses in Dubai please for a single person. Is 12-15k AED reasonable every month?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Any thoughts about investing in RE in Prosper? Is Proper really supposed to be the next Frisco?

Is it worth it to get the Amex platinum for a year for the large bonus offer if the intention is to possibly cancel it at the end of the year rather than downgrade?

not a lot of action in today’s stock market.

Looking to buy Rolex OP. Thoughts on new vs used? Is the additional ~2k worth it for new?

Fish friends. I live in Kansas but am starting a new remote job working with a company North Carolina. Are there any tax experts out there who know how to not get screwed by how I manage my taxes with this new job?

Fish fam need advice. I have 70k in savings including emergency. Making 180k p.a including bonus, should I buy a condo for 350k. My lease is up for renewal soon and it bites me to pay 1900 in rent every month. Will be my first home purchase so feeling nervous, please help.

Hi Fishes,

I have previously worked for Reliance Jio, couldn't withdraw my PF money. How can I get that now ?

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

Hi BAL has submitted my H1B on 04/24 and yet to receive the receipt number. How soon the attorney will update the receipt number?

Candid thoughts on the Ogilvy LA office?

I have accepted the offer from TCS and my current company has give me a counter offer more then TCS, if i don't join them will TCS Blacklist me for future job employment with them?

What's the slab for Manager Level 2 or Level 3 in Taxation? Does it crosses 30-32L?
YOE - 10+ Years

How do you find test subjects for your research project? What kind of incentives do you like to offer?

I already have the SHRM-SCP. . would it be a value add to go for the SPHR as well?

What do people around here do on the weekends? It seems pretty slow so far

I am so excited at the opportunity to go to my first SHRM meeting!! Slowly but surely this HR door is cracking and I know I am getting in!!! 🥰

I am offered a role with S&p global, salary negotiation yet to have.
Can someone please tell if s&p global is recession proof or not, I’m planning to join only if i get job security
I have offer from lti paying me 12 on 3.5 yoe??

LTI Information Technology Deloitte PwC IBM S&P Global

I work in a women's health clinic- "Dense" brease tissue has become a hot topic for our patients! I
feel like it comes up multiple times weekly!

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

What are the biggests costs involved in starting a veterinary office?

Hi guys, how long it takes in Accenture to get the offer after we have submitted all the necessary documents?

Hi fishes may you please confirm the below:

In the offer letter the "Provident Fund" And "gratuity" Is mentioned. In the salary calculation in hand, we will not consider these amounts right? As these components are received when someone retires..right? .. Please confirm.

Thanks in advance

How have you seen telehealth and virtual care affect the admin side of the industry?

Which companies generally recruit for Healthcare consultants and what kind of skillset they look for, now a days?

How difficult is it to transition into banking when your experience in mainly from Fortune 500 businesses like FP&A?

I don't have car experience but I'm going to buy my first car (used 2018). I don't have a mechanic to help test the car. Is it safe enough if I buy from a dealer with points inspection + low milage (< 30k km)+ clean carfax + contactless delivery? I have funds available to pay in full.

Does anyone know of any first time homebuyers programs/grants that help with initial costs available in the state of Virginia?
Did a quick Google search but only found one option.

Thoughts on Jumia stock?

My partner and I are in the process of buying a PHEV that qualifies for the full non-refundable federal tax credit. We will both owe taxes in excess of the current $7,500 cap (will see if that increases with the new budget bill). If we both own the car (i.e. both names on the title), how do we manage filing for the tax credit when filing separately? Do we just pick one of us to file? Is there guidance on splitting the credit across owners? Does it matter what order our names are on the title?

Probably a stupid question for most of you, so apologies: if I invest $10k in stocks/bonds combo, make $400 profit, and decide to withdraw 10k after 4 months. Do I pay taxes on that or taxes kick in once I go above the amount of $ I invested?

I have 200k in HYS. Currently have 1k in BTC. Id like to start DCA to diversify my investments. How do you recommend this? Should I buy a bunch outright and then start investing 5-10% of each paycheck?

Can someone point me to some material where I can read about profit sharing vs 401k. I get the concept, but I am trying to understand is 10% profit sharing vested over 5 years better than an employee 401k match of 6%?

From my understanding 10% PS is better because it’s just a standard 10% on top of whatever I contribute though it takes 5 years to vest. Does this mean if I leave before 5 years I don’t get any of it?

New start coming out of undergrad - other than maxing out 401k contribution to 18.5k in the year, what other low hanging fruit should I get? (I.e. I’ve heard of a Roth ira but not sure what it is)

Can I get some real helpful guidance here?

Current finances:
-75k in the market (VTI,QQQ, ETFs and stocks)
-20k in Emergency find /Cash
-30k in Roth(maxing since 2019)
-60k in 401k (maxing since 2019

I don’t got much money expenses and wanted to know where to put my money during this market for the next couple months. Is it smart to DCA? Put limit orders in? Just hold cash?

Additional info:
-minimal rent / expenses (~1000/mo)
- started HSA this year
-130k, 3 YOE
- no debt

Looking to put $5K in the market. Which ones would you buy? Lululemon, delta airlines, Peleton, docusign, Zoom, etsy. Any that I’ve missed and should consider? Already have MSFT, BRKB, NVDA, BABA and multiple broad ETFs

Thoughts on vanguard money market funds to replace HYSA in today’s market?

Methods to reach a lot of people without the use of ads, suggestions please

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

How to invest in commodities (e.g. wheat)?

Want to buy a house in bay area? Is this a good time? Thoughts?

Anyone invested with QQQM or QQQJ? Thinking about splitting a chunk between both.

Just a discussion thread, but I feel like this is a good bowl to ask this. Does anyone else look at the vast majority of folks around you and think “damn, we are so over leveraged as a society?” Or am I just crazy?

How many times do you look at your checking account a day

Does anyone put money into CDs anymore?

Anyone have started preparing for Series 7 exams? What is the best study material to start with?