Have 40k sitting in cash in my fidelity. Outside of that, I have 25k invested in Robinhood, 16k invested in fidelity and 18k in my 401k. I got into investing a month ago and I’ve seen some decent returns so far but everything seems overpriced at the moment. I keep waiting for a dip but I also don’t want my 40k to just be waiting around not growing. Should I dump it into index funds until I see a dip in a stock I want and then pull it out and invest? Or be patient and wait for the dip?

Thoughts on buying into Wells Fargo now, at their 52 week low basically.. Bank too big to fail of course and their imposed caps on grown expire in a year or 2 I believe with regards to how much $$$ they can lend out or take in...

Brand new to investing! Husband and I are 37, don’t have any investments other than the home we currently own. Sitting on atleast 100g worth of cash....

How do you earn $500k and still feel average?

What type of job duties does one do in healthcare administration? Interested in healthcare but getting tired of consulting.

Getting ready to leave my role - looking for community ops, comm ops, member support, account management - anything in those customer facing roles that is paying minimum 75k. Remote preferred, based in Chicago. Background in freight/logistics and healthcare.

Which consulting firm has the best 401k match?

Hi, I’m pregnant and interested in lateraling in LA after my maternity leave. Would anyone know if any of these firms are supportive of new mothers and/or have a substantial representation of female partners? I’m in a specialty group in corporate. Latham, Gibson Dunn, White & Case, Mayer Brown, Troutman Pepper, and MoFo

What is the best way to look at historical PE investments? I am hoping to discover new PE firms for networking / sales purposes. Potentially a website specifically that tracks announced PE deals. Thank you!

Anyone here work at UF Shands in Florida? I’m interested in working there long term, but how easy is it to get in? How easy is it to transfer departments (such as from auditing to compliance)? Are the health benefits any good?

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

How common are credit checks for roles in accounting or finance positions? Will high utilization on credit card balances and low credit score be a deal breaker? I’ve been irresponsible and made mistakes, but wondering if I can switch jobs now or if I’m best off waiting 1-2 years and cleaning up my credit first.

Is anyone nervous about the whole Russia situation and how that may affect the market if an actual invasion takes place? Do you think it makes sense to take out investments just until things settle down, or even assuming the fed will increase interest rates? Thoughts?

Should I lump sum $150k into the market or DCA? Just looking to grow the money, no other short term plans.

While the law requires it, it seems that there’s no mandatory lunch for being a nurse or other healthcare provider. What's your experience?

Are remittances / gift sent from US to India (from post tax money) considered for any tax breaks or deductibles in the US?

Looking at roles in Seattle & SF - currently live in Chicago. Making 85k with 1.5 YOE. Tech/ big4 consulting / retail

If I want to maintain the same/ similar lifestyle (I have no roommates, no SO, some student loans, I am comfy, I don’t ball out by any means) what type of base comp should I be looking for?
TIA!

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

Best side jobs for extra money? Really need to supplement my income..

Need advice. Have some credit card debt that I’ve been working to pay off. Have made progress but want to lower it quickly. We have dual income, with a house (~$300k in equity), 1 kid and 1 on the way. I’ve looked into debt consolidation via HELOC but also have ~$80k in vested equity in my company that I haven’t touched. Get equity refreshes every year. Would it be smarter to cash out $15k-$20k of that to pay debt vs. a HELOC at ~5% given that will still require mthly payments

What is 'Customer Success Team BU' in LTI? Does anyone have any background?

Anyone got salary today??

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Guys please suggest any good hotel(no need hifi, just for night stay) to stay in kharadi, Pune or near by.
I have 2 days working office in a week. Need for 2-3 days only.
If you have any idea please suggest.

How much is RSM’s referral bonus?

I have to pick a direction to move ahead in, Brand & Marketing Design(with website) vs Product design (Games UXUI , Physical and digital)

I have a solid background in both, so keeping preference aside - which direction do you think makes more sense to gain more experience in? And will make more sense for the future.

5/28 Thread (General):

I have $20k in savings, I owe $6,000 to my 401k loan, that’s the only loan I got. I am debt free otherwise except for my house. Should I use my savings to pay off? Since people are talking about unemployment and being fired, I wanted to make sure I have enough, 👩🏾‍💻... What should I do? I initially took the loan to add to my home equity when I sell my house for a new house then covid hit.

What is P5 band in FIS ? And do they give variable pay 100% ?

Recently found out a hiring manager was bragging to a bunch of people at the company about getting me to accept an offer for a must cheaper rate than he expected. He was let go soon after. Justice? Not sure..

What is the average fulltime, RN hourly range within Houston, TX? Trying to ramp up our bargaining skills. TIA!

1. 5 years experience, M/S, Telemetry
2. 10+ years experience, M/S, ER

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

What is the salary of a 14 YOE VP in morgan Stanley bangalore ?

What’s your favorite POC only bar/restaurant/hangout spot?

Still waiting for the Heinz soup response

We are hiring! Great work/life balance and exposure. PM me if you want a referral.

Considering switching careers:

I got hired straight out from college 5 years ago from a small CPA firm and have worked in Tax ever since. Lately, I feel like this is not what I'm actually into. What else I can do with my Accounting degree?

My passion is Real Estate and Interior Design, love Managerial Accounting, I can sit for hours analyzing data, I also have a degree in Supply Chain Management.

My passion cannot feed my family but I've been burned out so much after years in Tax. 😞

Thoughts on XT?

Mint users: why are my linked accounts broken every time I log into mint? Every one, every time

I’m gonna short the shit the out of Peloton, hopefully will get rich enough to buy one

Does anyone have a referral for “Citi Double Cash” credit card?

How does one decide whether to buy in a normal brokerage account vs. Roth IRA?

How is everyone feeling about the market today? Buy? Sell? Wait?

Random question - My dad took a whole life insurance policy for me when I was 15. Although the policy relates to me, the name of the policyholder is my dad and I would like to change it to me but keep the same beneficiaries. Is it possible to transfer from him to me? (This policy relates to my death btw)

Are you a “Prodigious Accumulator of Wealth”?

N = 10% x (Your Age) x (Your Salary)

If your net worth is 0.5N or less then you are an under accumulator; around 1.0N then you average; 2.0N or greater then you are prodigious.

This is the millionaire next door formula.

What are your favorite personal finance books? I just read Rich Habits and really liked it. I am also reading the Psychology of Money. Looking to read some more!

Investor’s Business Daily: worthwhile?

Can anyone recommend good investment options in Bank of America HSA account? I feel their funds are very limited compared to what I have seen from 401k and IRA. Anyone recommends your HSA account?

Can my current lender refuse to accept the payment from refinance lender because they want to make more money from me? How do I sue them ?

Any accountant recommendations in NYC? Looking for someone who understands the travel situation of consultants, etc. TIA!

Is BRK-B a buy right now?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

Futures are crashing....with the fed slashing rates, I thought that would have the opposite outcome? I don’t fully understand the impact of that but I thought the market would be positive to that.

Recently received 30k and wondering what to do with it. Not yet a homeowner but also not sure if we’re ready to buy anyways. Have a young baby. Any advice on how to figure out best use?

Question on after-tax contributions. I’ve recently upped my contributions to after tax through payroll (already maxing our 401k+contributing to traditional Ira to be converted to a Roth shortly contd

£30k lump sump cash in UK, how to maximise returns within a 15 year time frame tax efficiently assuming liquidity is not required?