Having been prospecting business owners for some time now, I am asked about 401k plans quite often. I am curious how you are managing the assets...do you offer a menu of investment options?

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I like pIA. Very low cost. Also a Simple IRA works for small businesses.

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Pres is right. It depends on the business size and structure, as well as the financial situation and goals of owner.
401k, even an inexpensive one, is more expensive than Simple IRA. Owner would need to want to contribute more than the Simple limit to have it (401) make sense. 100 employees and it can't be a Simple anymore. If they don't have employees then an Individual 401k is best.

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It depends on plank assets. Securian has a great platform for startup plans.

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Hey guys, so I have competing offers. One at Bank of America for 124, and one at Allspring for 110.

Does anybody work at Allspring? They did not provide any information regarding benefits, 401k match, or any annual bonus structure. I was told, verbally, that the Bank of America bonus is something like 15 to 20%, but nothing in writing.

Just wondering if anyone has any knowledge about compensation structure at Allspring, or any opinions on the culture there. I would be in Charlotte.

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I am joining JPM as a VP. Which brokerage accounts are permitted at JP for personal trading?

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Hello, I've been working as a Healthcare Consultant for over 4 years now & I am currently a Consulting Manager near the Philadelphia area seeking an opportunity in NYC. Anyone know anything avail?

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Safest wallets / exchanges for buying VET and safe moon? 😭

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What's involved in a pension audit? Why am I being brought on as an extra team member just to do that for a month? Seen the same scenario multiple times now.

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If you only stay a year after returning what happens to the 10K relocation and 20K early signing? Are you required to pay back half or is it all yours?

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Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

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Is anyone concerned the push for sexual equality in pay without accordant leveling of parental leave is gonna backfire?

Here’s a hypothetical:

A company has 2 candidates, aged 25-30, equal in every respect save one’s a man the other’s a woman. Maybe the woman is a slightly better candidate overall. They’d have equal comp.

Company considers the woman a riskier bet due to possibility she’ll take maternity leave — and considers the man less risky for his ineligibility to take as much leave. 🤷

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Deloitte fish: I’m an alum trying to do some retirement planning. I was an SM2 vested in the pension plan (I worked in DTTL for 7 years ending 2013) and want to find out what my actual benefits will be and at what age. I have no paperwork and 800-Deloitte does not seem to have a way to route me to the right people. Does anyone have a human contact or procedure that can help me get this info?

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Looking for suggestions on stocks to invest for beginners? Any suggestions on YouTube channels or articles/people to follow to read and stay updated on these things?

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Who all is looking to buy a house and in what area?

Have ~15k to play with. Maxed 401K, plenty saved up for rainy day, good amount in brokerage account, no debt besides a condo I rent out and it has a bonkers low interest rate. I already play in the crypto space.

Any investment ideas?

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Healthcare consulting practice. Deloitte vs Accenture vs other players. Thoughts on who has the best practice overall?

And any insight/who has the best practice in the provider space specifically?

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Hello, I’m looking for help filing my tax information for a new job. I’ve been in nyc for close to two decades, and am moving from the city for a new job. I’m wondering what to claim.

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Hey All,
I am going to get married in September.
My office is in Yemlur and my fiance's office is at EPIP zone. Which is the best place to live and which platform to look after the house
Budget - 25k
Kindly help out

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Can we show rent paying to parents if we are living with them.. Do company mandates that parents should be living in different city to qualify for such HRA exemption.

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I paid for my kid’s college fee this year and last year thinking I will use 529 in future for second kid but now I am having second thoughts as I need little more money to buy an investment prop cntd

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SO and I are debating contributing to 401k this year since the rate of return is around -11% on our portfolios this year. I believe it would be better off saving the cash in my account.

I'm thinking of contributing again when/if the market picks up next year. Thoughts?

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Is laptop reimbursement policy still available or not since hybrid wfo has resumed? Joined last month. This is for Mumbai

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What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

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Can H1B employer be changed when person is in india. ?

Filed for H1B extension cap-exempt. Extension got approved. Not stamped yet. Now I am moving to jpmorgan. JPMC ready to send USA after one year if H1B can be utilised. Wanted to know if H1B employer can be changed in india (unstamped visa). ?

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Am I the only one who fears a third world war is among us? I've been studying the circumstances that led to WW1 and WW2, and let me tell you, we're not as far as they were. I hope the better judgment of people avoids such a catastrophic outcome.

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Is there a need for a pharma/HC agency to build and maintain a curated trusted publisher network and execute buys programmatically with them?

Looking for insights and chit chat on the topic —>

Anyone have any luck going client side? What are your tips/successes when approaching the transition?

IBM delhi giving 10,17,000 and wirpo bangalore giving 950000 .
which to choose for job security .
i heard ibm fires sometime? ? does it right? ? ?

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Where my Accelerate peeps

Those who read of Mayfield, KY, via Instagram there is a thought experiment being done where longform.org will be given a send-off as Roxanne Aalders will be working with Blurb via blurb.com/bookstore/c-blogs where examining where science and social studies education is often scarce. I have been a vendor with Barnes & Noble now off-n-on going on 11 years one of the places I do graphic design work with ended up getting Smashwords so those who are wanting to test the idea of being #published in print..

Post Photo

Are the reports of the US running out of diesel in the next few weeks accurate? And if so, how will we transport food or anything else from one state to another???

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Has anyone heard how Florida is recovering from Hurricane Ian?

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3/2 - (specific symbols)

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Hey Fam, I am trying to come-up with the carrying cost for different DCs however I am lost went comes to the average inventory, do we take into account the average inventory at a specific point and time or do we have to annualized the inventory since all other cost are annual cost? Thoughts

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Career Choice: Valuation Consultant vs. International Tax Associate. Pros and Cons ? Which will you prefer ? Exit opportunities ?

Currently working as Associate consultant(SCM),i am thinking of switching by next year but I have to start preparation from now.
Please suggest on how to prepare:
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2.How many modules should i know?
3.Target companies.

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Hi I work at Accenture Strategy & Consulting in Management Consulting - Capital Market Practice. I have 5.5 years of experience in Capital Market Consulting. Have worked with Investment Banks, CSDs, Clearing Houses, Exchanges. Have worked on RFI, RFP, PM, Requirements Gathering, BRDs , FSDs. Waterfall to Agile implementation etc.
I am MBA- Finance and did Computer Engineering in UG.
I am looking for a change and looking for opportunity in Strategy or Management Consulting. Kindly refer me.

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I park in handicap spaces

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I have resigned from EY GDS on the e-exit portal a few days back. What are the next steps that I need to do.
Also, when will I get a mail to submit my assets and for any other formalities.

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Hi Folks, my counselor informed me I am being moved from Senior 1 to Senior 2 but rating is progressing. Is that good or bad ?

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Pro tip: live close to poorer people to feel rich. The feelings of wealth are extremely subjective and is mainly based on comparison

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Additional Posts in Financial Advisors

Anyone who said no to a prospect because of personal reasons? Going through a rough patch and would really appreciate some advise on how to do it without burning (that many) bridges.

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I need some good career-development or finance-related books, anyone got any recs?

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What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

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Work smarter not harder is the motto but many people don't get this concept smh

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For advice/fee based platforms: SEI Private Trust or Envestnet as your preferred?

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Have a presentation in front of a large group tomorrow and it's giving me anxiety. Will taking a Xanax help?

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Does anyone work full-time with ML or MS as an advisor? How difficult is it securing an interview with these firms? Are their training programs as extensive as EDJ's?

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Do you dress up to go into the office?

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What’s a topic you know a surprising amount about?

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Anyone know a company that will provide annuities to non-US citizens, non-US residents?
If so, would they have to be expats of their country?

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Really curious, what percentage of your clientele is friends/family?

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How do you get comfortable eating alone at a restaurant?

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13 years experience and no college education. Best way to go about earning my BA and taking the CFP?

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Long drive tomorrow. Does anyone know of any on demand CFP continue education courses out there? I’d love to knock out 15 hrs of CE on this drive, if able. 🤦‍♂️🔫🤢

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Do y’all carry cash? Like i know carrying cash is a good thing to do by how much average do y’all have on your person at a time?

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Any book recommendations? Here are a couple that I've recently recommended:1) Freakonomics2) Super Freakonomics3) The Big Short4) Never Eat Alone. Please add as you see fit!

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There will be an annual holiday called OCCUPY WIREHOUSE where every May 18 financial advisors and their clients congregate arm in arm in front of each firm’s home office as a sign of solidarity.

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I struggle to get out of bed in the AM...always tired whether I get 4 hrs of sleep or 7-8 hrs. I’ve seen miracle morning suggested on here but I saw they have the entrepreneur version. Which version?

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Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

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