Hello! I have a two family home, owned by an LLC, and my annual insurance premium with Kingstone increased from $2,288 to $3,073. My broker “shopped it out” again and stated that across the board they’re seeing increases and apparently the increase is ultimately driven by Kingstone increasing their replacement cost per SF due to the construction market. It makes sense, but also came at a surprise as I have 10 other dwellings and so far haven’t experienced an increase like this. Thoughts?!?

Whats the benefit of a roth ira vs an individual brokerage account?

Anyone else crazy and buying a house right now? Part 2, does anyone have new construction experience and any important lessons learned? Much appreciated!!

NFT’s... no interest in buying them but very interested in buying into whatever it is that makes tick. I think there’s a lot of money to be made off of such a ridiculous investment. Any ideas on what to buy to take part in the business of NFT’s, without having to pay $69 million for a drawing of a cat?

My firm doesn’t match my 401k — still worth opting in?

Anyone got the salary credited.

How much tax you paid... please also mention deduction u have used.

Let's make a list....will be usefull for all Amazonians

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

Anyone use Wealthfront as an investment platform? Likes, dislikes, thoughts?

Why do people accrue prepaid expenses?

I can do the math on SWR’s, but always happy to have the input of this forum, be it positive, constructive, or a really unique perspective. I’ve been lurking on a FIRE journey for a while, and here is where I am:
2.3M in retirement assets (30% have been taxed)
8k a month in expected expenses…continued in comments

How much are people paying for renters insurance in Bay Area, specifically East Bay?

Drop your insurance company names, if comfortable.

Is 80k cash + 20k company share a good deal for a junior dev role in the bay area?🙏

I recently joined citi. I have been given choice for to select superannuation as 13% of BS or 12500/- monthly or zero.

This is one time selection and not reversible.

I am already investing 1.5 lakh in 80C through SIP and EPF.

I need more detail about superannuation and is it beneficial or not?

Also is there any retirement age in IT field 🤔 (or in citi)?

Can I survive on £26,300/yr in Belfast?

Airbnb is going to go public pretty soon. Are you going to pick up this stock?

Hi All

Looking to purchase a 2019 Genesis G70 for 35k. Applied for Auto finance and got it approved from DCU at 4.5%.

I know the rates have increased recently but I think this is still high.

Any suggestions where I could get better rates with a good credit score and history?

Hello,

I am filling itr for the first time so I'm a bit worried, as I bought some coins in exchange transferred to metamask, then swaped coins, the later transferred the coins back to exchange. Now I don't have the metamask address, so i dont know the transaction i did.

While filling itr do I have to disclose each trade or just the net profit?

Realized some gains from a trade and I have 5k to move. I’m looking at TGT or WMT as an alternative play to AMZN. I’m looking to start a long position 3-5 year hold/add and reap some dividend reinvestment. Any opinion of which one to go with?

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

So what’s everyone buying? I just got me some ETH, ALGO and GRT.

Freelance talent available. Would love to discuss any opportunities you guys come across

Working for a senior who is beyond horrible. She talks to you like you’re stupid and makes it sound like you’re absolutely terrible at what you’re doing. She’s made 5 other associates cry during her 5 year career. Got someone fired and made another person quit. It’s known around the office that she can no longer have a female associate, because she talks down to females more than she does males. I came along and thought I could deal with it but she literally makes me want to not log on tomorrow.

I posted this somewhere else before I remembered that I am in this bowl :) so, I changed jobs 6-7 months ago and I am realizing it is not a good fit. Leadership seem to not want to hear the truth so people tell them what they want to hear and if you don’t middle management gets pissed at you. I am seriously thinking about looking somewhere else. My question is how do you answer the “why are you looking to leave” question without bad mouthing your current company?

I have an intern who's hygiene has slowly deteriorated over a few very stressful weeks at work. Should I leave them be, or gently remind them?

Hi,
I have 2 years and 7 months of experience as a DevOps Engineer. Currently working as Senior Software Engineer in a MNC.
I have worked on the tools such as Kubernetes, Docker, Jenkins, Git (GitLab and GitHub)/Gerrit and Other DevOps Tool Chains such as Artifactory and Monitoring Tools. But not cloud experience like AWS, Azure (have on Premises cloud exposure).
I'm looking for job change. Any leads will be appreciated.

Anyone working on Groovy ? Need to know how to do you test a groovy script locally

is there any similar company with Permanent Work from Anywhere and Good job security like EPAM Anywhere?? what are those companies?

With the resell market being insane, what are everyones thoughts on UA/Reps? I know some people hate them when they are being sold and passed on as real. I know some are fine with them for personal use as long they are not hitting the resell market.

Hi what is an acceptable salary range for an associate director in biotech( +10 y experience)

What's a good use for a personal LinkedIn profile's cover photo/banner real estate? Feels like a waste to have abstract art up there, but I've had my profile critiqued and not sleek enough when I had my value prop in text up there

Wanna a learn Data Science cource.Anya vs suggestions please

What are your opinions on getting too much work in early phase of career? I have almost one year of experience and after switching to a new organisation I have like alot of work in my plate. I know it might be good for later part of career but just want to know your opinion. Tech stack .net, yoe <1

How much does AVP at citi bank gets paid in FRM - ICG in NYC? Currently a senior BA getting close to get promoted and unsure if it will be a good jump or if Im demoting myself

Where do you find nice typefaces? Adobe TypeKit isn’t looking too hot right now.

What is the notice period in vois? During probation and post probation.

Quick temperature check: litigators, are you all underwater this month? This has been my busiest end of year season in actual years. I am getting slammed with expedited court deadlines from judges every, single, day. Clerks, what’s going on?! Send help.

Infosys or CGI? Both are offering 2*YOE only.. Which would be good for 10+ Years experienced?

Is it common for HOA to ask you to prove your car registration is up to date?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

Does anyone know what this means?
"Can anyone, other than you, claim a homestead interest in the property that will secure repayment of the loan?"
My spouse and I are applying for the loan and would like to be on the title.

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

How do I classify my property for tax purposes if I received rental income for exactly 15 days this whole year? Primary?

This is the thread to boast about a creative deal that you made by using leverage and/or collateral.

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

UK - thinking of a buy to let in either Birmingham, Liverpool, Manchester - any recommendations on either /areas where you can get something under £140k.

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Bi-annual plug to say I’m a realtor in Charlotte, NC if anyone needs help buying a home or investment property. DM me!

Thoughts on Fundrise?