HHI ~$370k. Looking for guidance on what should be the max to spend on rent. Is 5.5k too much? NYC based

Porsche IPO worth buying now amid market and economy turbulence?

We are 3 guys looking for a 3bhk flat in Kharadi/ Viman Nagar/ Kalyani Nagar

Budget:
If unfurnished 40k
If furnished 45/50k

Brokerage: Atmost 1 month is acceptable

Any lead is appreciated. Even relevant broker contact

TIA

If I max out my traditional 401k and have a mortgage interest deduction to against my w-2 taxes does it mean I can pay way less taxes than a average person who makes same amount salary as me?

Is it smart to invest in Apple right now?

So what stonks are we buying?

Vanguard Digital Advisor ( 4 ETFs, 0.15% fee) vs HSBC Financial Advisor (15-20 funds, 1.5% fee) which one to go for nest egg growth 100k starting

For any real estate investors

22 years old and currently focused on using my left over income to invest and pay off my debt. I am set to pay off my college loans by next year and, when I do, I want to look into investing into real estate. Does anyone have any suggestions on how to get into/learn more about real estate investing? Or how I can have enough knowledge on the topic to be able to invest wisely when the time comes?

Any books? youtubers? etc. How did you all learn about it?

Off topic

Is there any low interest or interest free loan policy available in thoughtworks?

Current employees, please comment...

I'd like to buy, but the market is absolutely atrocious currently

Rumor is Lucid motors will go public via Spac $CCIV . If this is confirmed we will see 20 soon. Anyone holding ?

Any good ideas to keep your day job and start a business that allows for enough freedom to take taxable income from 350k to 0?

Anyone has experience in investing through Angellist?

Does anyone use the commuter card (use pretax money to pay for T passes, etc)?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Which bank account is better for salary account?

HDFC
Axis

With the latest Southwest Visa cc, you get 4 upgraded boardings a year. I’ve used 1. My question is this. What is a “year”? Is it calendar year or your anniversary date of when card was issued?

Is it possible to buy a house and sell it for a higher price?

What is the difference in subscription to notified and subscription to approved mutual funds?

Can I still do a backdoor ROtH IRA for 2021?

Do we have any RPA BA in this group?

Hi Fishes,

Anyone from Optum Gurgaon up for a quick meet tomorrow in office. I have joined last week, will be visiting office for 1st time. And my team is Hyd/US based. So, DM if in.

(1/2) For those w/ technical backgrounds: how did you develop executive communication skills? I’m a year into MBB (post MBA) and have had really great reviews on client, problem, and team

I have an interview for my first product designer role out of Bootcamp. What are your favorite questions to ask during an interview as a job seeker and why?

What’s the fashion fishes opinion on the optimal work bag. Brief case feels out of date, backpack too juvenile. What’s the new gold standard?

Looking for ergonomic office chair recommendations, budget is $500. Any suggestions?

How do you make connections at weddings when you barely know anyone? I feel like it’s always awkward smalltalk and at some point you’re just drunk and wanna go home.

How long have those who have been looking for a job been looking? No luck here.

Can I still do a backdoor ROtH IRA for 2021?

Not sure if this has been discussed yet, but do you charge tax on your freelance, 1099 invoices? Trying to accommodate for taxes being taken out and inflation 😪 would love to know if this is common practice - I’m in NYC. Thanks!

In TCS,After completing onboarding process and getting ur employee Id ,what's the process to get tagged into any project.Can you please share your experience?Can we reject any project if we don't find it not aligned to our expected work ?

I read this super interesting article about how big companies like Toyota are investing in social-emotional training for their employees and seeing massive benefits. I actually think this could be a whole separate class for students of all ages. Learning about conflict resolution, growing your own self-regulation skills...it's really important.

We in here!!

New to gds. is today salary day? Or tomorrow?

What groups are best at tax valuations (e.g. IP and other asset valuations)?

Is it usually done by tax service lines or advisory service lines?

Considering a move to UAE and Inhave to major questions:
- How is the SC work life balance?
- I am coming from Europe, is there a big cultural shock?

Thanks!

If someone goes to Dubai as a third party contracter for job, is it still possible to get a job in India and come back.?

I put money in VTSAX which is a mutual fund vs. an ETF. Am I dumb?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

(1/2) People who work in the Bay Arae peninsula (Menlo Park) and live in the east bay- which is a good place to buy a house, upcoming, easy to rent or Airbnb in case I have to move back to my country! Prefer single family home as young as possible.
1- brentwood
2- Pleasanton
3- Dublin (expensive)
4- San Ramon (very expensive)
5- what else?

Can anyone recommend a solid lender in Westchester County single family homes? Low rates, good service, easy to deal with.

Now that the rents are going higher and housing is not affordable. With wfh option is it good idea to love to ranch with house?

Anyone here invested or opted as primary living place outside of cities?

Cheers

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

I thought the answer is yes but now double checking. Can we write off the interest we pay on our primary residence mortgage?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

Do you thank your tenants for paying the rent? A quick thank you text?

This isn’t relating to investing but we are looking buy a SFH in South Orange NJ. We are have a 2 yo and we are moving from Sacramento. It is a close to a train station to New York.
Does any one here have any info, good or bad things to know about the area. We toured 3 different homes and they were relatively affordable by (600-750k) and it seemed like a small town community but we are not familiar with east coast/ New England. It’s going to be our first move there.

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Fishes! what are the best grounds to dispute my property tax valuation? What support should I have?

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.