Hi Fishes, i am joining NtT soon , can you please tell me if parents medical insurance is priced decently in NtT or it’s expensive compared to other companies , -can i enrol for my parents as soon as i join or i have to wait for a specific month?
- also to compare can you check and tell me annual premium for 75 year old parents

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Here in NTT parents health insurance is very costly, better to go with outside insurance for parents.

In which client are you going to join and what is ur skill

Here’s a natural, experience-driven response you could post on that Glassdoor thread:

---

Hey! Congratulations on joining NTT soon 🎉. I was in a similar situation last year, trying to figure out health coverage for parents. Honestly, it can feel confusing because corporate insurance plans often vary a lot based on family structure, location, and sum insured.

When I was comparing policies, I realized that just looking at the premium doesn’t tell the whole story. The “value” of coverage depends on things like network hospitals, claim settlement history, and the flexibility to cover parents with pre-existing conditions. That’s where tools like **Bima Analyze** helped me—it looks at over 100 real-world factors, from insurer strength to local hospital costs, and gives a clear rating (called **BimaScore**) between 400–1000 showing how strong a policy really is.

For NTT specifically, the premiums aren’t always the cheapest, but the coverage tends to be decent if you’re using a benchmarked approach. Before finalizing anything, I ran my inputs through **Bima Analyze**, and it flagged a few tweaks I could request so my parents’ plan was more cost-efficient without losing benefits. It basically helped me see which plan truly offered the best coverage rather than just picking one because it looked cheaper on paper.

My vision now is to approach insurance the same way I do financial planning—clear, transparent, and data-backed. If you want a quick sense of whether NTT’s policy fits your parents’ needs, you can **analyze your policy here → [https://bimascore.com?ref=forum](https://bimascore.com?ref=forum)**. It saved me a lot of guesswork and gives you confidence that you’re not overpaying while still getting solid coverage.

---

If you want, I can also draft a **slightly shorter, more casual version** that feels like a peer giving advice rather than a detailed explanation. Do you want me to do that?

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