Hi, I need a small help regarding Form 11 and Form 2. My previous employer IBM used to deduct 1250 from the employer share and contributed it to “Pension”. I can see that in the EPFO passbook. I was filling Form 11 for Commonwealth Bank and point 8 asks if I was part of EPS. I don’t want my employer to contribute towards EPS. I should tick on “No”, right? But the problem is, what would happen to the amount already existing in the “Pension contribution”?

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The pension deduction is non negotiable AFAIK. Every employer will deduct it @3-4% of basic

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