How accurate is zillow estimate for 2 unit newark nj ?

$1000 monthly recurring investment through Acrons? Aggressive portfolio.
Anyone else using Acrons here?

Anyone else into Bank Bonus churning?

hi Sharks

Can anyone help me what will by my inhand salary for CTC 31.5 Lakh((No variable) fixed ctc and i have home loan and life insurance of more then 1.5 Lakh
Employwr contribution to PF is 9450 monthly and i think same goes from my contribution as well

Could anyone recommend a set of indices that are publicly available and is a good predictor for consumer spend in home renovations ?

Is an IPO in anyone’s FIRE strategy? Maybe this is specific to the Bay Area, but it doesn’t seem that unrealistic to negotiate enough equity to make $1.5 mill off an IPO. Or maybe I’m dreaming 😂

Hi all. I just received an offer for $130k and will be eligible for about 29,000 shares of stock options. The vesting schedule is 1 year and then quarterly thereafter.

Can someone explain what this means? I “will be eligible”. So, I have to buy the shares? Should I be asking at what price?

Newbie here. Please help!

Personal finance book recommendations?

Can I get a commercial loan without 25% down?

Are there any tax benefits from working from home?

Let’s hear from the Fish!

If you’re hesitant to list your property, what’s holding you back?

There are advisors who present themselves as a financial planner first and investment manager second. Which one are you?

Would you quit your job if you suddenly were given 10 million dollars? Why or why not? What would you pursue instead?

Not related to consulting but anyone has experience with ratehub / canwise financial as lender for the house mortgage? They seem to offer better discount on Prime rate compared to the big 5 banks.

I'm a Canadian on the TN visa working in the US and planning on maxing my Roth IRA (6k) and will have enough left to max my 401k this year, but am not sure if I should just use a taxable account over 401k due to tax considerations when I move back to Canada (likely 1-2 years from now). Any thoughts here? I don't think I'll have enough RRSP room to move 401k>IRA>RRSP and I would prefer to not have to file US taxes every year in retirement for withdrawls if I left the 401k in the US.

What companies do you recently regret not investing in?

Phone and Internet bills reimbursement claim in Grey HR. With this claim are we getting Income tax exemption or reimbursement of cost. Can someone clarify it.

Hypothetically, if BBB was delayed and brought to the Senate floor next year (let's say February 2022) and passed, and the January 1st date for ending Roth conversions is left unchanged, what would happen to Americans who performed After-Tax 401k to Roth conversions in January? Would 401k custodians have to reverse the transactions and somehow factor in gains earned in users' Roth accounts since the conversion? Could there be penalties?

Whats the biggest tip you have for FIRE?

For me, I think “pay yourself first” is the most important. It forces me to save money first so I wouldn’t need to worry about making a budget for expenses, since I can see how much “disposable” money I have to spend.

I just started this recently. Each month, I allocate $1k of my pay to my brokerage acct and $1k to HYSA (to buy property). I max out 401k and do backdoor roth. And save all my bonus. So each yr, it’s around 70k: 24k + 20k + 6k + 20k bonus.

Anyone have experience transferring stock out of Computershare? Rolled my old 401k to a IRA and am trying to figuring the best/cheapest way to transfer my former company stock to my taxable acct. I assume transferring to the IRA is not possible

Any MVIS longs on here? If so, at what $ did you buy in at?

Has anyone here chosen Soluno over Quickbooks? Thoughts?

Mental Health, inherited or choice? I am finding myself struggling with processing that ADD, Depression, or Bipolar is a chemical imbalance in the brain vs. behavioral therapy. The best analogy given to me is you would treat diabetics with insulin so why not consider prescriptions to help mental health. 2020 has thrown more at me than I’m able to handle. Has anyone here noticed a significant improvement after a prescription to help psych issues?

WELCOME To BPO Fishes this bowl is created for the agents who work as cse and grade 4 and looking better opportunity. I appreciate if you share your thoughts, background, post and career growth. We are all here to help each other anonymously. Let's do this.

Anyone from Houlihan Lokey who could give a referral?

Plaintiff side question - comp is base plus % of fees. Firm has non equity split % with associate working on case. This normal for a non equity partner? Normal associate comp is full % when working with an equity partner.

I am unable to log into the ionboard portal. Anyone facing the same issue. Please let me know.

I am currently looking for a mentor and not sure the best way to approach finding one. Any advice?

So my team currently uses onenote to house all of our SOPs and reference guides, but it’s becoming a monstrosity and it’s really hard to search and navigate. What programs do you use to provide your team with resources? Or is there some trick to onenote organization that we are missing maybe?

I was just laid off from a fintech startup after 4.5 months as their first ever IP attorney. Anyone have any leads on other IP roles. I’m soft IP/marketing focused but also have patent experience.

I am looking into the CCP (Certified Compensation Professional). It seems to be quite an expensive exam.

If anyone else is studying, let me know and maybe we can share study materials!

For those who have taken it, are there any cheaper or alternative study materials to any official guides you would recommend? I went this route with the PHR and SHRM-SCP and passed each on the both try, so I wanted to see if that method may be viable here. Any recommended order to take courses in?

How to get released from the tcs project?
in the past i have seen My project manager has not given them a release, in the end they have to resign.
I am in a product support project, i want to switch to another domain.
I am preparing for that but here also i work honestly. I got A band in the last 2 years, my lead is on notice period now they are making me lead ,i dont want that ( extra responsibilities with no extra money) but currently I am the only option for them.

How much have you heard of Paid Social Planners/Markets making at companies in the tech space? I'm thinking about leaving my media agency company.

Can anybody from Netherlands explain what a junior manager is at Deloitte? I got a salary range for junior manager from Deloitte in NL that’s lower than the salary range of a starting senior consultant in pwc. I was under the impression manager in pwc is junior manager in D and senior manager in pwc = manager in D

Please let me know how ,I could successful at McKinsey.

Pros/cons of having both a manager and senior manager on a job?

Hello! How can I break into the creative branding industry with 3 years of basic marketing knowledge, a self made website, and an extensive sales background in the CPG industry

Does Barclays provide pick and drop for Pune location (Baner)??

What are your students' favorite novels to study? I'm looking for modern/inclusive and not the typical classics.

Deloitte Manager or IBM Manager?? Please suggest.
Almost same fixed package.. skill SAP Functional Close to 10 Yrs experience.

Can I get a commercial loan without 25% down?

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Any one knows what’s the easiest way to order a radon test for new construction?

Anyone punched out of state 4-10 unit apt building? How did you find the listing?

Thoughts on buying pre-construction homes in markets that are popping and flipping selling them when construction is complete?

My uncle does this (he’s a realtor) and usually gets 2-3x return. Obviously there is huge risk because property prices can change a lot in 1-2 years, but at the same time the upside is hard to ignore.

Anyway I protect myself against the downside risk? (other than loosing my down payment)

If I’m a Real Estate Agent buying my own property, can I negotiate the Buyers Agent commission to be 0% instead of being paid the buyers commission? Essentially converting what would be Income into Cost Savings for tax purposes?

Is a sloped floor of 1/2” over 10’ noticeable? I have to make room for conduit and cannot trench in my current place

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

I am looking into buying a multi unit (dullex,triplex,quad) in Chicago ideally in Lakeview East/West, Lincoln Park, Wicker Park, Logan Square, Bucktown areas.

This will be my first property and planning on living in one of the units. Downpayment will come from what I have in stock market but wondering if anyone has any models to how to analyze if it would be a good investment property. Would appreciate any help? First in family to get into something like this.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Planning on Arizona, Phoenix area. What is the best today, purchasing a home or building?

If anyone has problems with leaks or anything facade related I work in facade restoration, preservation, rehabilitation, retrofitting in NYC. I’d be happy to discuss potential solutions.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?