How do you negotiate with the seller on purchase price to account for cost of major fixes coming out of the findings of home inspection report.@

Is this still active? I’m a 25F in NoVA. Open to chatting!

Hello, I have a masters in health informatics management, but not certified. I’m very humble and thankful i have a job but it’s not where i want to be. What careers are best with my degree? I would love to have a career where I’m making decent money, any advice? Open to work from home positions as well!

Hi everyone, applied for an investment consulting internship few weeks back.
It's a client facing job, but it might come at a later stage of a job, maybe after finishing my internship and getting a job offer.
I'm interested to know what is the must develop skills, must take courses or must read books to get insight, develop the required knowledge and skills for the position. I majored in business management finance and currently preparing for CFA level 1. Thanks in advance ☺️

Authentic Leadership - what does this mean to you?

Interested in being a Advisory or Board member of a Fintech. Have diverse tech engineering, financial services and startup background. Intention: meet new folks, get exposed to and solve new problems (outside of primary gig)
Where and how to start?

Barely any replies in this bowl. Is this bowl defunct?

Is employment data really one of the most accurate indications of the economy's direction? I'm not sold.

Any non-fiction book recommendations? I normally don’t like NF but recently read Bad Blood by John Carreyrou and loved the style/pace. Any similar recs?

What are your thoughts on invoking the rule of sequestration at a deposition in a case in state court? I have heard some attorneys argue that it is inapplicable, while others have argued that it does apply.

And does your answer change if the "extra" person is adverse to the deponent? For instance, a corporate plaintiff having two reps at the defendant's deposition.

Been Interested in working at a FAANG for the past 5 years. I am a Certified Scrum Master, Agile Coach, and Product Owner. I never see many roles in those areas at most FAANG companies ?? Can someone help me out ? Is it a different title at those companies and are referrals needed ??

I don’t know if coming out is something I should do or not anymore. My girlfriend and I want to get married in the next couple of years but thats not something I want to keep secret. It hurts me that I feel like I have to do that, but I don’t want to risk losing my job. I know they can’t fire me for being in a wlw relationship but they don’t have to give a reason. I don’t want the backlash of the community either since the area I teach in is really rural. Just sad I guess.

Why don't Barclays have their technology centre in Bangalore.. and only in Noida, pune and chennai?

Hi Sharks,

I need an urgent reply.

I have Joining with CTS today at 10:30 AM and some documents required for Virtual Onboarding.

They need EA form and they said it is part of offer letter.

So I need to print entire offer letter and sign and send back to them please reply?

Has anyone got the PDF version of the PMBOK - sixth edition and would be willing to send it to me?

Best elder law treatise or practice guide for Florida?

I’m four months into my job and I got put onto a PIP. I worked so hard to break into IB, put up all the hours and even working 2am nights for weeks, learned a ton, and improved a lot along the way as the sole analyst yet this happens. I’m extra worried because it doesn’t seem there’s IB analyst positions out there. Im really hoping come January more positions come up but I’m just praying they don’t fire me until then. Anyone have general tips for this situation?

Hey street photographers, what are your thoughts of people being identifiable in shots?

Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

Any recommendations on a good water softener system (4 people)?

Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

Has anyone dealt with financing a non-warrantable condo? About to drop out of the deal because I can’t find a lender. My finances are fully in order, issue is the building.

How much is 2k a month for a house payment? What size loan would I be able to get?

Any recommendations for buying agents in Massachusetts?

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Is it wise to buy a home now with high interest rates in nj or would it be wise to just wait and see? Looking to buy a house in central NJ

Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

Trying not to jinx it but it feels like the market is finally turning... prices are down in 77% percent of US metro area's baby! Bided my time and hope it finally pays off when I buy.

What’s a fair calculator to know your affordable mortgage?

One online have a wide range in what’s considered “affordable”
Pre bonus and equity I earn 110k/yr in Wash DC.
I’ve seen 33% net income, but honestly $1650/mo CANT even get a 500sqft condo on rent.
30% gross is $2750/mo 😱
Others say I can afford 600k houses but that seems irresponsible and ridiculous.
My current rent is $1750 for a small 1bd1ba (cheap) but I’m sacrificing my safety in my neighborhood. No frills apt.

Is 5.5 good mortgage rate in current situation for first time purchase? Any predictions on future loan rates?

When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

What is the most difficult part of buying a home for the first time?

Thinking about using my VA loan in a few years. Any advice?

My boyfriend and I make 200K combined and live in NJ. We have $1000 in monthly car payments combined. That’s all we owe. Our credit scores are in the 800s. We have 50K to put down on a home. We have done the math and I know we can afford much more but he doesn’t want to buy more than a 400K home. I’m almost positive we can afford 500K and be more than ok. But then he starts to talk about how much kids cost and how we will be house poor and we won’t be able to afford kids. 🤔 Am I insane??

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

In my market, you have to waive financing and mortgage contingency to even be considered. Annoyed this is now common practice. 😞