When is a good time to start looking to buy a house if you are currently renting? Like 1-3 months before your lease is up? My fiancé and I don’t want to rush the home buying process, but wanted to see if anyone has experienced this and their thoughts if they would have done something differently.

This has probably been asked many times in this bowl - what’s the best hotel rewards program? I have the Chase Sapphire Preferred card and I’m a Southwest RR member. I travel maybe 25-30% of the time

I’m loyal to delta, but I’m moving to a city where American is the main hub and Delta has practically no non-stop flights to/from there. It’s time for me to open a new credit card, so I was considering the Citi/American one. Any thoughts?

If I got 1/10000th of a bitcoin every time some dude on an app asks me if I like being an accountant... I'd be rolling in mad dough

Hi all, how did you solve the retirement puzzle?

As an expat, I went on the Degiro for investing at the moment, since the account can be used from all countries.

Was considering to invest also in an insurance, but is apparently not possible if you live abroad and then maybe go back to the home country.

Have any tips?

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Anyone interested in property (land ) purchase in Group..

Contact me if interested:
9604060922

Hi everyone

Im yet to receive an offer from poland offer would be 22pln gross my Indian CTC is 17lpa base pay.could you suggest me poland will be good option to choose if so how much can I save in poland .i will be moving with my wife and a kid .my wife will also look for job not immediately.

How do you all make the decision of when to keep hodling or when to sell (or other strategies)? I’m definitely a believer of the bubble, but also think more money can be made...

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Looking for names of some effective financial/investment planners. Any suggestions? Plz give only the ones u hv worked with or experienced!

Any good mf with less tracking error to invest in us equity.

what’s the ratio of equity/stocks to bond/fixed income in your Merrill lynch 401k plan?Do you make any modifications or just use recommended distribution? First job with 401k and not sure what to do!

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

Everyone keeps saying that the real estate market is going to bounce back soon. At this point I'm more likely to believe that unicorns will take over the world

Newb question: I’ve heard a lot about never selling your BTC and borrowing against it. I like the idea considering I don’t have much. How exactly would that work?

PwC is hiring like crazy. 1200 openings across all of Advisory. DM me the job posting, your name, email and phone number if you’d like a referral! Happy to answer your questions as you prep for interviews!

Considering leaving my agency after just a couple months in pharma - feeling underutilized and stuck.

My question: do I leave this stint off my resume entirely? List the parent agency instead of the wellness arm? Pass it off as freelance? Not trying to be dishonest I just know this experience probably isn’t relevant when going out for non-pharma jobs.

Whats a salary range of a senior consultant in IQVIA?

What are some good online communities (on Discord, Slack, etc) to join as a designer? Want to connect with fellow designers, possibly work on hobby projects together, etc... There seem to be quite a few for newbies in the space but looking for ones that aren't predominantly students/designers in training

Looking to hire a Supply Chain Strategy Manager role at an SF consumer electronics company. 3-5 YoE in consulting. DM me if interested! Location is SF or Dallas but open to remote for the right fit.

Guys how's the company Entigrity in terms of hikes and culture in Ahemdabad? Any idea @Entigrity

Folks I have finally received my offer after 6 months of interviews etc. I’m over the moon and wanted to thank all of the helpful people in this bowl (especially the Googlers!). Any time I had a question y’all gave great detailed responses which helped my anxiety 😅. Thanks again and happy holidays!!

Hi everyone! What remote jobs are you working that you feel is good for your ADHD?

Not sure if I am getting laid off. What are some key signs. Thanks in advance for your help?

Do you send a thank you note to the recruiter after the phone screen?

What is the hike for 1st bucket for BNY Mellon India?

Should I take this role?
Pros: 50k bump, company is full remote, no time tracking software, unlimited PTO, 10k in quarterly bonuses, vertical move in responsibility and title, will set me up for future roles in different companies with the title I am looking for (so strategic move)

Cons: Its a startup, the solution they offer is adjacent to my desired industry, its a very small team so I wouldn’t grow my network as much, tech stipend for new laptop (but they don’t provide a work one)

Anyone else already dreading to go back to work?😩 just imagining losing more sleep by having to drive in on some days and then deal with pumping at work is giving me anxiety. Wish I could just work from home forever or figure out another way to make money..

Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

Looking to buy my first house- Would it be a bit of a stretch to buy a house with a mortgage of 2.7k when I take in 3.4k bi weekly?

Any recommendations on a good water softener system (4 people)?

Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

What is the most difficult part of buying a home for the first time?

Thinking about using my VA loan in a few years. Any advice?

What are people doing in terms of stashing money away for your first house? I want to buy within the next 3 years and I'm looking for any type of budget tips, credit card recommendations, safe and solid bank loans, or whatever you did that worked. Thanks!

Is buying fancy condos with high HOA(>$1k) worth it?

I'd like to buy, but the market is absolutely atrocious currently

Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later. Also, any regrets?

Hi all! First post here: my husband and I are thinking of getting solar panels and battery storage but have some sticker shock (would require a sizable loan). Anyone in a similar boat and how has the experience been?

Hi all! I’m new! I started the year off planning to save for a home for myself, then rates skyrocketed. So we’re holding off. Fast forward to the final quarter of the year and we were presented with the idea of a residential assisted living facility. The problem there is we’d still need to acquire property in order to run one. The only difference is the RAL would be a business and is already registered as such. Does anyone have any experience here?

For anyone in this bowl. How crucial is it for you to have a formal dining room separated from the kitchen? My son and daughter-in-law are buying a house for their future family and I'm trying to convince them a formal dining room looks better and makes things less chaotic in the kitchen, especially with kids. Am I out of touch? Or is it still important?