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Ask them a simple question: “are you a fiduciary?” If their answer is not a simple “yes” then they are likely brokers and not held to the fiduciary standard. Investment advisors are and are typically fee only.
Look for fee-only financial planners. A good place to start is -
https://garrettplanningnetwork.com
Also make sure you understand if they are RIAs with a fiduciary responsibility to their clients vs brokers who earn commissions from products they sell.
Merrill GCIAS out of atlanta
What A1 said. Find a fiduciary and find one that charges 1% annual fee or less. They are legally bound to put your needs in front of their own profits.
Thanks everyone
I use a great guy from Edward Jones and he never shoved anything. Always balanced. Has made me a lot of $$.
Also with Edward Jones....not a fiduciary but my lady has been great.
Try Edelman Financial Engines, they are fiduciary and have a model to plan how much to invest, over how long to achieve your financial goals