I am 34 years old with a CTC of 22 Lac. I have very minimal savings (less than 2 lakhs).

I am concerned how the future will look like for me as I am planning to start a family.

- How much a 34 years old should have saved in terms of liquid money?
- How fast is it possible to have at least 10L in your account?
- How should I approach savings? I have MFs, PF and stocks. But I don’t have any liquid money in my savings account.

Significant other and I crossed the combined $1M net worth mark this quarter! Mostly in RE and 401k so we will not be FIRE-ing but still excited to be in the 7fig club.

Sorry, need someplace to celebrate and you guys are awesome.

Best long term investment strategy against inflation to get to a large nest in for retirement?

What % of post-tax income do Londoners usually spend on rent?

Offered 6.2k per month post-tax and thinking of spending 2k on base rent, single household. Does that seem reasonable for someone who wants to save and invest?

How to invest in Direct Growth Funds? I've created a CAN ID using MF Utilities. It asks me to login and proceed but I don't have my login ID generated. Should I wait for more time as my CAN ID was approved only yesterday?

I have savings of 5 lac INR and want to invest it somewhere. What should I choose?

What is your feeling about buying a 3BHK house on Sarjapur road for investment

Has anyone recently bought one anywhere in Bangalore primarily for investment purposes?

Any thoughts/ideas/help appreciated

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

Looking into credit card, most likely between emirates nbd Bonvoy card or the Emirates offering. Anything better out there? What has been your experience. My understanding is you can convert the emirates points to Bonvoy? Not sure if the same works Bonvoy —> emirates.

Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

For all the people saying BB is next:
BBs float is about 555 million while AMC's is 50 million. There are far too many shares outstanding to make an impactful squeeze. Shouldn't AMC be next?

Anyone trade stocks on the side? Not at a day trading level, but not buy-and-hold either...more like aim to hold 5-10 stocks at a time for 1-2 months and earn a decent short-term profit (10-15%).

Anyone have a recommendation for financial/tax advice? Hurting in the 60% tax zone right now (100-125k) and need some help to work through options eg more salary sacrifice, pension etc… thanks!

I’m new to investments - my advisor in India asked me to start off with some corporate FDs and large cap mutual funds. Any thoughts, given the COVID scenario?

Did anyone apply for amex card as an employee, recently, after the acquisiions started ?

My strategy for Bitcoin:

Buy low
Get worried and sell lower
Get FOMO and buy even lower
Panic and sell at its lowest
Cry myself to sleep
Repeat

Thoughts on buying a house now? Lease is up in January. Can finally afford to buy. But would it be better to wait until next year in case of recession -> foreclosure market -> better deals? WDYT

Best options (companies that provide) term life insurance outside of work? Please advise - looking to get this done this week for wife and I

Soooo what do we think about the new ADP program?

We bought a condo in February 2022 then as you know prices are going down while rates are flying up 😭 We're quite worried about the value of our home and can't really enjoy it. What's your thoughts about this? PS. First time home buyers 🤫

Folks working in Salesforce, have you all received this month’s salary?

Do you see SAP as a stable career in the next 30-40 years?

Senior Analyst in a coverage role- tips to stay engaged during this slump? With deal flow essentially halted, where do you see juniors adding the most value and standing out during all of this?

hi, fishes,

for 9 + years exp is 32 good pkg with AD role in UBS?

I need help figuring out if I’m being underpaid. I’m working in real estate private equity and I focus on fund models and property valuations. I’m currently at base $80k and 20% bonus. On top of that I have 5 years experience and a masters in finance. I’m good at my job and receive positive reviews from everyone. I feel like I should be compensated better but the company says that’s what they think I’m worth. Any help or insights would be great!

Hello all! I am looking for a job in finance/investments, but I’m having trouble attracting attention from employers. I have a finance degree from UGA, but all of my experience (3.5 years) is in sales (tech and real estate), so no relevant internships unfortunately. Any advice on how to market myself better and where I should be looking would be greatly appreciated!

I was offered a high net worth client associate position with fidelity. I have never worked in a call center environment.
Can anyone that has worked in that position tell me what its like and what to expect? Is it more like an administrative position and boring or do you really get to help clients? All feedback is appreciated!

Honest thoughts/opinions about 22squared in Atlanta? Is their money where their mouth is, or are they all (over-)hype?

Hi fishes,
I have been working as a business analyst for last 3 years and some how feel like saturated with mundane sql and reporting can some one please suggest me a fast track prep plan for Data Scientist transition. Good with sql and functional programming and basics of Machine learning.

The severance package at Meta for laid off employees almost makes it nice to be laid off depending on what your personal situation is….. personally wouldn’t mind getting 4+ months of full pay to reset and think about what’s next 😬

Left on vacation with the boyfriend, 1 hour into the drive realized I forgot my Switch at home 🤦🏼‍♀️ Effectively adding 2 hours to our trip to go back for it, hope this dumb sea otter event doesn’t lead to me getting dumped on vacay 🙃

Hello Public,

I'm form Mumbai, first time going to visit chennai for 3 days. Kindly suggest places to visit | local food places | recommendations

Thanks in advance - Abhari ahe 🙏🏼

New to startup ecosystem. What are some resources, books, podcasts that help you along the way? Are there any communities you interact with regularly on Reddit/discord/meetup?

Do y’all carry cash? Like i know carrying cash is a good thing to do by how much average do y’all have on your person at a time?

What is starting salary of RedTeam Consultant at FireEye in Bengaluru, India?

Accepted job offer starting Jan 11. Should I let my boss know now so there is more time to transition my workload/approve replacement hire? Want to leave on good terms as I may do some freelance work for them.

Current CTC: 7.6 LPA
Experience: 3 years
Profile: Network Security
How much hike can I expect if applying to companies like Infosys, Accenture, TCS?

I am a Team Leader working in Wipro Delhi and it's been 5 years approx. Got here as an executive and now Going to appear for B2 next month.

But also, I am giving a thought to change of Organization. So, confused a lot as current process is quite a mess and Salary too low.

Looking for some valuable suggestions. Please help.

How long could it take to get transfer location in TCS BPO?

Need referral

Yoe: 7.5
Skill: Java 8, spring boot, Microservices, Aws, Kubernetes, docker
Serving notice period 27 days left.

Working location: Kolkata (preferred), Remote

Hi Fishes, need your thoughts. Currently I have 8.5 yoe with 26.7lpa, selected in cognizant for manager role, how much should I quote considering the current boom?

How many of you feel that there's less money in IT BA than IT product mgr, and switching to PROD is the only way after working as IT BA for few years

Hey guys, Today I joined HCL with 27 lpa fixed CTC. Thanks all for your valuable feedback and suggestions.

How do companies verify KYC documents? I'm working with a start-up that's currently working on Furniture rentals. And how expensive would it be to outsource it to another company to do the document verification?

Hi fishes new here need 11 likes to unlock DM, thanks in advance

Hey Fishes,

I had my second round (Managerial) today with EY GDS. As per the interviewer, everything is fine and I am expecting a offer letter now.

Can someone please advise that what is the process ahead, how much time it takes to get the offer letter from EY GDS or will I be contacted by HR for HR round and negotiations ?

Thanks in advance 🙏

Hello Bowl’s,

I have 2 offer from company A and B.
Company A offering 7.2 LPA and B is offering 9.7 LPA.
So how should I start negotiation with Company A for counter offer?
Please help me on that

Thanks on advance ☺️

Is a executive pg certificate program in management from IIT Bombay useful in the future or it just waste of time and money. Please share your valuable insights 🙏🏼 thank you in advance.

One of my friend works in banking industry. He is corporate sales relationship manager. He is planning to switch to IT industry. He is non-technical guy. Looking for positions like sales or program manager. Non technical roles which requires customer handling. He has good strong interpersonal skills.
Let me know in case of any leads. Anyone can refer for above skill openings. I will share his resume