I am in the Financial services Industry. I sell Life Insurance and Fixed Index Annuities. I have found that I have been able to help families by helping them be prepared financially to care for their loved ones when they die. I have witnessed people not have a plan for their families when they die and it leaves the loved ones behind devastated emotionally and financially. I love helping families through life insurance and getting paid for it.

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Salam. 23M here - all my life I’ve had my back on our faith - never really prayed but had imaan (I guess). After bouts of depression from girl problems (🙄), issues within immediate family, being disappointed expectations I had for myself, etc. I’ve been working on bettering my situation over the years. Faith is the only area where I think I need more guidance. Having trouble relating to friends or family about this. Anyone else been thru something similar? How have you connected back to Islam?

Should I ask for a refund for my Delta flight or keep it as credit that can last til 2022? Delta is losing about 50m a day, so it’s a bit concerning. What would you do?

What are some good modern/post-pandemic personal finance books you can recommend?

Does anyone think Biden will *not* further extend the pause on student loan payments until after the election?

I use SoFi to consolidate and pay off my mostly private student loans. I’m gonna call to confirm later, but what happens if I’m 2 weeks late on making a payment?

Who here has successfully built a side hustle or startup? Who here is successfully creating additional income? Does anyone have resources [books, podcasts, anything] that have helped them?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi, can someone tell me if I need to manually claim higher rate tax relief on Accenture UK workplace pension e.g. via self assessment? I had assumed it was all taken care of out of the pay packet as it’s a net pay scheme but I have a financial advisor telling me otherwise. It’ll be the first I ever heard about it if so…guess I’ve lost a load of money…???

With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

Is it just me or does anyone else know or have an inclination that their employer committed fraud after receiving PPP loans during COVID pandemic?

Why you should stay invested : asset inflation, then normal inflation, low rates forever, trillions in additional stimulus, dollar destruction (on purpose), coronavirus pushed tech ahead a year or two in adoption. STONKS ONLY GO UP!

It’s been 3 years since I (27F) moved to Seattle and still don’t have a solid social circle. Not necessarily a big group… I’m talking 3-4 friends who are easy going and not flakey/ hard to make plans with.

Idk if it’s due to Covid, Seattle freeze, a combination of the two or other factors. Any transplants out there who are NOT the outdoorsy type and feel the same? And if so, how did you get past it?

Everyone has a different perspective on this but would love to hear yours. Someone has debt ranging say 4-5% interest rates. Do you attack debt more then investing to move towards a debt free life or do you go after investments since they return historically above that then paying down closer towards retirement. I know the latter looks better on paper but what about the psychological factors of being debt free and the guaranteed return on interest savings.

How do you know if you have good hygiene? my ex told me I don’t

This is my routine:
- I have curly hair, can only wash it once a week/put dry shampoo if needed
- I brush my teeth 2 times a day
- Wear deodorant / perfume every day (my way, and good girl) and shave off any hair (I did laser but still), as much as possible. Some days, I cannot keep up with shaving (especially if it won’t show)
- I wear pantyliners and change it once a day/ change panties once a day
- I shower my body every day

Anyone have a good PE specialist financial advisor?

Anyone willing to share what assets they're investing in with the extra money from being overemployed?

McCann posted today for a Business Manager on LinkedIn.

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Hi All, I request you to please help me with my query. I have joined capgemini three weeks back. They told me direct project but they tagged me to bench.

According to current scenario, what would be the timeline in bench to get the project. I got an mail to get the project within 30 days so If I am not able to get it , is there any consequences on it. Please help me my queries.

We've got to hold on, to what we've got!
It doesn't make a difference if we make it or not!

Has anyone ever said no to a federal clerkship and if so, why?

How many PTO/Vacation days do you usually take off a year if your employer offers unlimited PTO/Vacation days?

I just started a new job and this is the first time I’ve ran into this. It sounds nice but at the same time I hate the lack of direction. Help!

Who is headed to Denver for the HFMA conference next week?

My office is having a barbecue at one of the supervisors houses. It starts at 4 pm. what time should I show up? Social norms say arrive 30 minutes to an hour after a party start time but it’s since it’s a work party, what is the social norm for social work events?

Hello fellow fish bowlers! 🐠 I’m looking to work as an Analytical Chemist in the Greater Toronto Area. I’m from the UK with an MSc in Chemistry and 3yoe in a CRO, with specialities in HPLC and team management. I have an open work permit also. If anyone could refer me to any companies willing to entertain me, please get in touch! 👨🏻‍🔬🧪

Started as a BDR and got moved into partnerships within the same org. Comp was initially 75k CAD with OTE 120K CAD. New comp for new partner channel I am carving out, I am offered same base but guaranteed 75% quota attainment payout. Is this a fair comp? Would love any constructive thoughts/points on this. Company is in eComm vertical

That International Women’s Day logo isn’t deserving of the day & the women it celebrates. Can one of the talented women here please give it the love it deserves and re-design it? I would but...🙋‍♂️

I think I've moved almost entirely from newspapers to newsletters. Media changes!

What other careers do you catch yourself daydreaming about? I, for one, would have loved acting as I loved theater throughout my life but alas fate had other plans. What's yours?

Hello all,
My workday id is not working. As there is no password reset option on the workday portal i don't know what to do. Any suggestions?

I am looking for a job in accounts receivable in Microsoft. Can anyone help me. YOE 10 yrs@

I feel like this is the busiest billable December I’ve had. Anyone else absolutely swamped with work this month?

Hi Everyone!! Looking for opportunities/referrals for senior consultant profile in ESG domain.
current experience 4 years
preferred organisation: Big4 or MBB

Are RPA projects still selling in your company? Is demand for these type of projects still high?

I'm starting a home health agency and I'm having second thoughts because of how saturated the market is. Anyone have any experience working at a home health care agency that can share some insight into the industry?

Do you feel like you can be your whole self at work? If not, what parts of yourself do you leave at home?

Hi All! I'm starting a new job as a consultant working with a healthcare client, what advice do you have for a newbie like me? TIA

What advice would you share with a young pharmacist? I start my first job as pharmacist later this month!

Seeking direction in selecting the most cost effective and fastest route to become an MLS. I have a international STEM BSc (2014), 3 years of research lab experience, 1 year hospital lab experience and 2.5 years veterinary diagnostics experience. I live in Michigan and was told by two schools that my credits have to be less than five years old but I think they are trying to get me to pay more by staying in school for four years. Can anyone offer some guidance? Does my prior exp hold no value?

Best healthcare conference to wrap up the year?

I have several job leads and I’ve been interviewing since March within the same company. They have been slow getting back with me and I just received a call from a job I applied for two months ago. Now that I have a potential offer elsewhere, should I stay and wait it out or go to the tech company for a new start?

Good Morning! Question for you guys?! How do you counter offer a yearly 3% raise when you feel you should ask for more than the standard? Any ideas or verbiage?

Amgen offered me $100K for a clinical data manager, should I negotiate for a higher salary?

Wanted to start a job thread to help our people get referrals and find new opportunities. Post any openings at your job or that you're aware of in the comments!

The fact that our country can send 8 BILLION dollars to Ukraine but can't find funding for the water crisis in Jackson, Mississippi is embarrassing.

Even though I'm not a doctor or nurse, I got into healthcare to help others and it's pretty stable. What keeps you showing up every day? Please share!

Where's everyone from? I'm from Atlanta...Drop it in the thread!

What are your goals for retirement in healthcare?

Who else here was forced into healthcare by their parents? We're first-generation immigrants from Nigeria and it was either healthcare or engineering for me.

Any PT’s needing a job. Currently looking for PT’s at MedStar health