I can’t find the discussion from the other day related to knowing when to sell & buy but I thought this would be a good time to share this article.

https://www.businessinsider.com/poorer-americans-dont-know-when-to-buy-or-sell-home-2022-2

Whats the benefit of a roth ira vs an individual brokerage account?

Recommendations for best ways to save for retirement after contributing to 401k up to match and maxing out Roth IRA?

Hey all! Curious your thoughts. All else equal, roughly how much does the average couple spend in retirement per year? Trying to figure out how much cash we’d need saved assuming we retire at 60. Thanks!!

Why all the fuss about ASIC resistant currencies? Even if a currency is ASIC resistant, can’t a really rich guy/company just go out and buy the most GPU’s? Sorry for any ignorance in my part, just trying to understand this concept. Thanks for any insight on this topic!

Anyone get public service loan forgiveness? The stats of only 1% qualifying is always wild to me. I know people have made blatant errors (not make sure their jobs qualify, not consolidating their loans, etc) but still....

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

For a 2-year associate now tasked with senior-like roles such as reviewing and training, does anyone have advice on how to review individual hnw tax returns?

Sorry if this has been asked a few times but - relocating to Charlotte and looking for apartments, preferably in southend. Any solid recommendations or places to avoid?

Looking for a 1 BR - 2.4K a month or less.

TYSM!!

When picking up a J2, how much should you include about J1 on a background check?

I’m a first yr in NYC biglaw (2nd yr in Fall) — is 3.2k for one bedroom in BK (think downtown BK, carroll garden, Williamsburg) too much? Always have lived in manhattan so I’m not sure what reasonable rent for one bedroom in BK is.

How do you all make the decision of when to keep hodling or when to sell (or other strategies)? I’m definitely a believer of the bubble, but also think more money can be made...

I’m 36 and I recently reached a net worth of 1 million dollars. I thought I was doing good but then I see other people with several millions and can’t help but wonder how they got there.
I feel I’m doing everything I’m supposed to (I save, I invest, I max out my 401k, IRA, etc...).

What can I do to upgrade my game and reach those higher numbers?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Not sure if this is the right place to post this but who do you all use for financial management/financial advisors? My stuff is getting a little complex with some real estate and retirement accounts.

Hey Folks ,

Can you help me understand the PF deductions in Coforge CTC, Is it just the employers contribution ? And employees share will be deducted from Gross Monthly Salary?
Also about LTA , Can i opt out of it and get it as taxable amount?

Thanks in Advance 🙂

When do you know you've toured enough houses and should pick one from the list you've got? I've seen probably 15-20 homes, and put in one offer. How many homes should you tour minimum, and how many offers did you put in before you closed? I don't want to be too hasty and choose something just because, but I also think continuing to see homes isn't really making my decision any easier. Thanks!

Hi everyone

Is there any disadvantage if I get relieve on Friday compared to on Monday?

What I am thinking is I will be loss pay for sat and Sunday?

Actually my last is 27th
I asked for a week early relieving so thinking about this.

Thanks.

Didn’t invest in LTC early on, it went down to 260 today - worth pulling the plug on it?

Thinking of moving my whole crypto portfolio into BTC. Is this dumb?

Gifted ELA and art happen at the same time at my school. A student wants to attend the art class and do their online ELA work at another time. Both teachers are fine with that, but admin said "no!"
How can the student's giftedness and IEP modifications be used to defend the teachers' choice to admin?

What is the salary range for Consulting Manager in Toronto?

153 unique agencies in this bowl. Wonder how many individuals? Feeling pretty genius given that I created it. 🙌. Now, anyone hiring strategists?

Opening in Deloitte India. DM for referral

Hello...what is the BI TOOL used in FIL? and is therr any opening for spotfire/power bi lead for bangalore location? TIA

Hi all,

Have an offer from PWC for 22l (fixed). Yoe-7
For senior product manager role in S&P global Market Intelligence, how much can I ask for with current offer in hand? Does S&P provide entire fixed or there is a variable component?

Also will help, if you can share details about WLB, average yearly appraisals etc..this will help me decide!
Thanks in advance !!

Does anyone have experience using a resume writer / service? Any recommendations?

Joined at 502 in JPMC in mid July (in Operational Risk). 6 YOE (4 in audit, 2 in BPO). Haven't really started working in the true sense yet. Objective setting discussion just began for this year. Wondering what to expect from performance appraisal considering these facts in terms of hike and bonus. LOB - Corporate.

Hey guys! I am currently in the process of studying and applying to take all 3 exams of the NCIDQ. I was wondering if anyone had tips or advice on how/what to study or even for the actual exams themselves. I greatly appreciate any advice people could give me who have taken the different exams. Thank you in advance!

Any ladies want to grab coffee at Ebenezers around Cap Hill?

Anyone prepping for the SHRM-CP test? I’m taking a prep course this fall and would love tips or to know if there are any study groups out there!

Opinion on the Milton (Cambridge high) vs Suwannee (Peachtree ridge high) to buy a house? Have a 3 yr old.

Any minority lawyers in here that were blacklisted from big firms for a time gap or after layoff? How did you move forward?

Currently looking for my first job in Cybersecurity. I have a 4 year degree in CIS and emphasis in Security, but no Certifications yet. Asking for advise- is it possible to get my first job in this field without having a Cert yet? Or do most companies want a degree and certs right off the bat?

Hi guys
Its hard when you work at a place where you dont feel satisfaction and role that you love.
The same has been happening to me , i wanted to work in brand marketing , product management profiles but somehow after placement at MBA i am working in Sales profile .
I need suggestions how can i switch and work towards my goals.
Also needs references if you can.
Thnx

There’s been some turnover over the last six months at my firm, and I have taken over more files. I’m having a hard time getting ahead of briefing schedules and have been asking for extensions on a lot of recent briefs. In my practice area it’s never really an issue or objected to. However, I feel guilty that this is still happening. Any tips for getting over this?

Hey Fishes,

Does anyone know any reliable password generator and store application within PWC app store or network?

There is multiple applications and I dont want to strore passwords outside of pwc or in google linked pwc account

Anyone know where to get free covid testing near west loop with fast turnaround time for results?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

Any Property Management recs in Seattle area? :(

Thoughts on Fundrise?

My clients wish to write a testimonial/review for my RE broker services. What is the best site/medium for this? Yelp? Google Review? Zillow? Facebook?

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

I am wanting to start investing in real estate in the new year… I’m using this month to read up on it and familiarize myself with it. I am a true beginner and wanted to ask for any tips, tricks, advice, books, videos, magazines, podcasts, etc to start? Please let me know!

Hi - any good books recommendations for getting started on real estate investing?

Does anyone have experience managing an out of state property yourself? Are there any tips/services you use?

Interested in starting AirBnB in SoCal.
1. Where do I start for gaining how to knowledge.
2. What’s are the best areas to buy the property for best cash flow and appreciation down the line.

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

Does buyer have to share appraisal with seller? Can seller request it?

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

At what income level should one be comfortable to spend 2400/mo on rent in HCOL? Assuming single, no kids, no debt or major expenses.

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

Good evening all,
With my partner we are considering making a move to the countryside of Switzerland, with a gorgeous RE project offering incredible views on immaculate mountains and lake. However, it is far away, and will require 1h+ train/car commute vs. 10 min biking right now. We are scared it will bite us back at some point, although COVID helped w/ remote working being a new norm. The project will be done 2024, so I hope to have a more relax job by then. Any similar experience to share?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Are commercial properties getting inflated like residential? Thinking of getting into commercial to extra income.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.