I contribute 12% to my 401K. I’m 25 and have been thinking about increasing to 15%. What would you guys recommend? Increase to 15% or invest that 3%?

Hey Fishes,
Just wondering to check if Paypal provides reimbursement for Internet during this WFH time. I heard they do not provide. Can anyone confirm and is there any benefits for WFH setup or getting gadgets.

Have offer for T24 grade in Paypal Chennai

Incoming BA - any advice/links on the math for the best credit card for personal use?

Hi guys. I have a query with regards to the Income tax proof submission.

So I have claimed exemptions on the following-
1) HRA
2) 5 year term deposit(fixed deposit) under Section 80C
3) Interest on education loan under Section 80E

I have also provided previous employment details.

Guys I didn't know that we have to submit declaration forms as well. Can you please tell me which are the declaration forms that I would need to fill and submit??

Thanks in advance :)

If you could go back in time what would you tell yourself before taking out student loans?

Hi, I was curious if anyone had any jobs or companies that had a position with a mix of consulting/healthcare/pharmaceutical. I currently work in clinical operations and research, and would love to jump or learn into a tech side company with pharmaceutical exposure. Not sure if these are out there but figured I’d see!

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

I contribute 10% of my paycheck to my employee share purchase plan. Is this smart to do given the tax repercussions behind it? Is it smarter to invest less in that and more in my Roth or 401k?

Has anyone ever heard of this type of real estate private equity fund structure:

-One LLC, so only one PPM
-Multiple investors that can be onboarded anytime
-Multiple investments that investors can determine whether or not they want to invest in
-One K-1 per investor based on their investments and income
-Ability for the Sponsor/Fund to invest directly, indirectly and in equity, debt, Pref, etc.
To me this seems extremely cumbersome and would require multiple classes of (cont’d)

First time participating in ESPP this last period. I received a heads up email that Morgan Stanley will get in touch to open a broker account, but not heard from MS themselves. Anyone in a similar situation?

At a high level, what is a better way to maximize returns?

File all 12 months in NY or
file a few months in PA and remaining months in NY (about 9)

I was in PA for a bit during the pandemic

Hello, Am confused with a few optns in my career growth. I have 2 offers in hand 1 from a tier 3 or tier 4 comp nt a start up. They're offering me a good package with so many career benifits like an onsite, opportunity, certification n good technology exposure. Another offer frm a reputed comp a tier 1 comp not an expectd package n benefits.
Few of my frnds are suggested if i choose a small company my opportunities in future will narrow down when compared to a reputed. Pls can someone help here?

This week in homebuying horror stories: offered $60k (10%) over asking on a house. Got beat by a last minute all-cash offer from an out of state buyer who was buying sight-unseen.

This is the worst.

I'm SVP/strategy for a PR agency. I moved into PR, Healthcare, and Strategic Planning only 3 years ago. An agency recruiter is trying to convince me to move into a GSVP account role, assuring me "at that level it's all strategy." (I dont think she understands the words she's using. Or that I'm qualified). But long-term, knowing account roles are so much more plentiful than brand planning in PR, I'm wondering if I should start thinking about account. Anyone here moved from strategy to account?

Thoughts on switching between healthcare provider consulting and life science/pharma consultant

I think living a frugal life and aiming to retire early makes a lot of sense.

Recently, some of my family members are diagnosed with a rare diseases. When you look at the statistics, these are so many of these ‘rare’ conditions and cumulatively they are not rare.

These family members conditions made me reevaluate how I want to spend my life. I am 35 this year and I can’t decide if I should take great vacations with my kids or keep living a frugal life. Do you have the same dilemma?

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

Has anybody had any luck with flexible work arrangement (FWA)? I am looking to eventually be part time but still remain on higher level projects. Has anybody had luck at any other firms?

How is job security, work life balance & work culture with CapGemini Invent?

Need help on how I transition my career from Audit to Management Consultancy. I have only completed BCom and ACCA (UK Chartered Accountant) and have worked for over 2 years at EY.

Hey folks, this is my first post—so please go easy on me! I really want to understand the dynamics of rebates within the pharmaceutical industry better. Anyone feeling particularly knowledgeable and kind want to help?

How is work life balance in Harman?

Hi Sharks,
I have got offers from Bosch and Harman which one should I choose? I don’t have that much knowledge about Harman International. They both are giving similar CTC.

With all these redundancies happening, how can we as a community help each other? We had a thread about new job opps, but it didn’t get much traction... Shall we try again?

Looking for senior designers that knows shopper marketing. Please DM with books!

I feel like my boss is sexist and unfair. I've worked here for three years and he's never once given me a raise. He told me once that women aren't good at sales. What do I do?

A $1T valuation is fine, but Tim Cook should be fired for the value loss that came from actually producing products, being famously boring and not losing his mind on social media.

Hello Fishes.
I am working in TCS as a BA (Third party), recently I have been initaited to join TCS on permanent basis. My domain is Business Intelligence / Data analytics with 4 years of experience. Current CTC is 7 LPA. How much increment can I expect ? is there room for negotiation ?

Do all firms share utilization reports for all staff with everyone? I feel like it’s awful for our company culture to share everyone’s stats office-wide. Just breeds anger and bad vibes all around.

How is everyone? All going good? Open for dm if you want to discuss anything :)

Hi Folks..I have joined GDS in last week of June 2021 as Consultant staff
I have got 5% hike recently, I want to know about the appraisal cycle.
Will I be considered in current appraisal cycle.
Also, how much average hike anyone will get after appraisal.

Anyone from CBS ET here? The management is so toxic and pathetic. I want to resign without even having a backup offer. Too scared to take such a step owing to financial responsibilities.
Not able to bear with their shitty attitude.

What are some good books that helped you with consulting? Looking for some good reads.

Best stepping stone to get into MBB? MBA vs experience at Big 4 / other second-tier consulting firms?

When you check into the Westin and they say welcome home and you know that's weird but it's kind of soothing

BCG folks - any other benefits besides the major ones that I should be aware about (e.g. gym membership reimbursement, mobile reimbursement etc). I’m joining at the end of March. Thanks!

Is getting the FRM (Financial Risk Manager) Certification worth it? I could see it opening many doors but should I just shoot for my MBA instead? Have about 3 YOE

Any good books recommendation on effective client communication/business writing?

RC or MC? I‘m a new hire as a risk consultant (associate) and I originally applied for management consulting, but in the middle of the int process (2nd interview) they asked me if I would mind /cont.

What are the BCG ring fences and how is each one? Can you join any of them or are you required to do the one closest to your home office

If I had a traditional IRA before being employed in a 401k eligible role, can / must I roll that IRA into the 401k or can I leave the accounts separate without deleterious tax consequences?

Looking for some book recommendations :)

Anyone have United Global Services?

Anyone have CFP Prep books they don’t not need anymore?

Any entrepreneurs out there that feel like there’s a million things no one told you before starting your company? (Good&Bad) 5 years in myself and nearly could write a book with my list of sh*t no one told me… curious to know what’s on your list???

Last minute mileage run for Diamond status on Delta. Any ideas for 5000+ MQM trips from DC??

What types of questions do you ask on intro staffing calls when you’re learning about a potential projects that want to staff you?

A first for me, after 1.6 million miles. Thankful for a delay. The delay on the connector saved me a night at ord Hilton after the ludicrous delay on the first leg.t. Truly grateful united

Would a failed PIP still pay severance at Big 4? If so, how is severance calculated?