I didn’t set up an LLC for my multi family investment property because I didn’t know the benefits at the time. Is it worth doing that now? If so, what would the process look like?

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Is VWINX a good fund to buy ?

Does EY let you keep Amex rewards points?

Ask = Any advice on how much I should invest in crypto and where to start? Background = 68K in a HYSA. 16K = emergency fund. I want to buy a car in December (for personal use and to put on Turo since I’m WFH) and I’m looking into renting a property that I can put on Air BnB. I am also looking into buying a vending machine. I currently max out my Roth and 401K. No HSA because I’m on my mom’s insurance.

Reporting your shares to independence reporting. Do you guys actually follow through and not trade restricted stock? If you have a separate brokerage account, what’s the risk? At what level does it matter (manager, senior manager, etc)

What do we think is going to happen with student loan deferral? Any recent new grads thinking they’re going to pay back any time soon? Some argue Biden is going to keep pushing interest pause til next election then forgive 10k as a strategy to help get re-elected? I only have 15k to pay and can pay it anytime, but no incentive to when that money can be earning more elsewhere in the meantime, thoughts on what is really going to happen?

I am not able to upload my tax declaration details from the greyHR portal. It is showing an error message since morning. Is there anyone else who is facing the same issue

Any suggestions for books to read about any guide for buying house in Canada or on real estate in Canada ?

Thanks

Anyone been able to work from Dubai for a UK/US firm and benefit from no taxes? I know if you are a US citizen you pay taxes where you are globally, but if you are British, then you only pay income tax on UK income - so if you live more than half the year abroad you are classed as non-domicile resident, but wanted to hear if anyone’s done this or heard about it?

Made my first few options trades.

first lesson I learned- take profits ASAP! calls went from +100% to -20%.

Hi fishes, could any one help me on how to withdraw of money and how much can be withdrawn ?

Tax question: married filing jointly for 1st time next year. Company recommends/requires me to fill out its tax calculator. Is this required? Can I just leave it at 0? What are implications if I skip this exercise? Overpay? Underpay? Enough to maybe have a penalty? Me and wife are ~$250k/$150K=$400k total.

TC New grad Software Engineer
Base: $110k
Sign-On: $35k
RSU: $120k/3years
Relocation: $20k

Starting fresh with virtually $0 savings and $0 worth of financial literacy, whats the best course of action? any advice is greatly appreciated!

Hey guys, Can anyone please tell me if there is any restrictions on SPI in mutual funds in MS for employees.

I'm under contract for a new build in progress that won't be done until much later this year. I fully expect interest rates will be higher than what I originally estimated. I may or may not try to lock in a good rate early, but I'm planning on renting it out and this throws a bit if a wrench in my margins. I can take it financially, but wondering, If I absolutely needed to get out of buying it, what recourse do I have? Or could I go ahead, and refinance later (who knows rates at that time...)?

Joining Accenture Strategy in the Fall – any notable benefits I should be aware of?

what you say about Capgemini Salesforce practice? salary, benefits? culture?

What is the best crypto app for accruing crypto interest, that is not BlockFi?

MU & OCLR, stock bowl anyone?

Why the heck does being good at writing and concept mean I should spend MORE time in meetings? This system makes no sense. just let me do what I'm GOOD at.

How long does the accenture recruitment process take? My application is showing as "pending review" since a long time. Is there any way to contact the recruiter? Kindly help.

12 years ex- Accenture. Certified Scrum Master, Product Owner and Salesforce Certified. In Kolkata (preferred), Open for Bangalore. Currently in Notice period. DM me for open roles.

Accenture strategy put my candidature on hold. Is it same as rejected? Or can i expect a call back?

Hi Fishes,

I have got offers from Maersk and Shell with the same payscale, bit confused amongst which one to choose. Seeking your valuable feedback

When folks at work use their kids as an excuse to go home early, miss deadlines, not come in, you name it...while you're expected to work 24/7 to get shit done.... 💥🌚😠

Is the mobile phone reimbursement money given by Deloitte or pwc for new joiners??
If yes how much is the maximum

How many days of sick leave a recently hired analyst can apply for? and will it get deducted from the annual leaves that are there? I could not find any section for sick leave in talent hub. Thank you in advance.

Anyone knows how is Emirates NMD client in Synechron, And do we need to give client interview after joining?

I met this guy online a month ago, we see each other once a week, and I find myself like him a lot, I feel more and more smitten with him (no sex at this point). We are not exclusive, and I think it’s early to have the talk anyway. Another guy matched online asked me out on a date, and I feel guilty about going. Can someone help me overcome the guilty feeling I have? 🥲

Do we have option to include stock in salary structure in FIS to save income tax?

Have a presentation in front of a large group tomorrow and it's giving me anxiety. Will taking a Xanax help?

Any suggested reading / books that one can use to learn options trading? Experienced investor, who wants to get into options.

Hii.. what will be the timings for AYDE???

Hi Fishes, I need your advice!

I joined CG 6 months back and was on training for 3-4 months for Dynamics CRM, completing multiple MS certifications. Post that I was mapped to an account for the project & was under shadow.

After shadow completed it seems like there's no project openings in the account for which I was selected. And now management wants me to go for other certs.

Please help me know whom can I approach & ask for project openings/tagging. I'm worried as it's already been 6 months!

Anyone here ever been to RCA? Is it worth it ?

Any project management roles being hired in the US?

Hi,

I answered apti and coding round last week. I got emails informing result. Recruiter was supposed to schedule 1st Technical round. Till now no update.

Has he ghosted me?

Skill: Drupal

Can anyone from nagarro please check if opening still there for Drupal or not?

Would you pay an extra ~$100/month on top of existing monthly PITI for access to $65k in equity from your home? Want to use it for either A) down payment on new primary or B) net new investment property and see if that can fund the next primary

I really need recommendations. I want to replace the through-the-wall AC units in my condo. Anyone buy ones you really like? Or rent an apartment and are happy with your (newer) AC units?

Tried doing research online but reviews are all over the place. And would love firsthand recommendations.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Closing on my first home. Advice for anyone with student loans in administrative forbearance per the Cares act: once your offer is accepted have you student loan servicer put your account back in repayment status.

Accounts in forbearance, even administrative forbearance, are calculated at a higher monthly payment by the underwriter.

My fictitious debt to income ratio was too high for them to approve me, and it took seven days for my loan to be officially back in repayment. So just a heads up.

How did you decide where to live? Have a young family, working remote, and currently living in a city. Looking to move to the suburbs but a bit overwhelmed with the number of options. Also struggling since we don’t live close to family and don’t like the areas family members currently live in.

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

What rates are people getting for condos? I’m thinking about selling my condo (I had 3.25%) but my realtor said that the rates are so high now that if I were to buy a similarly priced place, the monthly payment would be like $800 more. I’m bad at math, so I wanted to ask here to confirm this is accurate. Mortgage is around $700k

How can I invest in real estate ? Looking for an additional passive income source

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

Has anyone here used New Western to buy real estate deals?

Thinking about investing in a 3-4 unit building in Chicago (Jefferson Park, Avondale, Bridgeport, etc.). Is the upcoming winter a good time to do so?

Buying a new construction single fam house in PA suburbs. Already Signed the contract and Looking for a lender with lower interest rate. Anyone come across comparable lower IR lenders? Any insight is appreciated! :)

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

Hi - any good books recommendations for getting started on real estate investing?

In process of buying a house, both my surveyor and specialist damp contractor found damp under kitchen tiles (In the grout) & in skirting boards and up one wall. Sellers had work done initially in 2014 on the wall only(with garuntee) & their company has visited and assured there is no damp… what is next best course of action, get another damp specialist to examine independently of other reports? I don’t trust them….. (U.K. Victorian terrace, damp is in the kitchen extension built circa. 15 y/o)

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

Commercial real estate question. When a residential property will likely zone commercial in the coming years, do we, the owner, wait for a buyer/developer to contact us?

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?