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Love how BS credit score is. Got my score up to 800 last month only to go on vacation so my credit utilization went up to 8% due to the increased spending and my score dropped 35 points because I didn’t immediately pay the balance after charging the purchases. I always pay my balance in full each month and have never missed a payment, how is 8% credit utilization determined to be that big of a risk that my score got immediately wrecked, I don’t understand

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What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

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Hi fishes,
I'm 22 and planning to take a life insurance. I'm comparing all policies and max life seems attractive as it has good claim settlement ratio and less premiums. But there is no office near our area. My worry is that if there is a need to claim in future, it can be done all online by my nominee? Is it recommended to take policy online in any platform(like policybazaar)?
Other options I'm considering are SBI life, HDFC life which offices are available in my locality.
Please guide

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Hey Team

I'm on a H1B so I am supposed to pay Medicare and SS taxes, but my employer has not withheld anything- my hnr block advisor caught that but she just completed my returns assuming I don't have to pay those taxes

What is the right protocol in this case? Do I owe SS and fica taxes?

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529 Plan VERSUS Prepaid

We live in Florida and currently have a Freshman in High School and a 16 month old. We hear from our friends and family with college bound children "I wish we would have done Florida PrePaid." After obviously ignoring this for years, we are finally trying to do it before "it's too late" for both children.

Does anyone have recommendations on which plan to go with for each child? I once did the pros and cons on a whiteboard and it seemed like 529 was better.

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Grilled Chicken with Fennel & Red Onions, Sautéed Baby Spinach Mushrooms Garlic with Balsamic Reduction Dressing

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likeuplifting

I'm a young professional finishing my first year of my career. Last month I opened a brokerage account & invested $4000 in the stock market. I'm planning to invest at at least $2000/month every month now with the goal of creating a passive income stream. Do any of you have experience with a dividend growth strategy? How did you get started?

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Hey, I am looking for an Angel investor to invest in our idea. Can someone help me to connect with the person.

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New to investing. Please suggest an awesome newsletter to start with. I’m planning to buy a premium subscription of $79 yearly for the Oxford Income Letter. Any suggestions that are better than this newsletter.

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I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

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EY 🐠 - potentially starting with the firm soon, and my partner is due to have our first in April. Given the 1 year service requirement for leave, would I have the option to take PTO during birth and use parental leave after my 1 year of service? Appreciate any guidance here

We were not trying to conceive. And I was drinking alcohol like twice a week.
Now I missed my period and pregnant. I am panicking a lot, not sure if I want a baby right now. Definitely i cant deal with pregnancy constantly knowing how much u drinking could have affected the fetus and if i could ever endure the consequences it would bring upon the baby
Help me understand if my baby will be fine or not.

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Opinions on career clerkships? Especially with a two year old and wanting another child eventually.

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Top 2 cryptos people are invested in LT and why

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Offtopic: Which is the best health insurance (company) to buy for parents? Please suggest as per prior firsthand experience in claims, settlement, premium etc.

My parent has a star health policy for which the renewal premium is drastically increasing (almost by 50%) every year at age 51.
With such increase I do not think it will be viable for long term. So planning to switch/port.

6 months pregnant and just laid off. And 40% of my severance was just taken in taxes .. I just spoke with paid family leave and I no longer qualify even though I had been paying into the program (thanks NY).. I already applied for unemployment but doctors are telling me I’ve got 10-14 weeks left in this pregnancy.. so stressed having twins and being unemployed, no maternity leave, no paychecks coming in, and I’ve been applying but not a single interview.. just ugh. 😭

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BTCS penny stock in the move today. Thoughts?

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

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More Posts

Hi all! I’m currently a commercial account manager at an independent agency with 3.5 years experience….looking to move to underwriting. Any leads on where to start? I’m located in the New England area and would love to be remote.

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I am on a career break looking for domain transition into Analytics. More than one year I am not having job. My previous experience was of 1 year and 9 months in Content Engineering not experience of Analytics. Please help me.

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Worst on boarding experience for CTS.

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What’s the best way to get out of small law? I am a junior partner and don’t want to be running a law firm by myself in 5-10 years. The mid-level partners are not business-savvy so I don’t see myself wanting to partner with them either. I want to move to a larger firm.

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Been here several years. Only just clicked to me how predatory Big 4 are.

Business model is to use cheap, underpaid labor from college grads who can't go elsewhere or pay debts. Churn em and burn em.

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First-year tax staff that started end of Q3, and just had my first year-end performance evaluation meeting. Still a blank slate in terms of tax experience, but I honestly do have a slight interest in international tax. Brought it up and I was given some names to find some work opportunities in that area. Besides SALT, any other specialized areas I should try to get some experience in? Also open to any tips and tricks to help tailor my workflow and experiences for the months to come.

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Anyone here take APICS CSCP? Is it worth it? What type of role are you in?

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Hot take. Is FAANG even a thing? Or was Cramer just worried about the acronym if he took out Netflix?

likefunnysmart

Any recommendations for a mattress? Cheaper the better (although I’d love the Sheraton, I can’t afford $$$$)

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Hi all,
I’m currently working for a small technical consulting start-up firm. I make good money, have great benefits, and they seem very happy with the work I’m doing, so I know I could move up quickly. However, tech consulting is definitely not my dream job. I want to get into data analytics, and I have an offer from a big company to do just that. I’ve only been at my current company for about 8 months, but I don’t ever see myself loving this job. How do I know when it’s time to make a change?

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How will the US come out of covid19? As an outsider they seem at greater risk then others: expensive healthcare, no sick days, homeless people, people who wont stay home... Thoughts?

likehelpful

Product Management or Strategy Ops for ex management consultants? If PM, how do you break entry.

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Hi, Please can some share approx London salary bandings in Tax Consulting for SM, D and what was considered AP grades at EY. Failed to find clear info on Glassdoor.

Good answer for “what motivates you” for MBB interview without the mention of 💵

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Hii friends
We are hiring

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What is EY’s WFH policy post Covid? I’ll be joining the firm and want to gauge the office (especially decision makers) views on teams’ working flexibility. Will be in the ATL office if that helps

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Flexible Compensaton Plan-1: Option includes components like Meal Vouchers, Conveyance, NPS, LTA, Medical Reimbursements etc.
How much amount for medical reimbursement will be deducted monthly? CGI

Hey 🐠, what are your recommendations of books, articles, or practice tips to improve communication, both verbal and written? Want to be stronger at running meetings, pitching ideas, writing (cont’d)

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Sign me up for one!! 😂😂😂

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funnyuplifting

Pahado pe maggi bechne ka business shuru krne ka soch rha hu...koi partnership me aana chahta h ???

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Additional Posts in Stocks

Thoughts on ARKF?

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What’s been the sentiment on MARA? Is the blip gone?

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Thoughts on CPOAX?

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Thoughts on PERI? Looks undervalued compared to MGNI and APPS

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I just joined Robinhood, am new to stock market.. can you recommend some shares I should buy so I can make some money in next 6 months to 1 year. My financial situation is not great currently and was reading some blogs that this is right time to enter market, thanks

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Interested in investing in real estate. How to even begin and what apps should I be using?

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Inflation report out today. Question- Does this report comes out every month?
is there some fed announcement or meeting schedule for the year?

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Looking at how market is going up everyday no one is afraid of Jpow now. Doesn't matter if it's 50 or 100 basic points rate revision. With this speed SPY 500 by end of month. No fear left. Even shitcos have gone up 40% from their jan 24 lows. BTC 50k. This really scary for bears.

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What’s a good price range to buy Airbnb??

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Anyone any good advice of stocks to invest in any advice would be appreciated

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Porsche IPO worth buying now amid market and economy turbulence?

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I’m new to buying stocks and used Stash. Pros and cons or recommendation for other traditional company like Charles Schwab?

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DWAC stonk of the day again??

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Where do y’all think Ethereum and Cardano will be in a year? I’m hoping former breaks $4,000 and latter breaks $200.

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Bounce tomorrow/Tuesday then going short with oct expirations

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Great time to be buying ETH right now. Could still dip to 1800 at the lowest, but I’ve gotta believe we’re going to 8k+ once the eth2 upgrades hit.

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Which NFT stock is worth for long term or quick profit. TKAT, YRV, HOFV, OCG

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As a relatively new investor (past few years) and an even newer stock trader (just started learning a couple weeks ago), are there particular trading strategies/technical analysis that work well for people? I’m leaning towards being a swing/trend trader vs. intraday

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Sell Shopify or hold? Already 14% down today after the vaccine news. Will it recover?

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