I have a birthday coming up & 60k Chase points that I’m not sure how I want to go ahead and use. What’s the best deals you’ve gotten using your points?

For couples who are not married yet - Do you guys talk about net worth, income, or anything even finance related? I know my SO earns more given his current industry, but thinks it’s rude to talk about those things. But I’m wondering… isn’t it normal for couples who live together or are married share those info? For example - How am I going to know what to pay for our child’s education in the future etc?

Happy Holidays fishes!! I would love to hear some thoughts here..We bought our first home last year for 316K ( starter home) in MCOL city. The value is now over 400K and I have an equity of over 150K. We are thinking of moving to a different state.Should we rent this place ($2400/month) and with recent refinance my mortgage will be $1600/month(inclu pay all) or sell it to pull out equity for the new home in a different state? FYI: we have over 100K in cash to down payment.

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

Does anyone think there is long-term viability in Cryptos?

Do you use a series LLC for real estate holdings? Why or why not?

Starting apartment hunting in NYC soon. Any tips and recommendations for studios & 1 bedrooms in the city in terms of price range, ROI, neighborhood, down payment, best time to invest etc.

LCSW 50k loan repayment- Has anyone been granted a contract through the National Health Service Corps Loan Repayment Program? I’m interested in applying for the 2 years of full time work as an LCSW but my loans are a bit under 50k so I’m wondering if they would only give me what I need to clear my loans or would I still get 50k as long as I complete my contract ?

Just starting to invest, should I make an account with Vanguard or Fidelity?

IMO It’s only a matter of time that Cuomo closes the entire NYSE. If you are holding short term options, consider the risk.

Hey fishes, can someone tell me how the 80c bracket works, i know i can get exempt upto 1.5lakh under it, what i wanna know is does PF comes under it or not? For example if my yearly pf deduction is 20k and VPF is 10k so now will i still be able to show investment of 1.5lakh under 80c apart from PF and VPF or i'll be able to get exemption on only 1.2 lakh( 1.5lakh-30k= 1.2lakh)?

Thank you in advance!!

I am using my first credit card from last 4 months. Can i apply for second credit card? Will this hamper my cibil score?

I am utilising less than 30% limit on my first card.

1M net worth, 450k total comp, age 35, just paid off tons of student loans TONS, want to retire at 50. What’s the move?

What’s the general guidance on the order to maximize retirement contributions for tax benefits for an normal individual and for a self employed/small business owner before moving to taxable accounts or alternate vehicles like cash value life policies?
I’ve seen for individual: match trad 401k->match roth 401k->max roth IRA->max trad IRA->max trad 401k->max roth 401k->max HSA
For self employed: max SEP IRA/solo 401k->max roth IRA->max trad IRA->max HSA

Of course situations differ but in general?

Looking for a panty dropper used car for around 40k. What would you suggest? Considering a wide range of options from x5 to F type

Looking for few suggestions for high risk/high return stocks at current level which have potential to double/ triple in next 3-4 years...

Is it a good idea to invest in your UK pension fund over the max your employer will contribute/match? This may potentially lower income tax but then one can't really access the pension pot till retirement. Or is it better to invest post-tax income into a stocks and shares ISA to avoid capital gains tax? TIA!

Does the employee get both the employer and employee contribution to PF or only own contribution to PF?

Have my IELTS on Monday, any prep/material I should read before the test? Or simply show up?

Hey fam, I'm going to Banff in 2 weeks. How bad are the lines to get into parks for lake Louise and lake moraine. I'm staying at the kananaski resort for distance consideration

Hi All,
I currently have 5.5 Ipa package in LTI working hear from starting of my career having Total 3 years of experience in Data Analytics field. Skills Tableau, SQL, Python. I also have done post graduate deploma in ML and Al from IIIT BANGLORE while working. I have notice period of 3 months. And this will be my first switch.I want to switch in MNC's like TCS, Accenture, Infosys, wipro, Capgemini, Etc. in pune with Tableau and SQL and Python as core skills. Can you please reffer me.

Anyone around Columbus area want to hangout?

Does anyone manage without having a nanny? Kids age 0-10

Any one understood what Steve said about compensation and bonus revision yesterday ?

Hi Fishes

Please please please help me with the following:

What are the perks or benefits provided by SCB?
How is associate manager placed in the hierarchy?
What is the avg salary for associate manager?

TIA

How do you tackle favoritism ? In market risk idk if that’s a trend here

29 M - Any one in Montreal for a relationship?

I live in NYC and recently started interviewing for positions in VA. On average, the offers are higher than the ones I’ve received in NY. I have 11 years of experience, worked for Google, AOL and a VC firm. Does tech companies in Northern VA provide higher comps on average vs NYC?

where my gay ladies at 🙋‍♀️

Any EY folks going to Newco thinking of starting their own consulting firm instead?

If you were on the partner path already I don’t see why you wouldn’t be thinking this…

Everyone I needed final approvals from to get these expert retention agreements signed off has decided to ignore me on literally the day our disclosures are due.

If you could live in London or Copenhagen, which would you choose, and why?

Any one have any insight on working at Change Healthcare?

What are some good Marriott properties to stay at in the Dallas area with points?

Is the late checkout until 4pm guaranteed for platinum elite members?

Points wizards - I need some United miles stat. What’s the best conversion point source right now?

Thanks!!

Hi fellow fish need some advice.

I'm planning a wedding and wondering if I should apply for new credit cards to maximize on points. If so, wondering what your recommendations are and or if there are new cards out there I haven't heard of yet. For context I probably have another 20k+ in expenses to pay still and my current cards are:

CSP
Marriott Bonvoy Boundless
Citi double cash
Random card (used to be uber)

Has anyone had Marriott gift you the next level of status if you’re only a few nights short of the requirement at end of year?

Amex platinum vs CSR??

Best way to spend $600k Delta Miles?

Traveling to DC for 4 days. Looking for Marriott with parking and maybe concierge lounge functioning. Anyone use a Marriott recently they can recommend?
Open to other suggestions too. Thanks

Any good points utilization services that people have used and can recommend? I have tons of points scattered across programs and want to do a big trip next summer. Thanks!

Please excuse my innocence, but the way it looks is that it seems so to be worth it to join a firm that allows personal card vs Corp amex. Thoughts?

Has anyone ever had any success in getting a delta base economy fare refunded? Am no longer going on a trip and wondering if I can get those points back that I used to cover the fare

On a credit file, do multiple credit cards from the same issue count as multiple accounts or is that issuer counted as a single account regardless of how many cards

Thoughts on the best domestic mileage program? Any recommendations for someone also potentially using those miles for international redemptions?

Best sign up bonus right now that is not the CSP and the Amex platinum?

Got leaked on by condensation on my flight. They switched me to the same seat on the other side. Got leaked on again and got switched again. Would you file a complaint?

Heads up: Hilton is giving triple points during July if you use their credit card for booking. Good opportunity to make up to 54 points per $1. Time to stack up those points! Happy monday! :D

Did EWR pull out of priority pass? Seems like there are no more lounges listed at the airport. Kinda disappointed with the sapphire reserve lounge access…

What other cards to add to my collection? I have AmEx Platinum and Chase Sapphire Reserve. Fly Delta so AmEx is handy for lounges. Use Sapphire for dining/travel. Should I add Chase Freedom Unlimited?