I have a credit card with a 0% interest promo that is ending in 2 weeks. I'm currently on LTD and planning to return to work next month. There have been a lot of changes at work that I've picked up on from LinkedIn, and I'm worried I'll be let go not long after I return, or even the company deciding they will let me go now that my FMLA is exhausted. I have the cash to pay off the card; if I don't, then I'll have to pay a years interest (26%) on what was originally a $14k balance. Wwyd?

Any Deloitte people trade on robin hood?

If anyone is looking to create a Robinhood account and wants a free stock, I’m one referral code away from earning a free stock...👀

Please suggest me best SIP to invest

As we are not frequenting to office and clientsites, anyone plan to return their leased car to save money?

How do married folks manage finances ..keep them separate or everything common? Have heard married people splitting rent and stuff and not sure I fully understand how common are situations like that.

Anyone have experience with Donut app? And their 4% APY? Had any issues pulling money back out? Whats the risk here?

Do you use a series LLC for real estate holdings? Why or why not?

Anyone US persons with Dual Citizenship who invest in the markets back home? I am wondering if it’s worth it to open an account next time I return, what are tax implications? I know we can get that global exposure through ETFs etc, but not sure that’s what I’m looking for. I also know US markets tend to do better, but does anyone else feel US innovation/ ideas tends to lag behind other countries? What are your thoughts? Am I being too extra on a Tuesday night?

Planning to buy a condo in 451 W Huron - Yay or Nay? Will live for a year and then rent it out. Don’t want to renew lease another year.

I am doing a back door Roth IRA through Vanguard and while everything makes sense to me, I am unsure if an additional $6000 be invested for a non working spouse. We satisfy the criteria but two questions - 1) Is this still valid I.e., $12k can be invested for 2021? And 2) Any insight into how this is done - Vanguard doesn’t let me add more than $6k as it’s above the individual limit. I tried searching the bowl for specific answers but wasn’t successful. Inputs appreciated.

How's Manor as a city in terms of buying a single-family home: school-wise, future price appreciation of houses etc ..?

Hi IBM sharks,
My friend received bluepoints, what's the conversion rate to rupees? Can we redeem it as cash components?@ IBM

My sons friend is looking to get into real estate . He is a junior at Indiana University. Looking for recommendations.

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

Anyone trade their personal account actively? How successful have you been?

Any great personal finance/investment books to read? Or even YouTubers/Podcasters

Really looking into expanding my investment horizons — particularly about learning about how to allocate my investment portfolio. Also, always nice to learn about better ways to save and cutback.

Is there an app/software to consolidate and track your investments across different asset classes? (ETFs, stocks, bonds, crypto)

Can anyone tell me where I can declare a home loan in the Payroll portal?

I am a little confused...

If God is the Creator of all, and we are made in the image of God, imagine what echoes of his creative mind we can produce in our work?

#GetIt #BeEncouraged

Hi Fishes, I am really interested in product management and want to switch my role from risk analyst in a product owner/product manager role.
How difficult it is to do in amex? Its been half a year since I joined amex and I am planning to talk to manager after completing one year.

Can someone please suggest me if this kind of switch is possible? And how should one go about it

Any advice would be helpful

Advice: my firm incentivized associates to get licensed in fed courts - 4 fed courts for a 5k raise. They also covered the admission fee. I just accepted an offer with another firm and will be putting in my 2 weeks notice tomorrow. Is it wrong to submit an expense report for the charges I incurred related to the fed court admission fees? I didn’t plan on moving to another firm; the new firm sought me out and made me an offer - the process happened so fast. I want to be professional about this.

Hi Guyz, Need advice

I have expertise in Mobile application
development.
I know android ,flutter and react native.
But as I am progressing in my career I get
to know I love doing coding for business
logic rather then Ul part.

So I am planning to learn any backend
technology as well. I am thinking to start
learning nodejs. I just know Javascript
and totally freshie in backend.
Is it good idea to learn any backend.
technology and what technology I should
go for nodejs, dot net or anything else.

Hi Fishes,

I have completed my BCA in 2018 and currently working as Technician in Paytm I have completed Aws Devops Training and have knowledge and hands on experience in Got, Jenkins, Ansible, Docker, EC2, S3, IAM, VPC, Lambda.

please refer me and help me in getting job

Does anyone think there is long-term viability in Cryptos?

Of anyone needs reference at Amazon. Let me know

If I have two 401ks (current job and previous job), does the 19k limit apply to both of them together or 19k each?

If I were to rollover a pension lump sum into one of those 401ks, is counted towards the $19k limit? Or is rollover classified differently and I could still continue to contribute to my current 401k?

I feel like I'm going to get screweeeddd over with this upcoming housing market crash. I know we paid hundreds of thousands more than the house is worth 😭

Have a presentation in front of a large group tomorrow and it's giving me anxiety. Will taking a Xanax help?

How do you feel right now 1-10? Why?

Hi all,

Can someone tell what should be salary expectation for Consultant role (D&S data analytics team) at Mastercard.
I think it's for L8 band, not completely sure.
Yoe- 4yrs
CCTC- 15
Offer holding - 20(19fixed)

Would you say that GPA is a fairly efficient screen for aptitude in IB or other finance related fields? I get why it would be initially, but surely it should only influence recruitment for so long.

Looking for recommendations for a hooded dryer. Mine is about 15 years old and it’s served me well, but it’s time to upgrade. TIA

Anyone else have patches of hair that never want to grow? My upper left side in the back has always been way shorter than the rest of my hair

Has anyone on here suffered with scalp psoriasis and had success treating it? I've struggled with it for a few years, and I found that the last few months it has just gotten horrible. My scalp will start flaking the day after I wash it and I can visibly see large flakes in my hair - and I'm sure other people can too. It's getting embarassing and not sure what to do other than medication which I've heard can cause hair loss. I've tried ACV rinses and tea tree oil, but no real results.

Hey. Anybody looking to sell their car here in Chicago area ?

In your opinion which is the best target fund to choose in IRA Roth?

How to choose which financial advisor to work with.
I have no financial experience and an advisor reached out from equitable.

What's a good percentage (they're offering 2% as a fee)

Thoughts on personal loans to consolidate Debt?

Invest in roth 401k or traditional 401k and save the difference for a house downpayment?

Have about 5k to invest - should I do FXAIX or FSKAX?

I stopped contributing to my 401K for the last three months in order to pay off credit card debt. I am 28 and have about 68K in my 401K. Was this a smart decision? I want to get out of debt as quickly as possible and I have no student loans or car debt.

I racked up about $20k in credit card debt due to a confluence of things happening at once (move, school expenses , etc ). I have a fair amount of paper assets but not a much free cash. Assets are down a decent amount with the current market cycle and I’d prefer not to sell them to cover the debt , although they easily could. Any suggestions how to handle the credit card debt without racking up tons of ongoing card interest?

Any good wedding ring sources aside from Blue Nile?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Currently maxing out my 401k and HSA and investing about 1k/mo in ETFs. Also recently started buying I-bonds given inflation. What are other things I should be thinking about?

Why do 403b have such I fees? I almost want to stop contributing all together or just minimum 6% to meet the match. Possibly just rely on the pension but what if it’s underfunded when I retire?

I have a LOT of credit card debt. It has just grown over time and I can’t find my way out. I’m considering debt consolidation, specifically a company called National Debt Relief which seems legit but I’m just so hesitant because I’m scared to make my situation worse. Or a personal loan to pay off all the CC debt and then have a smaller all in one payment. I’m intelligent and I work in finance, it’s so embarrassing. HELP.

I'm a long time user of mvelopes budgeting software, and we just got a notice that they're shutting the platform down at the end of the year.

Looking for a recommendation for an "envelope based" replacement. They suggested Every Dollar, but it doesn't handle credit cards well.

Looking to get an Alfa Romeo Giulia Ti sometime this year. Brand new the MSRP is about 45K and despite the reputation of the old Alfa Romeo’s from the 90’s these seem to be night and day more reliable. Would you recommend buying new, leasing new, or buying used? If I bought used it would be anywhere from 2019-2021

Anyone here have any information on where to invest your money apart from the firm's 401k match? New to investing and wanted to know where do other people invest since most of them wouldn't be investing in stocks directly.

Anyone have a recommended tax person in Chicago?

I make 135k gross/year & am looking at apartments in a tier 2 city. 2k for a 1 bedroom or 3k for a 2 bedroom? I’ll be working from home and living by myself & a pup. The hesitancy is 3k is basically one of my paychecks after taxes. I live frugally otherwise with the exception of eating at a nice restaurant once a week. Is a two bedroom worth it?

I am 25 years old with roughly no savings. I am a consultant with a technical background. Are there any tips in side jobs/ways to make more money for savings?

What are your thoughts on buying a house now and refinancing later? (Hopefully when interest rates are lower)

My dad stole my identity a couple
years back and tanked my credit score
- brought it down to like 400. I've
been working towards fixing it so that
my boyfriend and I can buy a house in
the next year or so. This morning, I
checked my score after not looking at
it for a while and I'm in the mid 600s!
Y'all don't know how happy I am
about this lol