I have student loans in what I believe is a personal account and a separate parent account with my dad. I’ve been paying $1,500 per month on each loan ($3,000 aggregate per month) since deferment this year. Am I able to refinance the parent loan so that it is solely in my name? My dad is buying a new house and indicated that the loan impacts certain financing options.

Would you buy a brand new car in cash?

I’m seeing lots of posts about really bad losses. If you trade you’re going to lose money - hopefully not all the time, but many positions will be mistakes. But you need a process to find ideas and manage positions. Two books you should read are “The New Trading for a Livinng” and “The Laws of Trading.” Both look at psychology, process, and risk in different ways that can help you work out your own process. The next 18 months will be much harder than the last 18 - time to start learning.

1099 or w-2 ? I have been given the option though the company prefers w-2. It’s a day rate booking couple of months or more (no end date). I already have 1099 from similar company this year and am leaning towards 1099, but I don’t want to be difficult. I do take home office deduction and they are not supplying any equipment. Suggestions?

Joining D soon as manager. Can we use Interactivebroker for stock trading?

Best place to put money after an HYSA? Ideally saving for a house in 7ish years. Currently contribute to 401k, maxed my Roth IRA. Looking at Sofi bank CD’s at 4.65% yield (6 month). Is brokerage invested in ETFs/Mutual Funds next step? TIA

2.75% rate + $2000 lender credit for 30-yr conventional in Austin. Is this good??

You know how when you do something bad to someone else you get bad karma w that person? Who decided who was in the wrong? What if you both think you’re right? Who gets the karmic debt?

Real estate Tax question: I have a personal property and investment property in Florida. I am about to pay one off. Should I pay off the investment property or the personal home?

Looking to put 10k into ibonds (maybe another 10k next year but not sure yet). Is treasury site easy enough to use? I initially stayed away because I heard it's awful but if set up is doable then I'll reconsider.

Also, should you have a separate emergency fund until you can withdraw your ibonds? Can't withdraw if you have an emergency in the next 12 months.

Does anyone know how does the supplemental income work for new CAs?

Are there any flexi benefits in the payroll management system to get the tax exemptions in BA Continuum?

I’m 25 in the 32% tax bracket. My split is currently 2/3 Roth 1/3 Traditional. My age was the driving factor. Is this bad?

Was just on a call with my mother who claimed someone helped her bought an investment target that has high consistent return (>25%) without loss to principal and low risk. Is this possible?

Am secretly freaking out because she doesn’t know what she bought. It is her own money but I wonder if it is my place to step in…

Anyone have specific financial goals they're willing to share and how to get there? I'm 30 yo, l10 and $$ gives me anxiety. Currently making ~$95k with $30k in brokerage and $30k 401k. Or, tips for not stressing out that I'll be broke in retirement? Should I make a lateral move out at some point and target a $250k salary by X age?

If I have a six year old and 150k in a 529, can I say I’m done?

Are any RIAs charging for maddening 529 plans? If so, how?

Thoughts on marijuana investing? Best investments, so like equities or funds?

My financial advisor mentioned Nationwide Variable Universal Life Insurance Accumulator would be a good financial instrument as we are now in a higher tax bracket. This type of life insurance seems complicated and has some fees attached that stresses me out (although the return sounds better than other life insurance). Anyone have this plan or thoughts on VUL?!? Need advice.

How do you judge a low ball offer with how the market is changing? Earlier this year, you would look at comps and say this is the value. Now with rates going up and people pulling out, how do you justify the value? (View point from the buyers end)

Anyone have any recommendations for an affordable (10k or less initiation fee) country club in GA? Don't mind at all if it's a bit of a drive from Atlanta proper. Just looking for an oasis away from the city life.

It’s Costco day y’all! What are your favorite Costco items?

Hi all, I got two offers from HCL and Capgemini. Better compensation in capgemini. Need your suggestion which company to choose based on job security, WLb and career growth.
Experience: 3 years 8 months
Technology: PLM, Teamcenter

This question is quite broad and subjective but would love to hear some thoughts. For a couple with family income of about 60 LPA in India, is it wise to move to Canada/UK via the PR route? I have seen no matter how much experience you have, it's usually about building up from scratch.

What are your thoughts about putting an explanation for the current gap (as in, I haven’t been working for several months) on your resume, LinkedIn profile or cover letter? If you think it should be included in one of these places, how would you do it?

Putting together a reel for IG in AE on a LIVE.

How much of a pay cut are you willing to take to (hopefully) re-find purpose in your job?

My Context: work in tech, company has HQ in the Bay but I live in Canada. Single, no kids, 1 mortgage, no debts.

TC: ~200k USD (60% base / 40% equity). I put very low effort, completely disengaged and unmotivated, with anxiety building up. Don’t like the company, but very few companies can match where I live

I’m being offered ~110k to work more, better title, fun project and company

What’s your story?

I’m interviewing for a marketing manager role at a company based in SF. I’m genuinely excited about the role and the company but we’ve yet to discuss salary. I expect to be asked at some point, but my research has given me a VERY broad range. So I’m here to do a bit more research. I’ve got 5 very relevant years of experience and will have an associate manager directly reporting to me. Are there any marketers out there who can share their salaries in similar regions and experience levels?

Scheduled to retake AUD in 4 weeks and take REG 4 weeks after. Ready to finish this beast!

Fly to Columbus on connecting flight or to Atlanta and drive?

Planning to travel during Thanksgiving (super late in planning as usual) any fun recos- travelling from Chicago have boatloads of AA and Bonvoy points to burn. 7-8 nights

Booking a last mintue trip to India over Christmas New Years. Anyone have any tips on best places to book business class? From JFK.

Is anyone expecting agency layoffs at the moment?

Sorry if this has been asked ad nauseum around here, but can anyone recommend a really good (yet easy and basic) skincare routine? Specific products/brands would be really helpful.

Mid-20’s here. TIA, I really appreciate it.

How strict is Google about returning into the office? New York based

If you didn't have to pay off any more of your student loans what would you use the money for instead? I'm stuck between something impractical like a trip somewhere or something I need like a new car lol

Curious to know how much your student loans were when you graduated from your program, how much you’ve paid off so far, and your age. If you have any varying factors too, like kids, income range, etc. Just trying to see if I’m on track or slacking in life. I am 34 yo, i graduated with 95k in student loans, i currently have 85k left and i make 85k in come. I’m also a single mom with two kids. Just praying for 100% student loans forgiveness. Wishful thinking???

Has anyone refinanced their student loans on h1b visa? Is common bond the only option?

If you could go back in time what would you tell yourself before taking out student loans?

SOFI or who else?

Can grad students get $20k forgiven if they got Pell in undergrad but outstaning loans are only for grad school?

Damn LIBOR rate up again...

Not mad that student loans being paused means I can use the money for Christmas. Are you still making payments during the pause? Or are you saving the money for something else. My christmas present to myself is a spa day!

In a perfect world how much would you want to make a year to both pay off your loans and live a good life? I think I'd need to make upwards of $200k to pay off my loans, take care of my family and live a fulfilling life.