I overspent my budget a bit last month and missed my Amex due date. It's 2 days past the recommended pay by date now. I'll catch it up next week. Very irresponsible. What consequences are there?

Posting as :
works at
You are currently posting as works at

Zero

like

None. Amex doesn't do anything until you're 30 days late, just pay by the cycle date.

like

Worst case lose your points, otherwise nada

like

Wow, thanks folks. I think you just prevented a panic attack haha.

like

Our policy is totally different. We are fully responsible for paying everything down, and you can use it for personal or corporate expenses. But I promise you they take not paying your Corp card on time very seriously. That and not doing required ethics trainings (stupid I know) are major no-no's that can impact year end ratings and depending on how severe result in termination. Just saying, if you have the money pay down now...

like

Why is it that corporate Amex has fake due dates? Why can't they just tell you the real due date?

like

I've missed my Plat and Gold by a few days the past few months. No consequences. Usually even the case with long standing credit cards.

Lol

Corporate or personal card?

Corp

Oh, absolutely nothing. At least at Pwc.

I wish I could link to the thread where the one person said they hadn't paid their corporate card in 6 months and didn't have the funds. That was amusing.

Yea I'm always like a week or 2 late

How do you not have the funds? Doesn't it get directly billed to a wbs?

Don't let these people make you comfortable. That and fudging expenses are two things acn will actually fire you for. You should pay it down.

Well, acn2 is right. If you just don't pay your Amex for 90 days at Pwc they legally have to separate you from the firm because I think we audit Amex.

And if you are using your Corp card consistently for personal expenses (non business related personal items purchased on a trip and paid back in a timely manner (movie rental at the hotel) are usually ok as long as you pay through Amex, but just paying for dinner that is in no way related to client business is cause for termination.

But if you just forgot to clear your expense buffer then you are 100% fine as long as you fix it now.

I knew someone who bought his wedding ring on his green Amex. The auditors loved that play.

Related Posts

Does CSR earn 3x points at bars on drinks?

like

How do you invest and save for your children? I’m thinking about setting them up with custodial brokerage accounts but don’t want them to have a heyday at 18. Did you create irrevocable trusts or?? They are too young for earned income and I don’t own a business so no IRA investing opportunities here.

like

What is everyone’s top 1 or 2 favorite books on personal finance? I’m always looking for a new one to bring into the fold of what I’m doing

like

How is the work life balance for Data science role in CFR at Amex?

like

Anyone try Legal Funnel? Thoughts? Worth the $10k?

Hi, amateur question. Is there any difference tax wise on letting an option expire vs sell for nothing? I assume both are tax losses that you can compensate with gains in other options right? TIA

like

Hello Fishes,

I have been offer a 70k euros as base salary + bonus + visa sponsorship+ relocation allowance almost 8k euros for a MNC in Ireland. I have 7.4 years of experience. Kindly guide me if the offer is decent or I can renegotiate for a higher offer!?

Stack - cyber security
Domain - automobile

like

Thoughts on Jumia stock?

like

What are roles and responsibilities of staff engineer at visa inc

like

Bain & Company Does Bain & Company issue a corporate card? Is it Amex?

like

Do all B4 firms match only 25% on our 401k contributions up to 6%?

like

Can I break into PE investing as a post MBA consultant ?

like

Other than Airbnb, what is the best way to find month to month rental options?

like

I am a traditional reservist so I never really used military benefits before, but could use advice here.

I am currently renting and my lease is not up until October 2021, however I found a good deal on a home and scheduled to close in June 2021.

My landlord will not work with me to end the lease early, so it looks like I will have to double up on rent and mortgage through the summer.

If I went on active duty orders, can I use those orders to break my lease early without penalty?

like

What were people's 401k /pension balances at 30?

Feeling behind at $40k but making big headway now saving 10% and pwc wealth builder at 6, (26k a year on 160k)

like

Do any real estate lawyers out there know of/can direct me to a ROFO agreement to purchase commercial property? I’m working on one now (but using a ROFO to purchase equity interests as a basis) and would like to see what other people are doing. Finding a good one has been hard, as this kind of thing isn’t always required to be filed with the sec and every search I’ve done basically pulls up garbage. Also, are there any provisions you’d consider absolutely crucial from the owner’s side?

like

Constantly thinking why I chose US to study and have worked here for several years. Visa is such an issue for long term career move. Might have choose Canada or Australia...

like

Looking to see how much other Provider Enrollment Specialist make including what their company's invests in their 401K

likehelpful

My monthly salary after employees pf deduction and professional tax of 200 is 96,500.
How much income tax will be deducted on this amount without any investments and all.

like

Question for MJ stock enthusiasts...thoughts on $HITIF (High Tide Inc.)?

Seems to be picking up a lot of traction lately as it is Canada’s largest MJ retailer in regards to revenue. Seems to be undervalued from the general things I’ve looked at...

Can’t be found on some brokers like robinhood, but they sent in an app to be listed on the NASDAQ sometime soon.

like

More Posts

Hello

I've been interviewed by @Amazon on 8th July and even after multiple follow up emails, there's no update. Any suggestions?

like

Does anybody any idea about the job role and the career opportunities of an language interpreter in Teleperformance?
I'm not having any prior experience or knowledge about the above mentioned job role? Any suggestions will be highly appreciated.
Thank You

like

Best leadership books you’d recommend? promoted to manage a large team and looking for some books to get practical advices!

like

What is the leave policy in Verizon data services India??
Is it true that there is a 8 week paternity leave?

like

I am an Associate Consultant and I work in Oracle having CTC 8,22,950 and I am switching in Data Analyst and Business Analyst profile. How much should I expect my new salary?

Where’s everyone spending their Labor Day weekend?

like

Got an opportunity as a BDR at Klaviyo. Does anyone have past experience here that can share light on company culture, compensation, and growth opportunities?

like

How much I can expect in hand.

Post Photo
like

Hi everyone. I'm pretty early in my career (just over 1 YOE) & not really enjoying my current role as a Consultant/Developer because of the type of projects I get combined with some mobility issues. However, I'm really interested in technical program management or project management and I'm looking for any advice on how to get there bc I've been applying, but can't even seem to get a call back.

(Also would really appreciate some likes on this post to get my 11 likes out of the way 😀)

like

Hey street photographers, what are your thoughts of people being identifiable in shots?

like

Hi All,

I recently obtained my law degree and currently work for a BigLaw law firm as an assistant. I want to make the transition to the firm’s Litigation department because I want to practice international arbitration. How do I approach my HR department as well as the litigation bosses about transitioning to litigation? Any ideas would be helpful.

Thanks

like

Hi, please confirm what will be the work of Wealth Manager Band 1 and how much is this profile involved into core sales .. or is it a customer service profile? I am very new to banking sector so will they provide training after joining or not?

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

I have my first round interview (phone case) with McKinsey tomorrow. Any tips on what to expect with the phone case? Will there be an introduction (elevator pitch + why McKinsey?) or will they jump straight into the case? It’s only 30 mins.

like
like

What puzzles do people generally get as a question in senior data analyst role interviews ?

like

We have a project that would generate social impact, and our short term goal is to propose it to ASHOKA to help us develop it. Before that we would like to assemble a team that will be part of "the board" with all the resources we are needind and most importantly people that "empathically share our preoccupation for the immigrants". Any kind of feedback or volunteer would be appreciated.

like

Any recommendations for healthy restaurant dinner options that are easy on the digestive track? I usually workout after dinner, and have had some pretty bad bouts of IBS afterwards.

like

My mom received an Oculus for Christmas and loves Beat Saber. Does anyone have other game recommendations I can share with her?

likeuplifting

I think Alexa is my best friend.

like

Additional Posts in Consulting

CAIA vs CFA?

like

if there's no pension anymore and a significantly lesser lump sum payout, why become a partner at EY?

like

Any suggestions for anger management books?

like

Best consulting firms for work-life balance? I know consulting is chaotic in nature, but just curious to see which ones are the best in dealing with this?

like

Planning a babymoon with my wife. Shooting for April-May and looking at Hawaii (Maui or Big Island). Hoping with the vaccine and travel precautions, it'll be okay, but we're also prepared to cancel.

Any recommendations for hotels there that you've liked? I figure the Ritz or Four Seasons, but would love some opinions from those who have been.

likeuplifting

Let's start "2020: Vote for Michelle"

like

Best consulting companies with exposure to the blockchain / digital assets space?

like

Any good book recommendations? Both fiction and non

like

Do you feel like your MBA prepared you for the consulting interviews? Like after the MBA, did you understand how to size up a market and so on?

likehelpful

Who else is cranky from staying up to watch baseball and ready af to go home?? ✈️🙂

like

Honest question: how many hours do you work a week, what type of consulting do you do, and what is your position? Thinking of switching from big 4 consulting to MBB but seeking this feedback.

like

Hilton head or Myrtle Beach for a family of four (2 kids). Is Hilton head worth the premium? We plan on staying there for a month and just wanna be close to a beach. Safety is important.

like

Is there any advice for networking into projects when you don’t know many people at the firm yet? I always to help on BD work when I’m on the bench, but it never turns into any billable work. Every time I have talked to a partner/senior manager I was told I don’t have the skill set they’re looking for, but I don’t know how to build up from there. Feeing very lost but I want to improve my approach.

likehelpful

Layover in KCI. Flight desk tells me I can't get on the earlier flight cuz I "bought a matinee ticket and this flight is a night show." Bish, yo brain broke!

like

Has anyone actually received their reimbursement for filing taxes in multiple states? I got told that it would process with payroll last Friday but I don’t see it in my bank.

like

Orlando end of November! Who is excited for Milestones!

like

Every little step matters. Hope this one makes an impact for the better of the community

Post Photo
likefunny

Best alternative to Hilton loyalty? And will they match my status? Getting fed up with Hilton's poor customer service.

like

Thoughts on getting a CAMS certification as a Staff/Senior?

like

Currently at Big 4. Have offers for a PL/Principal at MBB and for a VP role at a Fortune 20 company. The VP role is more interesting and comp a bit better but I’m told would accelerate faster at MBB. The initial plan was to end up at MBB. What’s the best for future flexibility?

like

New to Fishbowl?

Download the Fishbowl app to
unlock all discussions on Fishbowl.
That was just a preview…
Sign Up to see all discussions
  • Discover what it’s like to work at companies from real professionals
  • Get candid advice from people in your field in a safe space
  • Chat and network with other professionals in your field
Sign up in seconds to unlock all discussions on Fishbowl.

Already a user?
Login here

Share

Embed this post

Copy and paste embed code on your site

Preview

Download the
Fishbowl app

See what’s happening in your industry
from the palm of your hand.

A phone with Fishbowl app

Scan your QR code to download
Fishbowl app on your mobile

Download app

Sign up for free to view this conversation on Fishbowl

By continuing you agree to Terms of Use and Privacy Policy

Already have an account? Log in

Sign up for free to continue using Fishbowl

By continuing you agree to Terms of Use(New) and Privacy Policy(New)
Messaging rates may apply

Already have an account? Log in

For account settings, visit Fishbowl on Desktop Browser or

General

Legal