https://www.bloomberg.com/news/articles/2022-12-21/is-60-40-a-good-investing-strategy-stock-bond-split-still-makes-sense?utm_content=business&utm_source=facebook&cmpid=socialflow-facebook-business&utm_campaign=socialflow-organic&utm_medium=social&leadSource=uverify%20wall

Anyone have any good realtors in the Greenville SC area who know the VA loan?

Amex platinum vs CSR??

Has anyone bought a commercial space and eventually rented it out that resulted in a positive cash flow? If so? In which city?
I’m on a visa in U.S and looking to potentially invest in commercial spaces rather than residential places.
Age:25
T.C: 102K

How can I invest in real estate ? Looking for an additional passive income source

Anyone use financial planners or wealth managers? Pros / cons / considerations / recommendation for one in NYC?

Just had my GrubHub account hacked. Multiple charges on both my personal and corporate credit cards. Not sure how widespread of an issue is. But might want to check yours.

Looking to buy a home in 1-1.5 years. What are some good neighborhoods inside the beltway for 500-650k range?

How long does it take to make at least $300k per year if you are in-house?

Going through a closeout. 50-50 profit share allocation, but my business partner has been using the venture money at their personal piggy bank (hence the breakup). My accountants say because we agreed to 50-50 shares, the leftover money has to be divided equally.

They spent $100k in the last month on random "work stuff" but bought a new car, etc. Now I have to pay for it with less equity return!

Just wanted to rant, I'll probably never go into a partnership again.

Long-time hodler (btc, eth only) feeling scared for the future of crypto as more info comes out about tether and bitfinex. Help!

Does anyone think there is long-term viability in Cryptos?

Noob question - bought a call debit spread 195/197.50. PayPal is at 199 today - if I hold till expiration I get the 250 correct? Or can I exercise it now and get the 250?

Avoiding US fishes who live in a different reality. How do the london fishes earn (level, company). What % are you able to save monthly?

My own
~10 years total with ~2 years consulting
Pay 100k base + bonus
Realistically saving 40% net take home for house in future

Opinions on getting a Non-Owner Car Insurance policy (especially if you drive rentals for work often)? Up until last month I owned my own personal car and had regular insurance. Wondering about (cont)

Anyone here do a reverse commute from NYC to NJ? Interested in an opportunity but wondering how the commute would look and also what the tax implications are.

My play for next week:
Sell the SPY 200 puts since the market would plummet. Look for opportunities to buy back, probably when the stim bill passes. Would love to hear your thoughts on it

I want more money

Personal finance book recommendations?

Guy slid into my DM’s asking to be my sugar daddy. But he wants my PayPal info to send me money. Is PayPal a safe way? Also lol what is my life 🤦🏼‍♀️

Hi Fishes,

Can anyone suggest some good Mutual funds to start SIP for 3 years.

Guys...could you please advise on 2 things below
Company INFOSYS JL6 lead/principal consultant?
1. Yearly hike on average rating
2. Variable payout on average rating

My boss doesnt give any feedback about my work. How can I get him to give me better direction?

Interviewing for jobs, are there any issues on talking about past deals or clients you’ve had? Currently in MM/Corp. banking. I know many of the big IBD deals are published but not at my level

To the clients scheduling meetings over the inauguration: get over yourself.

Anyone in the consulting industry willing to do an informational interview? I have 2 years of industry experience in corporate operations

If you had to take a shot every 20 minutes, how far into a workday could you make it until you were visibly drunk? Assuming a 9am start time. I think I could make it until 1pm.

Christmas music thread. Post your favorite Christmas songs!

What companies in India only take about 2-3 rounds of interview? Which companies have the quickest interviewing process in India?

(Especially for Data analyst / Data science roles)

If I did good on the first two interviews but just “okay” on the more technical third interview do you think I still got the job?

I would really appreciate some suggestions for roles that I should be applying for. I recently started my MBA though I'm still having trouble landing interviews and think I should be applying for different roles than I have been. My MBA concentration is global business, my BS was in management with a minor in professional writing. I've been working in cosmetics mainly on the customer service side, currently senior support for the CS team and have experience doing CS on social media.

Really dislike that OHG separates their PTO time into different categories... 10sick and 10vocation... so depressing 10 vocation days out of 365days a year...

How did you go about finding a therapist and/or coach to support you in your career transition? What value did they add, what would you do same/different if you had the time again and any other tips?

This is my first holiday season in Charlotte, is the tree lighting festival worth attending? Does anyone know what to expect?

I am exploring job option at RSM. What are 401K and HSA service providers for RSM?

Need a quick help
While structuring the HRA if we give max limit for eg., 20k and I have rent agreement of 7500. Will this be a problem or will I just get an exempt of 7500?

For those who had a successful pregnancy with ivf, do you remember when or if you had the symptoms? I am now 10 days post transfer and dont really feel anything except lazy and tired but that could also be from progesterone supplements.

Do you think people working in the pharma industry will gain more trust, respect, or positive vibes in 2021 after vaccines are widely distributed? Right now it’s the industry with one of the lowest perception scores

Currently in a project finance and looking to breaking into tech/fintech. Any advice on how to pivot?

Trying to think of some places to leave Citi for. Already applied to JP and GS. Someone reached out to me today via LinkedIn after one of my posts of places I’m looking to relocate to and they recommended Capital One. Never even considered them. Anybody know anything about them? Good company to work for, good culture? Any negatives?

Just received an offer from citi for a credit risk associate role. There’s no mention of a set bonus range but a mention of “discretionary incentive and retention award”. Is it something standard? Never worked at a BB so don’t know the norm. Thoughts/guidance? Thanks in advance

Is anyone familiar with post IB exit into something like IR? Still new to the game and other than PE (due to the herd mentality), I don’t know much about other exits for better work/life balance. If anyone has insight on type of work, recruiting process, and comp it would be super appreciated. TIA

The amount of kids coming out of B-school MBA’s with one internship and expecting 100k in low cost of living cities is crazy lol. What are they telling these students…

What are potential exit opportunities in commercial banking? Are the skills transferable to other roles in finance?

Has anyone ever left finance (or know someone that has) to do something completely different? My experience is split between FP&A and accounting and while I have progressed, I am becoming depressed b/c I feel like I’m in the wrong field. I am generally a motivated, high performing person, but I al starting to slip up and care less, b/c my work is not satisfying to me. I know I just sound like a complainer, but does anyone have any advice?

🗣️ #ASpaceToVent 🗣️
Making a career change is tough! Let's use this thread for venting, asking for community support and feedback, or just being witnessed on something that needs to be shared. A space to say what you can't say elsewhere!

Been with my current company 5 years now. I run my own team but have a micromanaging boss who likes to create chaos for me. He also exhibits stalker like behavior by looking up my family online (addresses, emails, phone numbers, FB/Twitter accounts, you name it) and driving by my house and commenting on things I was doing during the weekend or after work. I am fed up with it and am starting to apply elsewhere. I don’t think I’ll be able to get the same total comp though. More in comments..

Hello! I’m currently working in mortgage admin/operations and want to transition to a tech company and do something more like a data analyst. Any recommendations? Any companies that would be willing to train on the job for programs?

Has anyone successfully made a transition from IBD as an analyst/associate directly to MBB consulting without an MBA? Currently trying to make this move - any advice would be much appreciated. Thanks!

Any suggestions for leaving a financial advisor/planner role? Finance has me drained and I don't want to be client-facing anymore.

What is a realistic salary to negotiate for when applying for a VP position in Risk? Currently have 5 years of experience

Edward Jones advisor with 30 million AUM and roughly 250k gross production. Been there for almost 4 years. Got an offer at Merrill Lynch to take over a 100 million dollar retirement transition plan in 5 years, or to join a 5 person Merrill Lynch team that manages a lot.

Pros to EJ: Have my own office, a year or two away from partnership, great office setting and client satisfaction.

Pros to Merrill: Bump in compensation, additional tools and services w banking, ability to take over assets.

I want to take this moment to wish everyone a happy new year. Still on holiday vacation.

Stay in corporate credit risk at a BB as an associate or transition to corporate banking as an associate at a regional bank. Cannot decide! Please help?

Any particular segment of sales good for ex-finance? Currently 3 years in at fortune 100 bank on business development side (on commercial loan originations team but no commission/targets at the associate level, basically do credit analysis and build pitch books for the producers) This role has been great as I have gotten both analytical experience and tasted sales experience (I say taste bc I’m not the producer) but would potentially like to transition to a sales role that is less analytical

Looking to relocate to Boston (fiance grew up there and wants to settle down around family). Sadly I dont have much of a network up there. Does anyone know of current searches?

I came from a consulting background in tax credits and incentives. I went into finance to pass the time on my non compete clause from my previous firm, but now I have an interview at EY and I’m not sure if I want to give up the work life balance. Any advice?