If I’m only breaking even on a credit card fee, is the card still worth it? Thinking of downgrading my CSR and doing a cash back card instead (I would only gain 50 to 90 dollars, but is that better than 0? What benefits am I missing?)

Off the topic.. being in IT field and living in Bangalore, what do you think is best renting a house or opting for a home loan and paying similar emi for 20 years?

Can someone help me understand the advantage of Backdoor IRA. In my case, I don’t think My taxes will be higher in retirement than they are right now (32% tax bracket currently)

Succeeding in growth investing - how much is natural brains / talent / intelligence to know what to look at vs. can be learned / hard work?

Here’s a point of reference on meme stocks for people who thinks it’s too late to get in or who think it’s close to peaking. Tesla: 948M outstanding shares; market cap: $837B. GameStop: 69.75M; market cap: $5.36B.

What's a usual amount of time that you have to stay somewhere in order for your RSUs to vest?

Hi all - I’m new to freelance in 2020, have an LLC and wanting to create my own banking and investment accounts separate from other family income. What is the best money management platform used by those in our industry. I see Betterment is an option. Thoughts?

Does anyone use the fidelity app? How can you change it out of dark mode? I can’t figure it out for the life of me.

Hey FB fam. I’m putting together Financial success resources. If you have any books, articles or podcasts in relation to personal investments or real estate you recommend, please feel free to share 🙃

Hi everyone!

Wanted to know if Amex uses a lot of proprietary softwares/ processes which have no value outside of Amex?

Is there any difference in WLB between T1 and T2 consulting firms (in the Toronto offices)? For example, On average, do T2 consultants work/ travel the same amount as T1 consultants in a given year?

What percentage of your income do you save, invest and spend?

Hi All. Have anyone applied for flexi basket declaration in HCL. Kindly tell me if there is any good tax savings or of no use.

Do you have a prenup? What does it involve?

My friends and I are paying into our fantasy league now, and putting it in an investment, rather than doing straight cash. Winner take all at end of the next fantasy season. What would you put this in? I don't care if we lose it, I'm looking high risk high reward, probably crypto.

Any tips from women who had to take maternity leave while contracting? I’d been hoping to switch to a FT role before COVID then well you know...After 3 months I finally landed a couple contract opportunities but no luck yet with a FT role. I’m due in Feb and getting nervous. I know most companies also have a wait period to qualify for leave but am hoping to get hired at a more progressive company or negotiate. Also wondering if I can get unemployment if my W2 contract is set to end by due date?

How serious are the independence/investment declarations while joining Big4’s in the U.K.
My parents have a couple of minor investments in the stock market. Do I have to include my parents investments even if they are citizens of another country and invest only within that country?

Do any of you guys use Microsoft Excel or anything like that when doing financial planning? Like for example having an excel spread sheet where you type in clients income, and income when retired

Hello, I’m wanted to move back to London. Can someone recommend a few good consulting recruiting firms to reach out to? Thanks!

How realistic is it to think of a pivot from sales (GCS) to marketing as an L2? Should I start the process now or wait until L3? (Apparently a lot of people want this but nobody talks about it so insights are welcome)

What’s the salary for respiratory therapists in Florida since we’ve had the housing and gas increase ? I have 6 years experience with ICU, level II NICU, and PICU experience. My base is $33 and I have a $6 tot differential of nights and weekends - which I always work this shift.

I’m looking to take some certificate classes. Can anyone point me in the right direction for affordable online classes?

Any way to get in one of these IPOs prior to them opening up to the wider market?

What percentage of your income do you save, invest and spend?

Is there any difference in WLB between T1 and T2 consulting firms (in the Toronto offices)? For example, On average, do T2 consultants work/ travel the same amount as T1 consultants in a given year?

Hi! Does anyone have any Christmas gift ideas for a 30 year old female (currently pregnant)? She loves almost all designer brands, but I’m hoping to keep it under $500... (sister-in-law).

1st time going to Spain in May. Thoughts on the itinerary? Barcelona 4 days -> Seville 3 days -> Cordoba 1 days -> Grenada 2 days -> Madrid 3 days

Looking to meet new folks in NJ area. Preferring couples (without children), who are chill, likes playing board games, enjoy outdoorsy activities and are vaccinated. We are in our early 30s and are LGBTQIA+ friendly.

P.S. not being disrespectful towards folks who have kids but we have learnt from experience that we are not at the same conversational plane with them.

Is 628 actually the area code for SF? Or people don’t know it and won’t answer a phone number that starts with this area code?

Any moms on here that absolutely love their company and feel 100% supported?

What’s the difference between the excepted service and the competitive service?

With the resell market being insane, what are everyones thoughts on UA/Reps? I know some people hate them when they are being sold and passed on as real. I know some are fine with them for personal use as long they are not hitting the resell market.

Haha it's a mix of product management, project management, product development, consulting work, technical stuff, analytical stuff. Literally anything the project needs to succeed haha

Any good/new halal spots in the bay?

Did anyone cash out on TSLA? Hit $1000 today

What stocks are you betting on for 2018?

Saved up a solid emergency fund and put aside $10k to invest. Where to start?

Other than Fidelity, what's the best brokerage account out there? Looking for something visual that allows fractional shares and portfolio insights.

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

If 80% of my portfolio is in S&P 500 index funds, I'm assuming holding is a good call? I've held everything thus far. Just wanted some confirmation that I've got a good strategy.

Starting to think it’s all a scam. Everyone knew tomorrow would be a bad day for the market... and bam... Gilead announces. = rally tomorrow!!! Ride the waves, my friends 🤣 THOUGHTS???

How much of your income do you all target to save, invest, and use for expenses, respectively? I’m currently at 40% investing, 10% saving, 50% expenses but hoping to bring expenses down soon.

Trump just opened the economy, v shape recovery? Bottom is behind us?

Would you consider Uber a good buy in the long run?

I have a question on 401k loans. How is the principal repayment reinvested? Monthly? When the loan is fully paid? Do they cash out that portion of my investments or just use then as collateral?

I started a small LLC on the side. My company is getting it's first client this month.

Wondering if any 🐟 have recommended resources on setting up initial consulting business thru an LLC.

Books, websites, tax strategies etc.

My LLC is already incorporated, but looking for guidance with the next steps (creating contracts, invoices, etc)

If you were to buy only one, ARKW or ARKK and why?

How often are you concerned about losing your job? Ever since I got a mortgage a few months ago, this fear has been plaguing me. The volatile market doesn’t help either.

I know there is no black & white answer, but what’s your thought process in deciding when to sell and keep the profit?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Living in NYC — to buy a house before 30, how much did you cut back on 401k? I am maxing it out right now (age 23) but after rent and my Roth IRA I am only saving 10-15k every year. Doesn’t look like I’ll be able to afford a house for a while, but is it worth cutting my retirement down to get there faster? If so, how much is reasonable?

What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

If I have access to both to buy through Fidelity, any reason to choose IVV vs VOO? Why do you pick one over the other?