If my mortgage is less than 1/3 of my monthly income, will I get approved for a mortgage for an investment property in under a year? Is it true that I will have to absolutely put down 20%, even if the property will be income producing?

Planning on opening a Bonvoy boundless chase cc for the 75,000 points and have heard the first year is free. Is that right? If it is, do I still get the 75k? Are the 75k Chase points or Bonvoy points?

Lessons that I learned in past weeks: 1) be careful with out of money options as they don’t have intrinsic value 2) don’t make rash decision based on blindly following others 3) cut loss and ego

Liquidating my entire 401k today and putting it all into ETH. Will update this thread when I’m rich

I’m moving to SF at the end of summer. Is it common for single people in their early 30s to have roommates?

I could afford a $4k 1bd/1ba place and understand the HCOL, but that much for rent seems excessive to live close to work in downtown SF especially with student loans, etc.

Are the AICPA life insurance plans better than the one offered by EY?

Two diff questions, but posting together :
1. Anyone still positive about Chinese ETFs long term? They are down significantly but I'm wary
2. IG Bond ETFs - would you invest in the current market for long term hold? Why/why not? Which one do you recommend looking into?

Is there a reason to get the luxury SPG amex if I got the new Chase Marriott card like a month ago?

Why do people accrue prepaid expenses?

Does anybody else think this $2 trillion bill is ridiculous? I understand the why and benefits etc, but just like at a certain point isn’t this all just funny money? Playin w/ money no one really has?

Have an acquaintance who is a single mom; she purchased a used car 3 mos ago. Six wks later her 17yo wrecked it, air bags deployed, and estimates have ranged between $10-$18k in needed repairs while $21k is still owed. Acquaintance was switching insurance policies and flubbed the coverage dates and there were a few days where the vehicle was uninsured. No GAP insurance. I'm not seeing many options for her besides to continue pmts, fixing just enough to drive or voluntary repo. Thoughts?

Seems like I can never get good redemption rates with Bonvoy points and after a year haven’t been able to use much. Saw that you can sell 100k points on eBay for about $700 after fees...worth it?

Who is getting into NFT? Friends recently just printing money like the fed on this. Willing to risk a few thousand. You all ?

Hi everyone! I’m a young professional right out of college getting into investing and personal finance management. Trying to better understand and educate myself on personal finance and investment strategies. Can someone recommend some recourses (books, podcasts, experts to follow, etc.) where it’s clearly explained for beginners? Trying to make sense of 401Ks, Roth IRAs, emergency funds etc.
Like I’m looking for someone like Dave Ramsey but for investment and money management advice.

When there is FUD you buy

Dear All,
I am seeking suggestion, Recently started fishing business.
Presently nothing is on paper and it done same as farming… catching and selling locally in market, We have also employed 26 people to work on trawler for fishing.
Is there any way to register firm to take some investments from market/banks

Has any one went from reinsurance back to insurance? The money is great and all but the W/L balance isn’t. Has anyone else felt the same?

25 Years old in Toronto - stressed about finances 24/7 and really impacting mental health. How do y’all maintain peace with savings goals / aspirations.

Curious if anyone has invested a big amount in one stock let’s say buying 150k of CRWD in may based on gut or conviction however you may put it. Want to have a discussion around lessons learnt and ways to derisk.

What would be the salary standard for blow skill set with 10+ years experience

1. Oracle DBA, Golden date , RAC, data gaurd
2. MySql, Mssql, Postgres Sql
3. Cloud DBA in AWS, GCP
4. DB migration from onpremise to Cloud

CCTC - 21 lpa

How to get an interview for my cousin at Optum? Tried referral portal already, not getting a call back when referring through the referral portal. He is trying for a data analyst role. What is the best way to get him an interview?

Looking for Job Switch as Business Analyst.
will complete my 2yrs in June'21.

Skill Set :- SQL , tableau , Python .
Machine Learning(Ongoing).

Any leads would be helpful.

Hi all, I’m interested in knowing if you have noticed any management tools and methods that are effective for your team since the pandemic, especially if your company had the WFH setup. Your perspective could either be the team leader or a teammate.

Can we open New Salary bank account in Optum for lateral? Or its mandatory to provide last company's salary account details and continue with same bank?

Any international trade/customs lawyers out there? Would love to pick your brain and learn about an easy way for a solo to break into this field.

To the clients scheduling meetings over the inauguration: get over yourself.

If it’s true that you can gain full immunity after recovering from COVID (when science says so ofc), will the plan be to antibody test people and let them resume daily life if they have immunity?

Anyone else feel like *being* married is fine but *getting* married is a kind of a weird tradition?

For peeps in Brazil, what is all this UFO stuff that’s making the rounds?

God, I miss my nice/peaceful commute home. Listening to a podcast in traffic was one of the highlights of my day

I am quitting my job and start a startup in Jan. Already have an offer from accelerators not sure if I take it yet. Any advice?

Brand new to the bowl. Looking at getting my fiancé his first nicer watch as wedding gift when we get married next year. I’m trying to stick around $7k, but would go to $10k. Is it worth getting him something now or wait until I’m willing to spend more? I know absolutely nothing about watches. Recommendations?

Anyone here being prescribed strattera for ADHD? I got diagnosed today and wanted to hear about your experiences.

Hey fishes

I am a business analyst with 2.5 years of experience and want to swich from from current organization.

Any refrals would be appreciated

I can move to location if need be.

Thanks in advance.

How much can I can expect in Dubai with 9 years of experience in IT, Data privacy and cyber security? Also a lot of certs (CISSP, CISM, CISA, CIPP, etc)

What are the tiers like at bdo in risk advisory? Associate, senior, manager, director, md, partner? Is there a level between manager and director?

Anyone have any insight on ARES (Accenture Real Estate Solutions??

Incoming offer from a REIT as an acquisitions analyst in the Carolinas. I have 2 YOE. I’m hoping for 85K + ~30K bonus range. is this feasible? or should i expect something lower?

I am currently overseeing the Americas/Layan real estate portfolio of a big consulting firm, based in New York City. Aiming to move as I have been here for a long time and learning curve is fairly flat. Any ideas of comps with other corporates? Have 15+ year experience in real estate

My Redfin agent recently quit with one day notice to start his own firm. He was the one behind my deal and did a lot of work and help with negotiation. However Redfin called me and said they put their top regional lead on transaction which is set to close in 10 days. I’m conflicted with what to do. As a buyer I know I can switch firms with seller’s consent and it won’t impact the deal, or will it? The agent said if I went with him he’s throw me an additional incentive to close with him.

Looking for new opportunities in CRE in NYC. Valuation, underwriting or something similar. Significant experience with ARGUS Enterprise, just finished a Python/data science course. Interested in talking to REITs but open to talk to anyone needing my skill set outside of traditional appraisal.

Any suggestions? Appreciative of any leads...

Hello fellow Fishbowlers! Anyone know of any Scrum Master Real Estate Tech roles open?

Hello friends. I’ve been in IB for a little over a year now and I’m looking to move to a role in real estate because I just find it more interesting. This is a pretty broad ask so all comments are appreciated - what kinds of roles are out there (PM? Acq? AM?). How is the work life balance (hrs/week). What is comp like? Any recommendations for firms in the broader multifamily space?

Anyone work for Quadreal property group in Vancouver? A recruiter reached out to me with a $95k salary in finance, plus bonus. Wondering if the culture is good or if they are paying for people to stay.
Thanks for insights

Anyone in the Real Estate Practice at EY?

Where does one apply for commercial RE loans? Looking for co names

Has anyone done a PCNA assessment before for a job interview? Pretty much I ace this, the job is mine. Stressing because I’ve never done one before 😰

I have about four years of real estate credit/investment experience. I also started my career in public accounting and have my cpa. I’m considering looking into a B4 advisory role. Am I crazy?

I am currently in Retail Project Management (coming up on 2 years) right now and am looking to make a shift into real estate finance. My degree is in finance, and I am really looking to pair that degree with my passion for real estate investment. Any suggestions on how to make the transition? I am just concerned on how to sell my current experience to a finance-specific role. Any thoughts and comments are greatly appreciated!

Any experiences with ResiCap? Thoughts on the company?

Hi. How do I get into commercial real estate? Where do I start? Real Estate and business ownership has always my passion and I'm ready finally to do what I love.
I like residential real estate too, but wondering if I should do that after given the sheer number of residential real estate agents out there.

Considering a role overseeing bank branch construction for JPMorgan Chase. Does anyone have any insights or opinions on this type of role?

Considering getting my license and starting off as a real estate agent. I've always loved real estate, house flipping, interior design. What can I expect as income and time commitment as a brand new agent with no book of business? How hard is it to get established and become well known in my area? I'm in the Bay Area. Anything else I should know before I quit my job and persue this dream?

Anyone have experience working for or with Brookfield Properties? Specifically their retail group.