If you have $50k in debt as an individual before getting married, how do you deal with it when you get married? Do you keep it separate and pay it off yourself or if you have everything in a joint account tackle it all together?

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Depends on what kind of marriage you want to have. If you want it to be transactional from the beginning, then tell them it’s theirs and they can deal with it on their own. Go ahead and send them a bill for their portion of the ketchup, the air conditioning, and the laundry soap while you’re at it. If you want to learn how to do hard things together and unify yourselves as a family unit, accept everything that your significant other is bringing to the relationship, take ownership of it as both of yours and handle it together.

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My wife and I combined every when we got married. Including bank accounts and paying off debt. Today we're almost debt free, with only a small mortgage outstanding. Successful marriages come in many forms, but being on the same page and working together financially is a great factor in long term success.

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Agree with this.

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I paid off my wife’s student loans while we were engaged. I was happy to do it. Been married now for 12.5 years and we’ve always been equals when it comes to finances (and all aspects of the relationship in general).

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Discuss before marriage. We tackled debts together, and we’ve successfully worked through them with constant communication and goal setting. We personally didn’t feel the need to act as individuals.

Different for each couple depending on what they feel is right. Definitely talk about it to make sure no one gets surprised after the wedding

Depends on your legal jurisdiction and whether or not there was a prenup that addressed this point. Default answer is that the debt is likely a joint liability now, but I’m just some guy on the internet

I believe marriage you combine your pay , work through everything and their debt is yours

You should probably figure this out with your spouse.

It depends on how you two decide you want to do it. I had some debt and when we got married we put everything in a joint account so we are basically paying it off together. At the end of the day you have to do what is best for you.

Two became one.

Consolidate your finances, set goals together and pay it off together.
It will make your marriage stronger

Me I'd make sure what the debt was first. I may not marry the person.

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