If you’re looking for a HYSA I just signed up as a Beta user for crypto company Eco. It’s 2.5% APR no minimum balance. They can either set up direct deposit from your payroll or do an ACH transfer from your bank. The product is built on blockchain using USDC which is backed 1-1 with real $1, no risk. You can move your money in/out anytime. They also give 5% cash back for Amazon, Whole Foods, and Uber/Uber Eats. DM with any q’s/if you want a referral (limited spots in the beta, need a referral).

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Posting as :
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Skeptical of that FDIC claim.

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