I’m getting a 64k loan to finish a STR cabin. I have 100k cash, and (bc of the loan) I’ll only need ~5k if it for the cabin I’ve been holding cash for.

Would you invest the rest of your cash immediately?

For insight: 30, single, ~500 k net worth

Getting a large bonus in March & about to vest in a lot of RSUs next week, so I don’t need the cash.

Wondering if I should even do the loan at this point, but I’m supposed to sign Friday. 8.25%, 20 year 5/1 ARM. I own the property outright right now.

ETC is my fave <3

Incoming MBA, I have my tuition paid for and rent covered (I will be an RA). So the only thing I need to pay for is food and entertainment. Do you think 20k is enough to last me through the 2 years? I will make a little money interning in the summer, so that would be a safety valve if I blow through the 20k.

Or… should I take a small loan?

Recommendation for a CPA/ financial advisor in NY? Have oversea assets and investment property in the States. Can't seem to find anyone legit on Yelp:(

What are some of the best books you’ve read about people and investing? Such as dealing with people (business psychology almost) and then investing (real estate more specifically)!

I am looking for books that give practical advice, not just big picture theory and motivation.

Maxed out Roth IRA contributions when I wasn't eligible for 2021 (got a salary bump mid year). Do I need to recharacterize? It's a very small account that's been open for only two years. That's the only IRA account I own. Do I need to open a traditional IRA and roll over 6k + realized gains into that account and keep the Roth IRA. So confused how this works and got conflicting information from Merrill.

Has anyone used Loan Cabin to refinance? They seem to have the best rates.

Need to get precheck/global entry. Should i get a credit card that covers this and cancel in a year, or should i pay it myself?

When in your pregnancy did you (1) purchase life insurance and (2) have a will drawn up?

How do you all plan for retirement while in the Middle East (especially for European folks)? Did you sign up for your home country retirement plan while abroad ? (My home country offers it but at a very high cost)

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Does LTA and phone allowance are processed each month as a taxable income if we do not produce the bills ?

Anyone else heard the news of KPMG staffing 1,500 employees to work 6 pm to 6 am reviewing documentation for cares act SBA bailout loans? My thoughts are 1- admirable cause 2- I would hate to (cont’d)

Hi all
Can some please help me !!
I have already paid self assessed tax but in income tax website its not updated and money also debited from bank
What should i do now

IMO It’s only a matter of time that Cuomo closes the entire NYSE. If you are holding short term options, consider the risk.

Buying our first home and from a friend, we are both not using realtor. How do you got about doing this, does some have a playbook I can use?

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Problem gambler here having to deal with multiple payday loans. Does anyone have any advice on how to handle? Been in a situation with pay day loans in the past? Any guidance would be great.

What are some of the things that were a MUST when buying your first home and what were some things that you were more flexible with and why? I’m having a discussion with my partner about what we absolutely need and what can be worked on later.

What percentage of your income do you save, invest and spend?

Looking for information on strategic planning. Looking for possible change but want to hear from current folks. Thoughts, ideas, pitfalls…

This might be a long shot but I'm looking for a volunteer who is trying to break into a federal career. Maybe a transitioning veteran, recent grad, or career-changer.

I'm pursuing my master career coaching cert and need to do a recorded 45-minute session. You don't have to be identified if you don't want to.

The single session is all I'm asking but could certainly turn into a longer lasting coaching relationship (at no cost), if you like.

Billables are low this month. Like I have 65 billable hours in so far. I’ve messaged partners over the last week to try and get more cases but there are tons of new associates who were just onboarded and were at a low point for business. I’m freaking out

What's the salary range of consultants in ACN in India? What's the upper limit?

I have completed 2 years in Accenture yesterday(joined as an ASE) ...can I expect an email today from company stating the promotion to SE ? (Not asking if it will be applicable)

Hi music teachers! How are you surviving? I’ve been teaching band and choir for a long time, but distance learning and Zoom has me stumped. I’m lucky to have a job, I realize. What are some things you’re doing in your virtual classrooms that your music students enjoy?

Hi folks, I have joining on 14th April. Can anyone please tell me what are general onboarding processes are? Which docs should I keep ready with me for first day?

So what's the deal with read receipt requests? Are they timing people once they have that notification? 🙄

Hi fishes! I am in final HR discussions with Ericsson. They are offering Job Stage 5 -- 13lpa (not final). Java Spring Boot, YoE 4.5/5.9. CCTC is 7.7lpa and offer in hand is 11lpa. Am I being low balled as per Ericsson's standards?

How do I deal with this?

Hey folks, just signed my offer letter today! Hopefully it'll be a good next few years!

I am looking for referral in Deloitte.

Anyone can refer me to senior international tax position at Deloitte? (Dallas, TX)

I’m currently working in due diligence and have a long term goal of moving into corporate HR. What skill sets would be most useful and what books/ thoughts leadership should I read to develop into a HR leader?

Has anyone completed the Google PM certification? If so, did you find it to be beneficial to your PM career path?
I’m looking to pivot from Finance to Proj Mgmt and currently working through the Google course in order to sit for the CAPM. My only PM experience comes from stepping in on accounts I manage, where there is no PM presence. That means, most of those tasks were related to the budget and scoping, not necessarily execution. Is this enough to land a PM role?

How many folks here have gone from data science into ML? And how many folks here have gone from data science into product management, or want to? Would love to hear some views here about career paths for data science people.

How’s the product mgmt practice group within @PWC? Interested to know interview stages .

If you had $5k to spend on courses or professional development, where would you spend it to maximize ROI in terms of PM career trajectory or building useful skills?

I'm curious to hear answers in general, but can provide more specifics about my current role/skills/aspirations if needed.

How did you get started with your personal investing in stocks? I am 26, F, have some money in savings, 401k, stocks and just started my own business albeit small. I’m extremely interested in real estate investing have been reading and listening to podcasts. Any advice?

Interested in development. Any recommendations on how to get started? Are there any organizations that will fund any part of a development project?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

I am moving to Charlotte, NC for a new job. I currently live in Portland, OR and have a single family home here. With my income, and current mortgage, I can afford a 350k house I’m Charlotte with about 10% down. What are the pros and cons of buying a new place in Charlotte and then sell my house in Portland?

For people who recently refinanced, bought or is in the process of buying a new home, what APR did you get?

I have over 12 years in B2B sales/sales management experience along with a graduate degree. I am wanting to shift gears and I am at a point where I can invest time in myself to learn through practical experience. The new industry I am wanting to pursue is real estate investment. I have read all the books but want some hands on experience on the property management side. How could I best leverage my skills for a role in this, and what should my expectations be for negotiation in compensation?

Any Property Management recs in Seattle area? :(

Is it safe to buy new home now with high interest rates ,high home prices and recession in near future?

Hey everyone, curious about pros/cons and profitability of renting out a unit long term vs AirBnB. Let’s say it’s a condo downtown in a big city, how do you figure out what’s the better option?

Our appraisal came through exactly as the offer price we put. Apparently by lenders 3rd party. Isnt that a bit fishy? If it came in lower our contract has the option to negotiate a bit with seller. Is lender just trying to push this along faster? I'm pretty sure in this crazy market the home is not valued at what we offered. Why would seller put a much lower asking price then? Make no sense. Please advise!

I share my first property with a family member which is my primary home. If I buy a second property (and keep the first property) and live there, does that second property now qualify as my primary home?

Looking to buy in the DMV suburbs (northern VA). Is this the wrong time for such a move? Beyond down payment, got about 6mo emergency fund and must tap into it for moving&house expenses like furniture

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

My assumption is that one makes money in RE with leverage. So, would you never let your equity in any given property get above certain% (I.e re-leverage and invest elsewhere) or would one eventually want to own a property outright?

Current Tenant Rent: $1075, Monthly Payment: $400 (with property management), Initial Repairs: $2-5K, Down Payment: $12K

At surface level, do these numbers check out?

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Looking to buy a vacation home on the west coast not in a major city. West coast so it doesn’t take too long to get there. Could consider other areas, but don’t want to spend too much time traveling there. Budget is under $700k for 3 bedroom, at least 2k sqft. Any ideas?