I'm going to drop $15000 down on a $550000 house - for a 30 year mortgage. I expect a mortgage of around $3000 at my anticipated interest of 4%

I'm going to pay extra on the mortgage so I can get it paid off in 15 years.

Does this sound crazy / unrealistic?

Anybody have experience with JD-specific mortgage loans? I know BBVA offers one

What’s a good budget for rent if I’m making 138k + 14k sign on in NYC? I’ve got like 10k in student loans and about 5k in credit cards. No other obligations.

Investment gurus - Appreciate pointers for resources (books, blogs, videos etc.) to read up on investment strategies. Just getting started and could use all the help. 🙏

Need help looking for a 1 bd, I’ve tried domu/Zillow but none of the options are appealing. Should I be using a realtor?

Budget: $1,200
Areas of interest: LP, Lakeview, Wicker Park, Old Town, Streeterville, West Loop, River North

Is it a good idea to trade indexes like VTI and SPY short term? My logic is in the long term indexes will go up so even if I buy high, I can just hold for the long term.

Little worries here guys - not able to transfer to Bittrex. Tried from Polo and Jaxx (cold storage). Transaction looked like it was going thru from Jaxx then seemed like it failed. ETH appeared back in Jaxx account and no changes to trans history...thoughts?

Anybody have experience with PenFed for a VA loan? Came up in a search and their rates are extremely competitive. Any reason I shouldn't take the lowest bidder?

Has anyone seen data on how certain ETFs perform relative to market cycles and to each other? Does that indicate one should own a mixed basket of ETFs or just one or two broad index ETFs?

What stocks are you guy guys buying right now in this market?

Hi All,

I want to know if it's a good idea to foreclose a home loan, I have like 14 lakhs for 11 years... Initially it was 28 lakhs for 30 years, I brought it to this amount in 2 years. Unable to weight the pros and cons. Is it good to foreclose or leave the loan to go on and start investing the money

Should I lease a car or buy it? Which is better? Does it impact the insurance rate?

Anyone investing in index annuities? Can someone explain why this is beneficial?

Balanced portfolio: hows’s your stock: bond ratio? Within stock , which index funds do you invest ? I have mostly invested in vtsax and vigax, and tiny percentage in vviax. Do I need to increase in vviax?

How can I invest in real estate ? Looking for an additional passive income source

Does anyone have any good mortgage broker recommendations that will help find a way to not pay PMI?

How much money have you invested in crypto currently? I’ll start - $5000 currently

How many think marketcap of cryptos will reach 700 billion or more before year end?

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Can wife claim husbands PAN for HRA? Flat is in the name of husband

BakerTilly people, what application do you use to prepare your financial statements? Do you use word/excel?

Would you consider being an entrepreneur? Why do some people want to be entrepreneurs and some don’t?

Today I joined the JPMC mumbai and got the offer from UBS Pune, both are providing the same package.
I want to work in pune, what should I do?
Leave the JPMC and join UBS

What kind of appreciation do you prefer? Private or public?

Hi Sharks! I am currently working at Amex as data analyst, fixed - 9.82 lpa + variable (15%). YOE - 2.5 years.. how much should i ask for band 25 position for data analyst at optum?? PLEASE HELP, NEGOTIATION IS TOMORROW, what expectations should i set??

Hi Fishes, can anyone refer me for data analytics profile.

Anyone from manufacturing and energy utilities from AIA??

Hello team,
I know that onsite opportunity at Oracle(non oci) is slim.
But if someone has got that opportunity, could you please share your experience?
Do they sponsor L1B for ICs who perform very well and impress the manager?
Apart from USA, has anyone got international assignment to some other country?

Looking for reasonable hotels in Vegas during new years. Any suggestions between Excalibur, Treasure Island and Flamingo? Any other cheaper options are also welcome!

Hi Sharks 🦈,

Need some suggestions: My current company is on a layoff spree and 2 rounds are already done and I can foresee another round coming very soon.

While I am trying to switch to other companies, I’m not able to reveal the real reason from my side for the job change, as if I say, it’s because of layoff fears than it’ll reduce my negotiation power.

What other reasons can I give as I’ve just completed 9 months here and it’s too soon for any other company to take me in.

Will it be appropriate to tell "My condolences for the unfortunate demise of her majesty" in a interview call to an UK hr?
I have heard uk people are too polite and talk mostly about royal family alot.
Will it give a good impression??

When renting a condo from an owner, I was asked to pay a $150 move-in fee to the building which I thought makes sense, but then I am being told to also pay a $500 non refundable move in fee to the owner but he is not wanting a security deposit. Is this normal? Seems like $500 down the drain but not sure if this is normal

Any women on here living in Jubilee hills?
It's urgent

What happens if i didn't attend the 2nd day of the virtual onboarding session in infosys .

I'm looking to get into production accounting, specifically interested in becoming a production accountant for a media production company. Any tips or advice? Any companies I should look into/reach out to in Toronto?

Moved into a new construction home and hinge side of the door on bottom corner leaks small amounts of water during rainfall. Any suggestions? Added corner seal, clear silicone, raised threshold

Hi folks,
I have recently joined capgemini.
Is it worth opting for bus pass if we're working in hybrid mode? Bcoz i think any way if we opt for, the company will deduct whole month specific amount under conveyance allowance.

What is the salary range for Solution design & Delivery Engineer.
YOE -5.5
cctc - 19L

What is Cognizant Metamorphizant Event ?

How can I invest in real estate ? Looking for an additional passive income source

Any investors in the woodlands Texas for single family homes, rent looks good as per Zillow , good school district and houses are still affordable compared to Dallas and Austin

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

I have a rental property and my tenant is asking me to change the fridge light burb. I live out of state and don’t have property manager locally. Is it bad if I ask them to change the fridge light burb themselves?

I’m pretty responsive for things they need help with like laundry machine got broken or pantry doors fell off. So I had sent people to fix those maintenance and repair issues.

But light burbs? Srlsy? They are grown up people (fresh out of college girls)

What are your opinions on financing furniture purchases? Most of the big stores are offering 0% for a few years and I’m wondering if there are reasons I shouldn’t do it

Are most new houses being built with induction cooktop? What has everyone experience been like? I personally had non compatible cookware with induction cooktop and wondering if I should just buy a new cooktop (electric, gas etc).. Other reason is that I read that it's also not healthy due to electromagnetic waves?

Is this legal?
After being mugged and having my things (including my keys) stolen, I was locked out of my townhome after business hours on a weekend. I was told on the phone when dialing my complex’s after hours number (which is managed by a 3rd party company) that my complex’s policy would let me in for a cost of $100 (as it was after hours). After I was let in, property manager informed me the charge was $200. Is there anything I can do here? This is in Minnesota. Help appreciated!!

Hi all, I’m in the north east metro area and due to the current RE market we decided to look into PA specifically Lancaster. Anyone in this market and have any thoughts on where it’s headed? We’re looking purchasing a single family property all cash at 110k that rents for $1100 a month. The last owner bought for 35k like 15 years ago 😩 but hoping buying and holding for a few years will give a equal or greater returns over the long run.

What are the mortgage rates you guys are getting? Best I’ve heard is 2.5% (30year fixed) curious if anyone has heard better?

I have significant equity in a property (300k+) and maybe another 200k across other properties. I have a decent amount of money in cash and already 200k or so in stocks. Would you consider pulling money through cash out refi and using it? I get nervous for stocks being so high. I have a few properties in pipeline already. How would you suggest using it (if at all).

For any of you real estate investors, what tools or sources did you learn from when getting started. Can’t find a mentor currently so want to find some highly recommended books or videos. If focused on the tri-state area (NY, NJ, Long Island mainly) that would be even better. My hope is to buy and rent out a apartment while also owning a house and house hacking that by renting part of it out. Trying to understand all the steps, traps, and how to find if it’s a good investment.

My partner and I close on our house this Friday at 9am and I’m just so happy. I’m a public interest attorney and we worked really hard to save. This was after 10 offers. Just wanted to share 🥹

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

We are renovating a condo and the previous owner had two Crane toilets (not sure how old, but functioning although seals are old according to our contractor). Back outlet flour mount ones are the only options for the building, and one toilet can cost $300-$500.

We are redoing all the bathroom tiles and walls and debating what we should do with the two toilets. Would resealing the toilets extend the use life? Or should we just replace the toilets? Any other recommendations? TIA!!

Is it better to have SFH for monthly cash flow or passive MF deals through a private syndicate? Friend told me that you need to have $1.5m invested in MF to generate 60k a year approx but it’s much better than dealing with tenants and maintenance. Just wanted to get peoples thoughts on becoming financially free through these two real estate methods

I recently bought my 1st home in TX. I want to get into real estate and eventually own/rent out multiple homes. Are there any good recommendations/tips on books/articles/websites that others have used to get started?

I've read about HELOC and cash out refinance to get a 2nd home but articles are so scattered that it gets confusing which is better in terms of tax benefits and immediate costs, etc. Anything others have found helpful that summarized how to get started would be great!

Any reason why the listing agent recommend I use a specific title company?

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

When renting out a property, can you specify which pets you'll allow vs not? Like no cats but small dogs are okay?