I’m going to upgrade my freedom unlimited to the CSR but still within my first year with the freedom. Can I upgrade the day my account hits one year or do I have to wait a while after that?

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Don’t upgrade. Get the CSR separately so you can get spend bonus. Your freedom unlimited card is free so don’t cancel it

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A1 that’s not true. Maybe you got grandfathered into being allowed both. Anyways why have both? It seems redundant to pay both annual fees.

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