I’m invested in whole market etfs (mainly sp500 + nasdaq + a bit of the rest of the world) but I’m concerned by the ai bubble burst. I do think that there’s a bubble that is going to burst, the question is when.

I know it’s not really FIRE-ish, but I’m thinking about getting some protection (put spreads, buffer etf…).

What are your thoughts?

Anyone know if the wellness subsidy would cover an office chair? Or does D cover office supplies or nah? Looking to upgrade my home office. Thx!

Lockdown makes it hard to date

Will there ever be a day that brown women aren’t judged by their single/married status?

Just getting little depressed after being rejected from interview. Anyone else has the same feeling.Could have done better.

Did a first interview with hr rep, went very well. she set up the hiring manager meeting for a few days later. Met with the manager. Another great conversation, went over time and was told I’d hear back about panel set up. Following day I get a request from hr rep to “continue the conversation” with manager. This is set up Tuesday.
Why do you think the manager wants to meet again? Good? Bad? I felt great about the interview when we ended.

Can anyone let me know, if Capgemini allows people to work from other countries who is going on tourist visa? Should we work only in Capgemini laptop? or any laptop? I am planning to work from other countries while going on a tour. Any ideas

Dear Friends,

I had my package discussion with HR and they asked me to submit the documents for approval. In the meantime I received a link from Capgemini to take the Mocha English Pro test.

Can anyone help me understand what this test is about and what kind of questions we can expect..I would appreciate your quick response as I have 2 days left to complete the test.
Thank you in advance.

Whts the in hand salary in Capgemini for 25lpa fixed?

Is it possible to transfer offices more than once within the same company and LoS?

What were some challenges y’all faced this week?

I’ll start. Trying to get non local resources utilized. National Leadership thinks this is the answer to our problems but local leadership is hesitant.

Got a call from CTS via bot. They asked for interview on 23rd Sep. My present role at Infosys is Technical Test Lead. Kindly suggest what role you try for in CTS. Also present CTC is 16.22. Expected CTC should be how much?
Got a masters in supply chain mgmt which I have not used. Can I go in R and D? If yes on what role ?

Friend introduced me to a poc at a role I’d potentially be interested in, but background check would take 6-12 months. Just got promotion at current firm and feeling content to stay. I’d be interested in the other company in the near future, ie 1-2 years.

If I didn’t directly know the person, I’d interview to see how I do, but I don’t want to waste this person’s time for the time being. What would you do?

Have an explorative call tomorrow with Amazon for a Sr Financial Specialist, Catalyst - FSI Angler. Anyone know the comp range on this?

Anyone has joining on 10th october?

Any Accenture folks willing to share their experience with the skills interview? I have one next week and would love any advice you can provide. Recruiter specified this is a functional consultant role (not strategy), so I shouldn't anticipate a case study. Should I just assume this is a discussion on supply chain related skills and experience? Thanks!

What is your socioeconomic background and how much NW do you consider “enough” to be able to live comfortably?

Has anyone used Motley Fool’s stock advisor program, and found it helpful and worth the membership access?

Anyone used/using HMBradley before for HYSA? They have a 3% rate which seems unreal in this economy. Just want to make sure it’s legit. It’s seems HMBradley is the marketer for Hatch Bank (FDIC insured). Any other recommendations for HYSA?

Are we on recession? My portfolio is super down - low cost ETF investor here

Still using Ally Bank savings account, but the APY had dropped to .60%. Time to move. Any recs on personal savings account? This is my emergency “savings”

Home reno financing question. Have a big project coming up in the $120-150k range. Funding sources are:
- 90k from a heloc around prime
- 10k from a credit card that offers promo checks at 2-3% for 12-18 months
- 375k in a brokerage
- 5-6k per month cash that I can put towards the project, loans, or brokerage

I don't want to stop funding the brokerage because my FIRE plan is less numbers based than "hoard like dragon until it's enough" but maybe I should... How would you optimize?

Sharks! I’m 33, currently working as a Java Architect (11.6 YOE, 40 LPA INR). I’m planning for retirement at my 40. Currently owning a house worth 1 Crore INR where I’ll be closing my home loan by this August. Please suggest diversified options of Investment for my retirement. I don’t have any investment till now (except the house) as I used my whole income to close off the Loan which I took in 2019.

Do you think house prices in NJ will go down/up? Thinking of buying a house in 9-12 months and saving. What % is a good down payment? (First time home buyer here)

Trying to help my retired dad - When I google for what to do after retirement, only retirement planning related things shows up. My dad has been a workaholic and hasn’t developed many hobbies he could pursue. I was wondering how I could help him stay slightly occupied if not busy. Anyone here experienced this with your parents or yourself? How did you navigate this?

Is anyone else worried about an upcoming market crash, similar to the dot com bubble?

Out of curiosity, do you think most ppl max out 401k (19.5k) and Roth IRA (6k) annually?

Are my crypto profits taxed?

Well yes. Crypto is taxed like stocks & other types of property. When you sell for a profit, you are required to pay tax on the gains. It’s called capital gains tax.

FIRE - What is your total net worth so far? What's your profile?

Have 20k, what’s a good small business to start with this fund? Serious question here

Once you hit your FI number, what are your plans? 1 yr? 3-5yrs? beyond?

the more I want something, the harder it is to achieve. anyone has this feeling also?

Any disadvantages to buying VTI (manually) vs. VTSAX (automatically)? Apart from convenience/removing emotional decisions. Fidelity charge $75 to buy any amount of VTSAX. Seems insane fee when you can just buy VTI for free. Am I missing something here?

Anyone a CFP as a side hustle?

The unending cycle is for real. Reached my LeanFIRE number 2 months ago, yet I don’t feel satisfied. Still reaching for the stars… when will this human desire end?