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I wish ours would cover it, I feel like a virtual counselor is something that would work for me.
Have you called customer service/claims at your insurance company and requested an exception? It’s worth trying .
Ask therapist for cash payment discount. If you have a good relationship established, might be worth the investment to pay out of pocket then starting over with someone new
OP, are you working with a true therapist? If so why would insurance care?
There are some insurances that haven’t figured out how to process virtual visits, whether mental health or telemedicine. It’s very unfortunate as there are certain instances, such as OP’s, where this type of interaction is perfectly suitable