Is car insurance a scam. You can't use it it until you get into an accident. If you do use all the insurance companies will consider you high risk and raise your insurance rate by a hundred extra dollars a month. Or 40 percent every six months. And the accident doesnt go away for at least 3 years off your driving record. Personally I rather have you sue me if I hit your car. Which is better getting paid paying monthly car insurance on top of a monthly financing rate or getting sued.

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Your lack of understanding is scary. Do you understand that when you are sued, you will be sued for damages beyond just the damage done to their car? Do you know—to the extent multiple people are involved in the accident—they will sue you as well?

Sure, you likely won’t have the assets to pay, but then you may be put into a payment plan via a court order.

likesmart

This is what I like to call barbarous jape

Good april fools joke OP

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Nah, I’ll take the insurance laws. Most people are grease fires with money and irresponsible and wouldn’t be able to take responsibility for their actions. If some moron side swipes my Mercedes, I’d rather be rest assured that Nationwide is on MY side vs. an empty checking account of someone who hits me. It’s just the way the world works, get used to it.

likesmart

Ha! Especially because in some states if a car registered to you isn’t insured your license can be revoked.

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