Is it better to have $1M net worth in liquid assets (cash/investments) or $1M net worth through home equity?

What’s the best way to maximize having both the chase freedom unlimited and sapphire preferred?

For context, I’ve had the unlimited for 2 years and just opened the preferred because of the bonus offer. I will hit the $4k spending target, but after that, what’s the best way to use these two in tandem, given the unlimited rewards are all around much better.

You know it's bad when you start having dreams of yourself preparing tax returns! #WorkInYourDreams

What happens if I over contributed to 401k because of a job change ? How do I adjust ?

My firm doesn’t match my 401k — still worth opting in?

Can I survive on £26,300/yr in Belfast?

Decided to payoff my mortgage.

I was offered a contractor role (~20 hours a week) at 90/hour. This is extremely attractive because it’ll double my income (and the tax deductions from 1099 are solid). With that being said, I also want to see what kind of conflicts I can see given that I’m at a B4 firm.

I get the whole “you can’t have a second job” thing and don’t care but I’m actually worried about causing major conflict of interest.

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

At what investment size should you typically start using fee only financial advisors?

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Thoughts on staking crypto? What’s the safest way.

2017 Lexus IS 200t F Sport for 32k plus taxes...? (33k miles) Yay or Nay?

With House Tax + HOA + Maintenance + Home Insurance + Security System + 4% mortgage, is it even worth buying a home especially at these levels? (NY/NJ area)

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Can I get a commercial loan without 25% down?

Should I trade in my iPhone 13 pro max for $720 to Apple? I don’t know what they sell for used but if that is a good deal let me know if you want to buy it.

Do you have a financial advisor? If so, what firm did you use?

How do people feel about Tesla ? Buy ?

Considering adding a REIT index to my lazy portfolio allocation for my 401K and Roth Accounts. Thoughts?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

How long did it take you to find the right position the first time you went in-house? I am 5 months into it and regretting turning down the (lowball) offer I got a couple months ago.

Any suggestions about how to become a project manager or product owner from being software engineer, please?

Can someone refer me to Management consulting/strategy role?

Gorgeous night, 36/m, anyone want to meet for a drink?

Best “consulting” books with topics on frameworks, strategy, etc. to prepare for MBB interview?
i.e. Lords of Strategy, On competition and competitive strategy. Thanks

This Indian matchmaking show is interesting...love how the first girl is like “my partner needs to fit in my life” 😳🙄😳🙄🤭

Anyone uses Uniqlo Blocktech products? Are they any good? I'm looking for the men hooded coat. Price is so cheap compared to the well known outdoor brands.

Looking for senior Business Analyst for a technology consulting project (robotics process automation). Small fast paced team with great client, salary range 100-130k. CBP badge required (active is preferred, recent or equivalent clearance is OK too). DM me for details and job posting

Fishes, Facebook reached out for a interview. I am on h1-b and wanted to understand if they are sponsoring GC amidst everything that is going on with the company? Thinking if I should even try.

If you're a vegan, do crossfit, and own bitcoin... which one of these things do you mention first when you introduce yourself to someone?

What are some best practices for verifying the security of internally developed code?

Anyone here make the jump from wholesaler to advisor? How was the transition and did you have to start from scratch?

I’m so miserable every day is painful. I want to go tell pre-law school me it’s not worth the debt because you will hate this career and then feel trapped by the debt. And then I want to come back to present day, quit this life-leeching, soul-sucking job and start over doing something else entirely. Too much? Oh well. Thank you for coming to my TED talk.

Hello Fishes,

Currently working as a Business Analyst with PwC. Got a call from Hexaware. Is it worth it shifting from PwC to Hexaware? Any suggestions??

Is there a difference in value between pursuing an MBA at an accredited, but not ivy, and a certification (business analytics or CIA)?

Does one provide more value than the other? I've heard the MBA's shine is dimming and don't want to waste time if a certificate can do the same for me.

Can Amazon please do a stock split 😭

Anyone hear of positive things from the Siegfried Group? Their recruiters have been relentless and want me to join. The pay is good, but I’ve heard some bad things about working there.

Anyone have fee based fiduciary financial advisors they’d recommend? TIA!

I’ve been reading a lot of FIRE books lately and want somewhere to discuss. What are the biggest takeaways from your FIRE journey/ research?

Red flag? I use TD's robo investor for my IRA and personal investment portfolio. I noticed it chooses the same ETFs, although potentially a different ratio. This seems that it's not properly diversified for long and mid term. Should I be concerned, or just let the investment fly?

Goodness. Why are sofas so expensive? I’m saving for one but looks like every company outdid each other on pricing not in a good way

Decided to payoff my mortgage.

I read these posts and what numbers you have with FIRE. I don’t have nearly that much saved; I am paying for two kids in school (college). What is the minimal amount?

At what investment size should you typically start using fee only financial advisors?

I have $20k student loans and have been paying $1k per month throughout pandemic to lower the balance. Would you continue to do this? I could pay them off, stop payments in hope of debt relief or keep up with current strategy. TIA

Thoughts on staking crypto? What’s the safest way.

Since the fed rate is now zero.. What does thst mean for mortgage rates and savings rates? They gonna plummet to nearly 0%?

Are y’all waiting to do a mega backdoor Roth to see what they do about build back better this year or just moving forward with it?

Is there a definitive guide to cost of living? The obvious cost of living centers (SF, NYC, LA etc.) get covered a lot, but I’m wondering where my city falls. It’s a modest Midwest city with ~100k residents but is a relatively touristy spot. It often feels like a MCOL area but I’m not sure how to adequately judge that, and it would be helpful to know when comparing salaries and the like.

Thoughts on potential business ideas or investment opportunities where I can live the life I deserve now and not in retirement? I’m always trying to think of potential business ideas and come up with nothing. As far as interests, it doesn’t matter what it is. As long as it makes money I’m interested.

Any suggestions for joint investment account with a significant other?

I would like to hit fire between 40-50. Currently 27, 185k total comp (125 for me and 60 for partner). Like my job don’t hate it don’t love it. Does an MBA make sense? I’m guessing it could take me to 170ish with that schools I’m looking at but wondering if the 40-50 retirement range makes an mba not make sense since I’d only have 10-20 years to save vs 12-22.

Would have to finance the whole thing myself. Current net worth is 140k. Thoughts?

Hey fishes, i need advice as to how to invest 200k? Should i go for individual stocks or funds or should i go to financial advisor? If individual stocks then looking for sectors. Can i invest as a VC? Any thoughts or direction please

Have 20k, what’s a good small business to start with this fund? Serious question here

How much are your biweekly paychecks after taxes, insurance, 401k contributions, etc. and how much of each paycheck do you tuck into savings?

How are you all going about continuing to buy index funds while everything is literally green and I see people doubling their investment in such a short amount of time. Feel as I am missing so much money that could’ve been made. But VOO goes up 1% :///

If you could right now, would you buy a house in full cash or invest in the market?