Is the Chase Sapphire Preferred really worth it minus the signup bonus? I’m finding it very If difficult to earn enough points

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I have the reserve and just got back from a vacation in Europe. Its an overlooked benefit, but priority pass was an awesome way to save a bunch of money and get tipsy before 4 flights. I recommend reading up on the more unknown benefits. I.e. saved $100 by getting global entry, CDW when renting a car, if your luggage is lost for more than 6 hours, you can spend up to $100 on clothes. Not sure if this is just for the reserve but be sure to check on these things with preferred

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Use my CSR for all travel expenses. Drowning in points

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Get the CSR instead of CSP. Effective annual fee is $150 and point earnings are substantial

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OP - why? What did you calc as breakeven?

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Are you getting good value out of your points? I het at least 1.8 cents/point just thru the transfer to Hyatt alone

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Two pending job offers as a Power Platform Developer, 1YOE in the specific technology, 2 total.

Role 1.
-95k base, no bonus, better benefits.
-Booz Allen Hamilton
-Senior Consultant.
-Similar position to now, better progression.

Role 2.
-95k base, 16% bonus, good benefits.
-National grocery chain.
-Slightly different role: more admin / training others / governance / custom coding connectors, etc.

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We are 3 guys looking for a 3bhk flat in Kharadi/ Viman Nagar/ Kalyani Nagar

Budget:
If unfurnished 40k
If furnished 45/50k

Brokerage: Atmost 1 month is acceptable

Any lead is appreciated. Even relevant broker contact

TIA

helpful

Hi Fishes,
how's the area around Manesar toll plaza. I see there are multiple societies available in that area including emaar palm, vatika, dlf, etc. Just wanted to get an idea on how's the area and how much property appreciation you guys expect in that area for in next 5 years?

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I want to know which tax slab can be appropriate for a 10lpa and what are the way I can manage to reduce my tax computation.
I have been to this tax slab for the first time don't have. any knowledge.
can one of you assist what can be done or what are the steps for saving the tax or us it possible to have 0 tax.
FYI,
2.2lck is hra

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Interviewing for a brand job with 3 years of experience on the agency side. Currently making 63k + quarterly bonus. Looking to get advice on salary. Should the range be 65-70k?

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Any of you file with Sudhir Tax (www.sudhirtax.com) services based out of NJ? They seem to give really high tax returns, fees are also higher but online reviews say they might be filing it incorrectly and are not reliable. Can anyone share any personal experiences if they have any? TIA

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How is Tell Day shaking out for everyone? Any good surprises? My bonus was smaller than I thought, but did get promoted to Consultant!

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For those using voyager, does it take a really long time for deposits to settle? It's been like 1.5 weeks, my cash has been taken out of my bank account a while ago, but voyager still has all my deposits as pending.

I can still trade with the pending deposit, but I'm just wondering since I'll eventually withdraw some.

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Does Amex welcome bonus jail apply to all cards like platinum? Also any way to get out of it(or at least know you are denied bonus before you get a 5/24 chase hit on you)

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Have an amount of Marriott points I would would like to use to buy United miles.

Any advice on carrying out this transaction?

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Hi i lost majority of my money in the stock market. I married and promised my family that I will not make the mistake I made 7 years ago. Gambling. Is this an addiction I have. I keep selling stocks and taking loses buying other stock hoping it will recover but never did and sell again taking loses and buy again. It now sink in to me. I borrow personal loan hoping that the market will do k and I pay it back but I even lost that. I can't stop crying that I hurt the one I love the most my family.

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"How many points?"
I'm new to all this. Beyond all the humor is this actually commonly done ? What's the process and way to go. Real examples please:)

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When to sell at a loss?

I’m 26 and have a fair chunk of my NW tied to Cloudflare - a tech stock that I believe has the opportunity to 3x and become a $100b+ company over the long term. Similarly, I have a lot in cloud computing etf - WCLD.

Given short term rotation out of growth stocks, I’m confused on what to do. I think we still have some time before growth stocks bottom out, but do I sell?

I would consider myself a “long only” investor, but am unsure what to do given my lack of diversif

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What’s the best credit card for a married couple who shared finances? We were thinking American Express but kind of lost.

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Recommendations for how to allocate 401k with Fidelity. Just switched jobs and have to move from Merrill Lynch to Fidelity

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Hello Everyone, I'm new to fishbowl and hoping that I'm able to reach my goal of placing myself in a #job and helping others too in finding a job here in #Dubai. Does anyone have any leads or referrals for an Executive Administrative Assistant / Secretary / Junior EA role? I have a total of 22 years of experience in the administrative field & Executive Assistant certified by Davars. Currently on a visit visa in Dubai.
Thank you for the leads and referrals. Stay safe, Stay Blessed.

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Can we show unequal rent split up between husband & wife for HRA?
Let's say we pay 20k in rent. I want to show that I pay 15k and wife can show 5k. Is this sort of break up possible without explicitly mentioning it in the rent agreement?

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I have gains from stocks.. as LTCG. Do I need to file ITR 1 or ITR 2?

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Interesting all the noise about these PPT, my take:

The pandemic took all the upside of an IB analyst life (client meetings in person, fancy trips, suit up, worshiped at networking events) and left all the juniors with the downside (long hours, monkey-like type of job, aggressive work environment).

Not that the complaints are not sort of legitimate but you may need to revise the decision-making process that led you to accept a return offer. Specially if you were looking for less hours.

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Hi, fishes! I just joined EY GDS last October. Is it possible for me to be regularized in Cycle 2?

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Is it a good choice to switch from ZS Associates to Deloitte? Currently working in ZS with 1YOE

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Any ex IBM GBS fishes that moved to AWS ProServ. Any regrets ?

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Newly minted consultant here looking for financial advice.

So I just moved to consulting after B school, and It's more money than I've made my entire life. After paying for rent and living expenses, I have 6000$ left over every month. My student loan payments are about 1200/month at 7% interest. I still owe another 95K on my loan. I have the option to pay more every month and reduce my overall interest paid.
Currently I put about 3000 towards my loan and 3000 towards my savings. Cont'd...

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I have cleared CTS interview and have asked for 21lpa with 6 yoe in automation testing. Do they give that much with the yoe I have ?

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We need a smart, nimble media buyer/planner that can lead a cool set of travel brands (a hotel brand, a destination, a resort, a luxury development). Hybrid buyer/ account lead.
Are you out there????

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Hello Sharks,
I have cleared 2 technical rounds in
Deloitte . Now there is one more partner interview. Any idea what kind of questions should I expect and what is the success ratio in this round?
Deloitte India Deloitte USI

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What is the percentage annual appraisal hike given for CTC of 32 to 35 LPA at TCS? Grade: C3B

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Stay or go ?

I'm at an early stage tech start up and gaining experience in an industry that I like. However, I am getting no formal training or sales coaching. Everything I've done so far (Inc. Targeted marketing and prospecting) has been self taught and I feel like I am lacking professional knowledge if I was to move onto a different company, especially considering that I am not involved in the full sales cycle.

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Seeking advice: I am a young sales consultant and sales engineer working for a tech startup company. I have 6 years of sales experience. And I have been helping run my family business for the past 10 years. I was intially interviewed for a senior account executive position at a $70k offer. Instead they told me I needed more training and hired me as a Junior account executive at a $50k salary + commission. Today is my 6th month mark and I have done very well. And no talks of a promotion / raise..

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Looking to get back into SaaS sales after a few year hiatus. Any tips or recommendations to ramp myself back into SaaS sales? Any podcast or books, etc?

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Are there coaching services available for technology case interviews? It seems like the coaches available through Management Consulted, Prep Lounge, My Consulting Coach, etc. have coaching services available for traditional case interviews but not sure if there is another platform specific for tech cases.

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Earlier Gamestop was supposed to file for bankruptcy, now they could make many more file for bankruptcy.
Play safe!

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LTI-Larsen & Toubro Infotech is Hiring
*DM your EMAILID with JOBID to Apply*
All LTI Location!!

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Additional Posts in Consulting

I have a flight at 7a on Sunday but I’ll be out late having fun the night before. If I miss my flight will I have to pay for a new one-way ticket home? Delta and I have Silver medallion.

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Dear People on Red Eyes,

Best travel blankets and pillows? I’m wearing sweats, thick socks, etc. and still so cold. Any tips to deal with west-to-east coast time difference?

Sincerely,
Exhausted

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The only joy of Sunday travel. Wear whatever the F you want.

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Hey 🐠, what are your recommendations of books, articles, or practice tips to improve communication, both verbal and written? Want to be stronger at running meetings, pitching ideas, writing (cont’d)

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Is genetic testing for diseases covered by most health insurance? Has anyone ever done this, do you recommend it.

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Accepted a new job at competing Big 4 but got a message from a recruiter from MBB. How do I respond to the recruiter? Is it worth it to take the call and be honest with them?

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Wtf is up with this smog in Seattle?!? Its like the cities sky turned into LAs 😱

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Using the handicap stall as an able-bodied person in a public restroom: fine, only if otherwise full, or special place in hell?

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Happy friday ya'll

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How hard is the PSM (Professional Scrum Master) 1 certification exam?

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Do you guys take naps when WFH?

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EY fish - when you are laid off, is it immediate the day you're told or do you get a little warning?

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How does Accenture’s cell phone reimbursement policy work if you don’t want a new device and just want reimbursement for the plan? From what I am reading we have to charge the cell plan to client?

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Posting spoilers doesn't benefit you, so you're doing something literally just to be a dick to other people. How does someone end up as the type of person who does something *just* to be an asshole?

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I know Mck is the top for strategy, but in terms of digital/design in top consulting firms which do you think is better? Mckinsey digital or deloitte digital? (Or another..?)

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Currently a Senior Manager at Accenture in Midwest. Assessing an offer for relocation within company to San Francisco. Base salary increase proposed is 10%. What should have been a fair increase %?

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Has anyone used gliders that stick on tyres of office chair, for better movement over the carpet?

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Can Bama just not win for once? Already annoyed that they’re in the CFP without a conference win.

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How feasible is it to pass the case interviews at MBB without having done mock case interviews with other people? I’ve studied the frameworks myself and looked over numerous case studies.

funnylike

Men's fashion enthusiasts, I'm looking for a new brand of suits since my go to brand is not as plentiful as it used to be. I usually try to scoop up a Hugo Boss on clearance. Any other suggestions?

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