Is there any downside to using CSR “pay yourself back” on groceries and such, instead of travel? Seems to me like there isn’t but want to confirm I’m not missing a catch

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Posting as :
works at
You are currently posting as works at

I spent like 300k points on it, zero regrets. I’m not interested in spending time optimizing these so much, plus travel isn’t happening. This is gonna be the most effective points to $ conversion for 99% of people, and 95% of traveling consultants.

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I used this heavily - you never know when they start devaluating points

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Pretty sure even compared to using it for travel, it’s a better bang for your bucks if you use it for stuff with 50% discount. I dumped all my points into it. Saved me 2k already lol

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I used it. Hella better than just cash back.

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