It honestly sucks how investment loans require 25% down. With the cost of houses even if I find a good deal it’s hard to afford it. Even a $250k house requires me to have almost $70k cash including closing costs for an investment.

Anyone here willing to explain their thesis on bitcoin? Thanks!

What do most people invest in for their Roth IRA portfolio? I’ve heard target funds and ETF’s..which one is better?

Hi new to crypto! What apps/sites would you all recommend to start investing? I have Robinhood but it doesn’t have a lot of the crypto options

What stocks are you betting on for 2018?

How big is to big for an initial investment property. Theres a 20 SFH portfolio for sale by me for about a mil. Is this to big to start with initially? I'm less worried about the Financials (feel comfortable on that end) and more worried about the managerial aspect.

How hard is everyone pushing their corporate clients to authorize nonresident assignees whose only 2020 US compensation was the value of their 2019 tax preparation?
My clients are pushing back on it this year, and I can't say I blame them. If I were in their shoes, I'd rather take the risk of not filing than the expense of filing again. From my own point of view, I don't really want to spend my time on such returns, either, even if the revenue and easy return are nice.

Base is at 180k, after tax, insurance , 401k and ESPP (max out), my bi-weekly pay is only like 3600 (like 8000 monthly). Can people really save this kind of money, or most people rely on their stock appreciation?

I just got a FAANG offer with 290k TC (8 YOE), so I am trying to rent out my place as I need to relocate, but I am not able to find someone to cover my full rent and I am depressed because I am so not investment savvy and I can NEVER EVER accept losing money in ANY SITUATION. Am I being insane?

Isn’t buying ETH a little too late in the game now ? Considering other blockchain technology applications coming up.

Specific question for fish based in the UK.
Could you let me know what your employer contributions to your company pension scheme are?
For instance, they contribute half of your contribution up to a maximum of 3%. Before any tax incentives etc.
Interested to see the variances, it seems to be substantial from what I've seen. If it changes with level/seniority, please make that clear as well so we can differentiate between companywide averages and individual circumstances / positioning.

How well can I live in Chicago on $55,000 a year? Also, I have no student loan debt coming out of undergrad.

I had rented my condo to an unpleasant “condo maintenance company” as my tenant. Had to end the lease prematurely, a lot of trouble. Now I am deducting about $500 from their deposit of $2150, and he is threatening me that “his attorney will be moving forward and pursue every legal right he has as a tenant enforcing the RLTO”.. am I at wrong here? Anyone knows RLTO?

Junior Associates - How much student loan debt are you and your peers in these days? A few young partners and counsel at my firm were discussing the student loan moratorium and most of us were convinced we could have paid the majority of our loans off with the bonuses associates got these last two years. But we are all old and when we graduated 150k to 200k was about the max student loan debt people graduated with. So educate me. What is the average student loan debt these days?

How should one properly calculate total comp? Base + bonus + stock options? Should you only include options that vest that year or include the total $ granted that will vest over 4 years?

Does EY let you keep Amex rewards points?

When is the Bitcoin bubble going to pop?

House flip question

Hey all newbie here. My husband and I are living that Double Income No Kid life wanting to (Financial Independence) Retire Early.

Both in tech in the Bay Area. I’m in Arizona visiting family and am thinking of an investment property. Does anyone have a book/course/video that they personally have used and recommend for flipping houses? I want to do some research there’s a lot of content out there.
Thanks a bunch!

Is anyone aware if we are eligible for pension component?? I know D does have for Core Consulting model.

What are the best hompanies for credit risk analyst profile?

Can anyone please refer me in LTI.

I have 2.8 yrs exp. Skillet - Azure Cloud, Devops. Open to any new latest technology as well.

I am serving notice period.

Thanks for your help

Anyone from MBB here? Have you heard anything about Salesforce B2B Commerce work within your firm?

Recruiter shared post on-site feedback and she mentioned that she would like to do the team match and do 1-2 additional rounds of interviews because the feedbacks now are borderline and have a very low chance of HC. Any team here who's hiring SAP Program Manager role? Please kindly keep in contact with me :)

Any insights on Cloud consultant role in GCP PSO in terms of project pipeline, growth opps , wlb , etc.

Is there anything you wish you knew about civil engineering before deciding on your degree?

I am a mechanical engineer and people think that because I am a "mechanical" engineer like I fix cars. It is part of the career, but it is not the same thing. It happens to others that people confuse your profession, or it's only to me?

Minneapolis golfers? Anyone? Anyone? I realize now is not the best time of year for us, but we can talk about it and do our best to daydream.

When is it appropriate to follow up after an interview for a lateral position? Had a screener call 2 weeks ago and then an interview with the partner + senior associate last Thursday where it was mentioned that they would “likely” want me to meet more people. I’m getting anxious but don’t want to bug them!

Will getting a low tier rating also affect your career when you are switching companies?

Expecting to travel frequently along the west coast this year for work... any credit cards/rewards program reccs? I already have CSR but in the market for another airline or hotel credit card

Kind of a quick rant. I did a quick search through some firms websites because I am thinking of switching jobs. It is definitely clear most firms still do not embrace diversity. I know diverse applicants must be just as qualified! So what is keeping attorneys of color out?? It’s so discouraging.

1YOE as a strategy consulting generalist, interested in breaking into PM. Would love to know which books / courses will get me in the best shape for PM, and if it’s worth looking into with my currently level of experience. Thank you!

Anyone in the DC area recommend a tailor that won't charge my entire salary?

I just received an offer to lateral into banking. How does independence affect the stocks I currently own? If I join and my stocks are on a restricted list will I have to sell them? Or will I be limited to being unable to buy more/sell any during the course of my employment.

How suspicious is it that the client that just gave the pitch of VW in the US to Johannes Leonardo used to be one of the executives from Johannes Leonardo?

Hello,

I recently got an offer from DBS bank, there they have promised to pay 3,00,000 as one time relocation allowance.

Two things i want to know,
1. Do they pay this amount regardless of whether you are in the work location ?
2. Inorder to encash this amount does it require require to submit any proofs or what's the process ?

Advance thanks!

I am working for 3 years in TCS. Looking for referral in field of Data Science/ ML .

Relevant YOE: 2 years as ML Engineer(Computer Vision/ NLP)

Highly appreciated if any referral opportunities available

Who is still in denial about a housing correction? The Fed just made another .75% increase. Powell said they won’t stop until inflation is 2%. He also said a recession would be better than the consequences of unchecked inflation. He announced he will bring rates to a “restrictive level” until “the job is done”. He said that labor demand needs to soften (ie: layoffs). He very explicitly said he wants to slash demand and that housing needs a “correction”.

Any potential flags/benefits for dual agency? My agent and the seller's agent work for the same company.

Any one knows what’s the easiest way to order a radon test for new construction?

28 year old with ~125k in cash/brokerage. Have been wanting to begin purchasing rentals but anxious to use a good bit of my liquid savings. Thoughts on biting the bullet vs. investing in stocks. In Houston if that is a factor

I'm early in my career, managed to save $30K to invest, and want to get my hands dirty with a rental property without too much risk (e.g. no HML/flipping). It sounds like that's a tall order in the NY/CT area given the prices, not to mention whether I'd be able to get a mortgage on anything below $100K, but I figure I'll give it a shot anyway. Any advice on what you might do in my position? Am I being crazy with this idea?

How long did it take you to purchase your first rental property once you started looking? I’ve been working with an agent for about a month with one offer not accepted, feeling discouraged

Having trouble selling my (retired) dad's house. It needs a lot of work, but has great character. What if I buy it myself for a low, low price? Then I would be able to get a FHA 203k loan to do the updates. Rent it out or put it back on the market in the spring.

From a financial standpoint in this market, which would be a better approach in Austin -

1. Buy a ~8-850k house that meets most of our ideal criteria (size, schools, interiors etc) to stay long term

2. Buy a ~5-550k house that’s not ideal with the plan of moving into an ideal home in 4-5 years when kid is ready for school.

How easy is it to get a mortgage for the second home?

Household income - 300k

Happy to add more details as needed

Thanks

For anyone that has bought a townhome from Lennar, are the walls fairly well insulated for sound?

What, if any, were your main complaints?

If you living currently in a home and looking to buy another home but plan to put only 10% on the new home, can I pay the remaining 10% after selling my existing home in 1-2 months .. and get the PMI

I’ve been thinking about getting into real estate investing. Not right now but later down the road. I’ve been trying to save up for a down payment. What are some good resources for a beginner? Blogs, YouTube, books etc I’m not looking for paid courses because I will be learning at a slow pace. Any help will be appreciated.

Went into a multi family property 50/50 with a relative against my gut. Things are going horrible. Need to get out. Best options? Buy him out? He invested maybe 4-5K in time (demolition work) and 2K in cash. I’ve managed the whole thing for 9 months. 10% of gross rents (as a management fee) would be about the same (6-7K)). Bought at low in market just after COVID hit. I want to keep the building. Seems fair to give him his initial investment back + some additional money for market gains. Help!

Hi all - any advice for a first time real estate investor looking to make their first purchase at the end of 2021.

I plan on saving $50K, for a $350-400K property in the Long Island, NY area for my first property. Does this sound reasonable? And does anyone have any experience & advice investing in the LI area?

Id like to rent it out for some positive cash flow that I can then start using to save for my 2nd property (sounds easy when I type it).

Thanks all for your input - stay safe!

For those w investment property, how many of you self manage vs using property manager? This is my first condo, relative new build from 2018 and a family friend jus moved out. I would have self managed but am scared about squatting/evictions esp w Covid and the rent memorandums. Thinking of jus getting the property manager as I am new to this... Advice appreciated.

Due to a family situation we are looking to move to a different state. Normally we would sell our current home and buy a new home in our new location. However, with todays prices and interest, will it make more sense to rent out our current home and rent a home ourselves vs. selling and buying immediately when we move? We are moving from Vegas to Sacramento and we are not sure how long we would stay in the new area. Thoughts?

Looking to move out of California, and considering buying a townhome in Atlanta for ~$650k. Any thoughts on the Atlanta real estate market?

Hi guys! Looking to learn about real estate investing! I am a senior in college graduating with a degree in finance so I understand certain aspects, but am looking to learn more on my own about real estate specifically!

What books would you recommend I read?

Best way to start wholesaling real estate?