I've been a carpenter for 7 yrs and I loved the hard labor. I then became a handyman to I always had great experience an teaching.
I've always wanted to buy my mother her own house after I build my own. I guess that's why I haven't been able to buy anything as of yet.
I hope this time I get it right, and I hope you will too.

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Hii all,
I am a fresher currently with these options. Persistent Systems Limited - 4.71 LPA
BNP Paribas - 5.50 LPA
Capgemini - 4.20 LPA
IBM - 4.50 LPA
Wipro - 3.50 LPA
Harman International - 5 LPA(+50k joining bonus)
Can you suggest me which one to choose among these?
Thank You!

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Ladies who love food: let’s try out different cool restaurants together!

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Any suggestions on good books on consulting for reading during holidays

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What's your commute time to work?

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KPMG India Hello fishes,
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Hi guys, can anyone help me with the hierarchy structure followed at KGS? I have total of 6+ years of work experience. Will I be able to pitch in for Manager?

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Opinions on AbleTo?

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Poll time: If you’re doing laps at your preferred park and a rando starts drafting you, do you:

Started at my first real firm job after quitting a nonprofit and I’m loving the new firm! But I’m the only one with pronouns in my email signature… should I bring this up? I think everyone here is cis but it would signal inclusion when we send emails, no?

Okay, who did this... 😂

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Been with my GF since college and we recently hit the 4 year mark. 1-2 years into our relationship I found out she had instances of micro-cheating (flirting with guys, talking to ex’s etc - but nothing physical) and we addressed it. To her credit and my knowledge, she’s been apologetic and great at respecting boundaries since, but I still feel the pain from her actions years ago (and have talked to her about it). Feeling lost about whether to just leave or to try and work things out

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We are going through a phase in the market where dev salaries are rocketing up, and we are VZI should not sell ourselves short and wonder where we stand.

Drop your band, YOE, base and total CTC below 👇

We should at least know if we are paid at par within the same company, we already know we are below the market.

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Folks in NJ- are you able to get appointments at your local DMV trying to get a license and it’s been painful

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Is anyone based in Boston? Would love to plan a meet up… the group in pretty small…there has to be more of us 😅

Likes for DM Peez 😅🥰

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Making the move from Chicago to Brooklyn. I'm looking for Sr. Art Director roles but open to other positions outside of traditional advertising as well. Being able to incorporate photography would be a bonus.

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Additional Posts in First Time Home Buyer

My partner bought a new truck earlier this month. We’re hoping to joint-purchase our first home next spring. Is there a “best” time to get pre-approved for a mortgage? When should we start the home buying process?

So far we’ve kept our head in the realtor apps to see what the market is doing.

Rent just went up, pressure is on!

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Is buying fancy condos with high HOA(>$1k) worth it?

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Any recommendations for a good water softener/filtering system which keeps the overall salt level low post-softening ?

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I am brand new to the process and keep hearing conflicting reports. Should I be waiting out the market? Or is this the perfect time to buy if you can? I don't trust all these realty sites telling me I should buy now.

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Seeking some advice for home buying. Went under contract on a new construction back in March, was originally supposed to be ready in August but has been delayed until November. I’ve began getting quotes for mortgage rates through lenders and the best I’ve seen so far is 5.75% (excellent credit, dp at 10%) at a 60 day lock. Debating if I should test my luck with the market to see if rates will drop or if I should go ahead and lock my rate in before Rates increase even more

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Asking for help! For a farmhouse-style vibe would pulls or knobs look better on cabinets and drawers? Included two photos from Home Depot. I'd be getting black either way and the cabinets are going to be a sage green-ish color. Thank you for the input anyone (:

Post Photo
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With interest rates between 6.5% and 7.5%, it is safe to say that buyers are slowing down in their search.

I am a real estate agent who is in the process of closing on her first home. We offered $15k under list and asked for closing costs to be paid for. Granted, this is in a very small rural town; however, just know... If you have been looking for a home for the last 2 years and have not had great luck, now is the time to take advantage of the changing market. You can refi when rates drop.

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If I see one more article on how millennials are ruining the economy or housing market by not buying enough homes or selling enough homes I'm going to scream. We were saving for 3 years before Covid and had to use a solid chunk to take care of ourselves and our families during quarantine. Now that we're ready to save again inflation and COL are at an all-time high and we're headed into a recession. And somehow this is my fault for what...not being a boomer? Bffr.

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I'd like to buy, but the market is absolutely atrocious currently

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I went from making $70k the last 7 years to now started a new job a month ago making $130k plus $10k bonus every year, and $60k in RSUs. I have $70k in my 401k and around $50k in savings. Want to get out of the Silicon Valley which has been home my whole life and buy in TX or AZ a ~$400k house. I have about $20k in student loans which my dad has offered to pay (wants to make up for never supporting me) but I’m waiting to see what Biden decides for student loans. Is this feasible? Credit is ~615

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I’m really discouraged. My after tax / after 401k contributions etc. take home pay is $6,500 monthly. I have $60,000 in savings / stocks for a down payment but even looking at a $550,000 home, my monthly payment would be about $3,400 from the calculators I’ve been using. Is that too high?

So discouraged that houses where I live are about 50% higher than what they were 2 years ago, and now interest rates are around 5.25% for my credit score. This is like a 1750 sq foot home

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Anybody here a FTB in London, UK?
If so what kind of mortgage rates are you expecting?

How much is 2k a month for a house payment? What size loan would I be able to get?

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Buying new home first time in Austin, what you recommend to do 10% down payment or 20%. If I do 20% then saving around 60k in a year. Considering inflation is coming and house prices is going down day by day.

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Any recommendations for buying agents in Massachusetts?

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Would like some thoughts on a 2-br NYC condo my husband and I are considering. $250K HHI (no kids). No loans or debts, both have newish cars fully paid off.

Offer would be for $725K, with 10 percent down. 30yr mortgage @5%. We would need to include closing costs in the mortgage, to keep about $10k liquid. Monthly costs will be about $5k.

This unit is special, very rare (we’ve rented in the area for 10 yrs and know the local market well). Should we go for it?

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Plan is to purchase some time after 2 years or so. Primarily to save up for a larger down payment.

Here’s my plan of attack:
- $30K saved right now ($20K in IBonds and $10K cash)
- $90K saved by July 2023
-$130K saved by 2023 and target a $800K home

Location: Suburbs of Boston, MA

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Any recommendation for best brokers / banks for jumbo mortgage rates? NY metro area. Was quoted ~5.6% last week from Guaranteed Rate, but not sure if they’re brokering or lending themselves. If the former, I’d think I could find better rate going direct to lender.

What is the most difficult part of buying a home for the first time?

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