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Hi,. 24F YOE = 2years10months Work = DevOps and cloud (AWS) . I have two offers, both from same work. SAP Sal 11.7 fixed + 1.3 Vpay = 13LPA Airbus Sal 14.3 fixed + 2.7Vpay = 17.5 LPA and 5L joining (should be given back if early exit in 3years) Both companies have other benefits apart from CTC. Can anyone suggest which one to decide? I have some idea on SAP labs but not sure about airbus when it comes to work life balance, career growth, team. thank you and much appreciated
Anyone heard of Prescient Healthcare Group?
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I have received offer from sales force as a analyst planning(same as current profile) , the package is 200%more than what i have now but its a contract job. Is the work culture at Salesforce banglore good even for contract workers. How is the pressure and risk? are contract employees treated well too?
🥱🥱 you can’t never trust nobody

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I personally like a blend of no fee index funds (voo, vti, etc.), actively managed (low fee) mutual funds with different objectives, and maybe some individual stocks in companies you believe in for the long term (if you want). Plus of course emergency fund and retirement (ideally target date)
Also dollar cost averaging is your friend if you can. I’m a bit risk averse so I like the idea of putting in set amounts on a weekly/ monthly cadence and not looking at it.
Blue chips are the DJIA so you may want to rethink that. Also the SP500 includes DJIA stocks, so may want to rethink that. SP500 index fund is prob your best bet
I’m not sure that bad is the right word but you should be attempting to diversify. SP500 will provide you exposure to the DJIA companies while also adding 470 other stocks to your portfolio. Your ultimate goal is to hold the most diversified portfolio possible
What made you decide to use Marcus?
I recommend Wealthfront. They have a high return. We’re talking about returns now :)