I’ve got 30k sitting in a high yield savings. I want to invest with no/low fees. What should I do? ETF? Mutual DJIA? Blue chip stocks? I’m 26 and only have Roth 401k (now 25k) and 30k in Marcus

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I personally like a blend of no fee index funds (voo, vti, etc.), actively managed (low fee) mutual funds with different objectives, and maybe some individual stocks in companies you believe in for the long term (if you want). Plus of course emergency fund and retirement (ideally target date)

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Also dollar cost averaging is your friend if you can. I’m a bit risk averse so I like the idea of putting in set amounts on a weekly/ monthly cadence and not looking at it.

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Blue chips are the DJIA so you may want to rethink that. Also the SP500 includes DJIA stocks, so may want to rethink that. SP500 index fund is prob your best bet

I’m not sure that bad is the right word but you should be attempting to diversify. SP500 will provide you exposure to the DJIA companies while also adding 470 other stocks to your portfolio. Your ultimate goal is to hold the most diversified portfolio possible

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What made you decide to use Marcus?

I recommend Wealthfront. They have a high return. We’re talking about returns now :)

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