I've heard your personal credit score can be affected by your corporate AMEX account. Is that true?

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Corporate Amex is just a charge card so it shouldn't impact your credit score at all. Now, if you didn't pay your bill, I'm sure it would find its way to collections but otherwise nada

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True

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No

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Only if you let it go delinquent is my understanding

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EY1 - Company cannot pull from your pay. You don't owe the company the money. You owe to Amex. PwC3 - If you have some delinquencies, it's not an issue, but if they send to collections, it will show up as a derogatory item.

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ZS - Partially true. A personal charge card impacts score. All corporate cards do not. Unless as others speculate, you do not pay.

No, it's not part of your credit report. But if fall delinquent your company has a ride to take the payment from your paycheck

Absolutely yes. It is tied to your social which is tied to your credit. Don't pay your Corp card and find out 😉

It does not. I've handled issues and credit score is 796

@ow1 yes they can. Read the fine print. It's part of your agreement for using the corporate card. You'll get a ton of emails before asking you to bring the account up-to-date. And eventually they'll cancel it and pay.

Maybe that's part of your employment agreement, but it's not part of the Corporate Card agreement.

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